Performance Property Data

Phil Almeida chats with David McMillan about mortgage arrears. They cover what it means, how it’s calculated, the impact of the RBA losing control of mortgage arrears, the state of the market in the capital cities, and some of the opportunities open for the savvy investor.   ‘Performance Insights’ is one of three segments you will hear on the Performance Property Data podcast. They are released every Wednesday and Friday, giving you technical knowledge and the lowdown on key property markets around Australia. You can also view these episodes as videos on our youtube channel. ‘Property Insiders’ are released monthly and feature conversations with investment industry leaders offering knowledge and expertise. And ‘The Property Pineapple’ is also released monthly, bringing you real-world experiences of actual investors.   For more information about how Performance Property Data can help you maximise your investment dollar, head to www.performancedata.com.au

Sharon and Phil Almeida, Director of Acquisitions at Performance Property Advisory, are at the Reserve Bank of Australia building in Collins St, Melbourne for this technical insight. The RBA is responsible for making monetary policy and in determining the cash rate is influenced a number of factors: current interest rates, the relationship between lenders and borrowers, inflation rate targets, value of $AUD, imports and exports, and the general strength of the economy. Sharon and Phil discuss how the RBA cash rate can influence the ability of a mortgage holder to service their debt and note that interest rates are extremely low at the moment, meaning the only way is up.   For more on this topic head to www.performancedata.com.au where Phil has written an article covering cash rates in more depth. Performance Insights is one of three segments you will hear on the Performance Property Data podcast. They are released every Wednesday and Friday, giving you technical knowledge and the lowdown on key property marke

“There is no other financial product out there, that gives you exposure to the housing market without buying a house itself.” This month on Property Insiders, David sits down with Anthony Millet, entrepreneur and CEO of BRICKX, a unique and exciting new opportunity in the property investment market. BRICKX is an online platform that allows people to invest in property on a fractional basis. Practically, this means that BRICKX will purchase a property, which is then divided into 10,000 units - or Bricks - which are made available to investors for purchase.  Currently, each Brick costs between $58 and $154, and investors are able to own up to a 5% share in each property. Investors benefit from their share of the monthly rental income, and every six months BRICKX properties are revalued so Brick investors can watch their investments grow.  BRICKX can be used by anyone, but investors include those who have never invested before or entered the property market, as well as seasoned property investors seeking greater

David is joined by Phil Almeida, Director of Acquisitions at Performance Property Advisory, in Curtain Gardens, Carlton, Melbourne for this technical insight answering the question ‘What is Yield?’ They explain the term, expanding to discuss the difference in meaning and application of ‘gross’ and ‘net’ yield, and also how the yield can be used to determine a market’s position on the property clock.   Performance Insights is one of three segments you will hear on the Performance Property Data podcast. They are released every Wednesday and Friday, giving you technical knowledge and the lowdown on key property markets around Australia. You can also view these episodes as videos on our youtube channel. Property Insiders are released monthly and feature conversations with investment industry leaders offering knowledge and expertise. And The Property Pineapple is also released monthly, bringing you real-world experiences of actual investors.   For more information about how Performance Property Data can help you m

Sharon is excited to have property investor and educator, Jane Slack-Smith, on the show today. Jane is a former mining engineer, demolitions expert, and risk assessor, and now passes on everything she has learned through a successful property investing career through her business Your Property Success. She comes on the podcast to share some of her knowledge with you. About your host, Sharon Taylor… Sharon heads up the research division at Performance Property Advisory. She is responsible for the aggregation of economic and property data sources, as well as deep analysis of the data to provide quarterly reports on each capital city of Australia.  These reports identify between 5 and 8 submarkets in each capital city, and provide an opinion as to the short term performance of each submarket. This information is vital for clients to maximise the performance of existing assets, and also for selection of new blue-chip investment locations. About Sharon’s guest, Jane Slack-Smith Jane Slack-Smith is the founder of Y

David is joined by Heath Bedford, Director of Acquisitions at Performance Property Advisory, to chat about vacancy rates. This is a measure of the undersupply or oversupply of vacant properties in an area, and it can have impacts on rental prices. David and Heath take a look at two contrasting examples exhibiting one of the best vacancy rates in the country (Hobart), and one of the worst rates for investors (Perth).   Performance Insights is one of three segments you will hear on the Performance Property Data podcast. They are released every Wednesday and Friday, giving you technical knowledge and the lowdown on key property markets around Australia. Property Insiders are released monthly and feature conversations with investment industry leaders offering knowledge and expertise. And The Property Pineapple is also released monthly, bringing you real-world experiences of actual investors.   For more information about how Performance Property Data can help you maximise your investment dollar, head to www.perfor

Today we’d like to bring you a special bonus episode that was recorded for the Sydney Property Buyer Expo in late October. Our Director of Acquisitions, David McMillan gave a talk at the expo entitled “Preparing for the Coming Storm”, offering tips and advice about not losing money. Here, he talks to radio station 2UE in Sydney, about some of the topics he covered in the talk…   Join us on Wednesday and Friday every week for Performance Insights, one of three segments you will hear on the Performance Property Data podcast. They’ll give you technical knowledge and the lowdown on key property markets around Australia. Property Insiders are released monthly and feature conversations with investment industry leaders offering knowledge and expertise. And The Property Pineapple is also released monthly, bringing you real-world experiences of actual investors.   For more information about how Performance Property Data can help you maximise your investment dollar, head to www.performancedata.com.au  

“Money is the root of all evil, but if you haven’t got it, it’s worse.” This month on Property Insiders, David sits down with Kevin Agent from the Australian Lending and Investment Centre to chat about cash buffers. A cash buffer is an amount of money you have in a special account that is there if something happens beyond your control. Kevin tells David that there are two options for the cash buffer: to have it in a redraw account, or in an offset account. There are advantages to each, but Kevin thinks if you have a home loan, your cash is better off in a redraw account, and an offset account for an investment property. A redraw account is money you use to pay off your loan, but is then accessible should you need it later on. An offset account is essentially a savings account where the balance is subtracted from your total loan amount, thus reducing your interest. Kevin says his preference is always for an offset account, but for those who are not as good with saving money, a redraw may be a better option as

The Property Pineapple is one of three segments you will hear on the Performance Property Data podcast. Property Insiders are released monthly and are conversations with industry leaders offering knowledge and expertise. And Performance Insights are released every Wednesday and Friday, giving you the lowdown on key property markets around Australia.  For more information about how Performance Property Data can help you maximise your investment dollar, head to www.performancedata.com.au Show notes… Sharon invites real estate sales consultant, Matthew Hunt, into The Property Pineapple studio for a chat about his investment journey. Matt’s story is particularly interesting, given he was only 21 when he bought his first property, and now, at age 23, is working on a sub-division of this property. Matt lives and works in a suburb of Geelong, a city he says has changed a bit in the last 10 years. Infrastructure works are transforming the city, and many property investors are actually from Melbourne, who see Geelong

David gets together with Mark Davis from The Australian Lending & Investment Centre (ALIC) to chat around the question…  Why go to a broker instead of a bank to manage your property investments? Through their discussion, David and Mark make the following points: brokers tend to focus more investment lending, structuring, enabling you to create wealth; banks are often more focused on rate, cross-selling, and their product; ALIC has a focus on strategy and structure; Mark: “I’m a really strong believer that you’ve got to be a specialist; you can’t be a Jack of all Trades.”; with a focus on lending, ALIC work closely with other specialists in the field in order to best advise their clients; ALIC keeps strong working relationships with only five banks; brokers are able to tailor specific strategies and structures to your circumstances; there’s very few investment-focused brokers out there; services the client misses out on going to brokers focused on home loans; and a broker needs to understand the wealth sid

Sharon invites her good friend, Anna Guy into the studio to talk about Anna’s personal experience with property investing.  Anna and her husband bought their first home in 2003 in the inner-west of Melbourne. Two years of living with Anna’s in-laws allowed them to save for the deposit, and after six months of house-hunting they settled on a lovely period home close to the city. Although the original plan was to renovate their home, three-years later they realised they held a lot of equity, so they used the money to instead buy their first investment property. They looked in the same suburb, and bought a house that now - just over ten years later - has doubled in value.  In 2007, Anna bought a three-bedroom house in South Frankston, where she had been hearing good things about opportunity. Her plan was to on-sell it to a developer, but things didn’t work out that way. After sale, she discovered there was an easement running through the back of the property. She didn’t have a conveyancer or solicitor look over