Working Women's Wealth Podcast

I am going to answer the ONE question that I get asked ALL THE TIME as a financial advisor! What is financial freedom exactly? Some people call it retiring early. Others call it being a multi-millionaire! Most people shoot for a financial goal without actually understanding what and where this goal is. I explore the concept of FIRE: Financial Independent Retire Early. If you want to achieve FIRE, do you know how much you need to retire early? Because the best time to start saving is YESTERDAY!

Avoider? Saver? Spender? Or Martyr? Combining your money mindset with your money type gives you a healthy reality check of your money relationship status! Yikes! But financial freedom is not a destination. It is the ability make money regardless of circumstance! I chat with Monica Shah, the Founder of Revenue Breakthrough, to unpack in detail what it takes to make a consistent, sustainable income by moving your relationship with money from just MOTION into ACTION.

UN-BE-LIEVEABLE! I’ve just ticked off one of my BIGGEST bucket list items - witnessing the awe of the Northern Lights and sleeping in The Ice Hotel in true 007 Bond style! It just doesn’t get any better than this. By nature, bucket-list dreams are financially “out of reach” - otherwise they wouldn’t be worth it! So, then how do we go about ticking off bucket lists exactly? Well, let me tell you! My next one is Machu Picchu... what’s yours?

How is money serving you? A holistic life plan AND a financial strategy is worth so much more when MEANING and MONEY meet! Understand your return on life, not your return on your money!How is money serving you? A holistic life plan AND a financial strategy is worth so much more when MEANING and MONEY meet! Understand your return on life, not your return on your money! I chat with Kim Potgieter - a director of Chartered Wealth, the author of two books, and a certified money story coach. Her passion is ensuring that her clients get the most meaning from their money. Saving and investing is not about having money for money’s sake! So, what does that exactly mean?

They call it “Januworry” for a reason! And now we are faced with purging the festive splurge and back to paying off our debt. Yikes! We are in the middle of our series titled Financial Freedom. So, what have we learned so far? It’s all about MINDSET! How badly do you want it? Exactly how badly do you want the ability to choose where and how you work? And how desperate are you to squash your debt?

2019 is officially in full swing! Understanding and owning the rules of financial freedom is our key goal for this quarter. Wealth management and financial freedom is 90% behaviour and only 10% action! So we start by asking, how much do you think you (really) are worth? And how do we overcome the “poverty mindset” to build a positive money mindset?

HaPpy NeW YeAr! As we prepare ourselves to mentally and emotionally dominate 2019, I encourage you to reflect on the past year and set new, sustainable and future-fit goals for the year ahead. Make no mistake, I’m not talking about new year’s resolutions. I’m talking about definable, actionable goals in making your dreams a reality! We are going to focus on the ONE thing that you need to do that sets you on the path of success in achieving your goals.

There is a little-known or misunderstood secret about wealth. And I am going to share it with you! As we grow up, we see two extremes of making money - the stable route of working in some big corporate hoping to get to the top, or the riskier route of owning your own business. Very little is explored and explained about having a day job AND owning a side business AND investing. Because wealth creation is about the ‘AND’ and not the ‘OR’.

We live in a global village! If you are an expat, as I have been a few times in my life, you will know how difficult it is to find your rhythm and make your mark. But immigrating can be the most rewarding experience if you are open to redesigning your life. I chat with Hannah Pirnie, founder of Translating Me, an Identity Project that that is designed to empower expats everywhere to invest their skills, talents and opportunities to make the best of their time.

So how will I teach 1 million women about money? This is one Big, Hairy, Audacious Goal! I learned quickly that I needed to leverage technology to scale my goal and reach my dream. So, I launched my own online course. My plan was brilliant in theory. But in practice, everything that could go wrong would go wrong! This goal has stretched me beyond what I thought I could ever achieve. And I did! Welcome to part two of the secret to achieving quick, brave targets!

When I started Working Women's Wealth, I often thought to myself, “Why would anyone want to listen to me?!” It has been a long journey from feeling like a social media imposter to be a soft influencer. I chat with Tara Bradford, a publicity strategist, who helps her clients design their reputations around their message. A publicity strategy is more than just website traffic and social media followers. It is about the building trust and credibility to your message!

I've recently launched my first online course and it dawned on me how much I learnt at university or experienced at some big corporate was all wrong for today’s online business world! Not much works the way they teach it in textbooks or training rooms! To launch a product the way I was traditionally taught would have taken years of testing, prototyping, scripting, editing, branding, etc. So, the biggest lesson I learned thus far? Completion is better than perfection. Every time!

Fear! That dreaded, paralysing feeling in the pit of your stomach! Did you know that fear begins imprinting in our brains at the age of 7? So, how do we reset our brains? How do we overcome our fears to live life to its fullest? I chat with Fear Strategist, Robin Meyers, who is the podcast host of Activate Bold Choices (the ABCs), and is also the founder of Navigate and Empower, a company that specialises in supporting and empowering women to make meaningful transitions to live their best life yet.

I sit back in amazement and pinch myself! I have just launched my FIRST online course, The 30-Day Side Hustle Challenge. To turn my dream into a reality, I knew I needed quick and brave targets. So, I employed my number one tactic of getting things done - I declared it PUBLICLY. This meant I was accountable to YOU to get it done. But I was naïve to think it would be a simple exercise. I had one challenge after the other! And my battle isn’t over just yet…

So you want to start a side hustle but you don't know what to do or where to start? Join the club! Luckily for YOU, we can help with that! I chat with Zee Narajian - the epitome of the 21st century working woman who balances a full-time job AND a very successful side hustle. She is a self-confessed ‘jack of all trades and master of none’, and her dream is to help multi-passionate women monetise their passions by building authentic digital businesses.

This episode marks the anniversary of my weekly podcast for Working Women's Wealth. Wow! I am truly thankful for the lessons that I have learned and the amazing women that I have had the privilege of interviewing and meeting along the way. I reflect back on my own journey and the businesses that I have spent the last two years building from scratch. More importantly, I reflect on my decision to take a monumental leap of faith to walk away from a 7-figure salary. Gulp!

Life is full of surprises! For many of us, our careers have become our identity where sometimes we are forced to reinvent ourselves personally or professionally. And sometimes all it requires is turning our passion into a revenue-generating business! We chat with Julie Merrill, “The Paddleboarding CPA” about her journey of combining her expertise, life circumstance and her niche passion to make money.

Just imagine that for a moment. Earning money without moving from your couch! I encourage my clients to explore multiple income avenues for many reasons. For many of us, the issue may be that we are just not earning enough to save. A lifelong job is not guaranteed these days. And it is hugely beneficially to enjoy life with the extra income you make so that you don’t draw from your hard-earned savings and capital. And the best part? All of this can be done in the comfort of your own home!

Have you ever wondered if there is more to life than your corporate 9 to 5? Or maybe you feel like you just fell into your career and it’s just not what you thought you would be doing with your life? We chat with Anna Lundberg, author of “Leaving the Corporate 9 to 5”. It will inspire you with the possibilities that are out there and reassure you that you’re not alone in looking for an alternative.

What could you do with an extra R10,000 or a $1,000 a month? Having a side hustle has become more relevant and frequent in recent years than ever before! It always amazes me how many of my clients, past colleagues and close associates all have a side hustle that I would never have known about if I didn’t know them outside of the corporate world. The challenge is, it is mostly men who venture beyond their day jobs for extra income. It seems like us women suffer from the “good girl” syndrome - being loyal to a company or a job at all costs. Here, we explore three reasons why you should start a side hustle.