I Don't Do Budgets.

Roosevelt Thomas III has always had a strong love for fashion and pushing the limits when it comes to what he wears. In today’s episode of I Don’t Do Budgets, we’re talking about what it really takes to run an online apparel business -- the good, the bad, and everything in between. I’m going running a giveaway on my Instagram to celebrate 10,000 downloads! THANK YOU so much for the listens and for the reviews. Make sure you’re following I Don’t Do Budgets on Instagram to enter, and also remember to join the Facebook Group! SPONSORED BY: Acuity Scheduling. Acuity is my online scheduling assistant, working 24/7 to manage my schedule. Acuity gathers information from clients, sends reminders,  and even accepts payments on my behalf. It is like having an online personal assistant! Use my link to sign up and receive a FREE 45 day trial. No credit card required! acuityscheduling.com/ref/dontdobudgets Links Mentioned: Support with as low as $1/month here: https://www.patreon.com/idontdobudgets Social Media Info: Flav

I don’t know where I would be without this one… all of the things that I’ve accomplished couldn’t have been possible without my mama! I’ve learned so much from her; both good and bad habits. In this episode, I sit down with her to talk about how she helped contribute to what I’ve learned about money! From becoming a mother early in life to unlearning some habits she learned from her own parents, my mama shared so many interesting things that helped shape her into the person she is today. Hope you enjoy the episode -- and remember to call YOUR mama this Sunday! Social Media Info: I Don’t Do Budgets IG: @idontdobudgets Email: hi@idontdobudgets.com Website: www.idontdobudgets.com #IDontDoBudgets #IDDB

You’ve probably heard about the power of Facebook and Instagram ads before, but if you’re like me, you probably still have questions about if running them is right for you. In this episode, I sat down with Abu Fofanah, a digital strategist who was able to tell us everything we need to know. Abu Fofanah is a digital strategist and entrepreneur. He is the CEO of a digital marketing agency called House of Fofanah, which is aimed at developing technology focused solutions to help the brands and influencers monetize their online communities. Abu has also worked alongside some of the world’s most recognizable Fortune 100 and 500 companies around the world helping them transform their business. His most recent venture is called Power Your Launch, which is a virtual marketing accelerator aimed to help entrepreneurs and small business owners bootstrap their businesses by utilizing social media and their online presence as a monetization tool.  This was SUCH an informative interview for me, and I can’t wait to hear wha

On today’s episode, I’m sharing everything you need to know about high-yield savings accounts: the good, the bad, and why you NEED to have one. High-yield savings accounts typically pay a higher interest rate than traditional savings accounts and almost ALWAYS offer better returns than checking accounts… but that doesn’t mean that they don’t have some drawbacks!   Also, I wanted to send a big thank you to everyone who has been listening to I Don’t Do Budgets so far! We hit a big milestone that I discuss in today’s episode. Be sure to review the show on iTunes and tag me on Instagram if you enjoyed it!   Accounts Mentioned: Marcus by Goldman Sachs (2.25%) Ally Bank (2.20%) Simple Bank (2.02%) Synchrony Bank (2.25%) American Express (2.10%) Discover (2.0%)   Social Media Info: I Don’t Do Budgets IG: @idontdobudgets Email: hi@idontdobudgets.com Website: www.idontdobudgets.com Facebook Group: https://www.facebook.com/groups/idontdobudgets/ #IDontDoBudgets #IDDB

If you’re a business owner, or are thinking about becoming one, you’ve probably thought about trademarking your name at some point. But is it worth the expense? For this episode, I sat down with Jordan Franklin, a practicing attorney who specializes in Trademark and Copyright Law.   Jordan is a native Houstonian that received a B.A. in Philosophy from Baylor University and a J.D. from The Southern University Law Center. She believes in the importance of protecting your brand and has found a love in working with all types of start-ups as well as fashion/apparel brands.   She is passionate about educating her clientele as much as she is passionate about advocating for and serving them. Despite being SUPER professional, at the end of the day, she is just a young, ambitious black girl trying to shatter glass ceilings and make a name for herself.   I LOVED talking to Jordan and can’t wait to hear what you all thought of this episode. Enjoy!   Social Media Info: Jordan Franklin IG: @jovant_garde I Don’t Do Budgets

Today’s episode inspired me SO much! Malyke literally went from renting out his couch on Airbnb to buying a home in downtown Houston within 11 months. He is now on his way to making anywhere from $40-$90K this year from Airbnb. Want to learn how to do the same?   Get ready for a great episode… Malyke breaks down the steps he took to generate income on Airbnb, shares a behind the scenes look at how to get started, and also tells us a little bit about what makes Houston so great.   Enjoy the episode, and make sure to screenshot and tag Malyke and I to let us know you’re listening!   Social Media Info: Malyke Partlow IG: @htownairbnbs I Don’t Do Budgets IG: @idontdobudgets Email: hi@idontdobudgets.com Website: www.idontdobudgets.com #IDontDoBudgets #IDDB   Links Mentioned: Har App Mint App Malyke’s Airbnb Listing

Wondering what tax reform means for your refund this year… or if you should really be writing off that business expense? In this episode, I’m getting those answers from someone who knows (and loves!) taxes: Atiya Brown. Atiya Brown aka The Savvy Accountant is a CPA, CA and a Certified Financial Educator Instructor. She has over 13 years’ experience in the accounting/finance world, and has a real passion for wanting to build Generational Wealth and help others do the same. She is here to remove any fears you might have with money and turn it into LOVE! Atiya also created Live Financially Savvy, LLC to help others with their foundation to live their best financial lives. She has a podcast with the same name, where she facilitates the connection between people doing amazing things in the finance world to people who want to learn how to create wealth. I learned SO much from Atiya during our conversation - hope you enjoy listening to the episode! Social Media Info: The Savvy Accountant IG: @TheSavvyAccountant The

Have you ever wanted to get paid to speak? What about hosting a conference or summit? Well we have the perfect person in the guest chair today to teach you exactly how to do both!   Steven M. Hughes is a money expert, speaker, and social entrepreneur. He is a Columbia, SC native and has empowered thousands of people to take action to make positive life changes through his speaking engagements, workshops, and curriculum design.   After making every money mistake imaginable as a college student, Steven took massive action over the course of the next four years to improve his financial situation. He's now a financial psychology and behavioral finance nerd and a weekly on-air money expert for the CBS affiliate in Columbia. In 2014, Steven founded Know Money Inc, a nonprofit that teaches college students how to think and talk about money differently, so they can live carefree and responsibly. When he’s not speaking to groups about money or creating financial wellness programs for companies, he’s helping other fina

On today’s episode, I am giving you the insight on the 15 Side Hustles that I’ve Done! Actually done, not googled lol. If you have considered starting a side hustle or wanted to increase your income, this is the episode for you. Tune in now!   Download my Free Financial Freedom Tracker to see where your money is going. This episode is brought to you by:   The Financial Freedom Planner. Use code: idontdobudgets to save 25% OFF   Links mentioned on this episode   Qaptial Rize Simple Bank   Announcements If you need money accountability, sign up to be in the CFO Club where you'll get weekly live Q&A with me, monthly classes, daily motivation, a private membership and much more!   Social Media Info I Don’t Do Budgets Instagram – @idontdobudgets Website www.idontdobudgets.com Email: hi@idontdobudgets.com #IDontDoBudgets    

You won’t build wealth by accident. Many of us have been putting off saving, investing, and learning how to manage money. Not taking action right now only holds you back from the life you truly want to live in the future. If you are finally ready to take action and start your journey to building wealth, then you’ll definitely love this episode where Andre and I discuss ways to redefine wealth and reach financial freedom!   Andre Albritton is a nationally recognized personal finance expert for millennials and centennials where he inspires others to reach excellence in finance. His popular bucket approach to personal finances has helped simplify how to reach financial freedom and redefine wealth. His work has been featured on Blavity, HBCU Wall Street, His & Her Money and much more. Dedicated to helping millennials reach freedom, The Millennials Next Door is the digital platform destination for the ambitious who are ready to reach financial freedom.   Now head to the episode and start your first step into l

Are you wanting to increase your monthly income? Or maybe you’ve been thinking of starting a side hustle?  If so, then you’ll love this episode where Jason drops gems on how to make money selling items on Ebay and freelancing to become debt free.   Jason Butler started his site, My Money Chronicles in 2013 under the name The Butler Journal. He initially started it to hold himself accountable. He saw other people blogging about their finances and decided to do the same. In 2015, he started to take his blog and side hustles more seriously. Since then he's eliminated over $12,000 with his side hustles. He helps people learn how to make money and shows them how to have fun while they are still in debt.   Now go listen to this episode to get some tips on how to start making money selling things online!   Links Mentioned: Fiverr Side Hustle Nation Social Media Info: Jason Butler Twitter: @Money_Chronicle Jason Butler Instagram: @mymoneychronicles Jason Butler Website: mymoneychronicles.com I Don’t Do Budgets IG: @

Were you on the struggle bus when you transitioned into adulthood? Like many of us all were!? If so, then you’ll LOVE this episode, where Jennifer and I discuss the transition into adulting and how hard life hit us when the transition happened LOL. Jennifer is the creator of ADLT 101 and an online school called The Adulting Academy, a platform designed to support students during their transition into post-graduate life. She started the organization to be a resource for students that she wished she had while in school to make "adulting" a little easier. Jennifer has worked with and been featured by numerous publications including NerdWallet, The Associated Press, US World News, The Washington Post, Chron, Experian, Discover and more.   Now go listen to the episode to see how well you’re adulting!   Linked Mentioned Outliers Color Full Lives Podcast   Social Media Info: Jennifer Jackson IG: @adlt_101 ADLT Website: https://adlt101.com/ I Don’t Do Budgets IG: @idontdobudgets #IDontDoBudgets #IDDB

Do you wish there was someone around before you went to college to teach you how to AVOID student loans? That’s exactly what guest, Candy Pambu started a business doing. Candy is a math teacher by day and college prep coach by evening. She works with students as early as 8th grade to get them ready for college by creating an academic AND financial plan for them to get into the college of their choice while avoiding debt. She got her Bachelor’s from North Carolina State University (go Wolfpack!) and Master's degree from Johns Hopkins University, and graduated with no student loans. I don't mean she paid them off... I mean she’s NEVER taken out a loan for school! Do you want to know how? Go ahead and listen now! Social Media Info Candy Pambu IG: @luckllc I Don’t Do Budgets IG: @idontdobudgets #IDontDoBudgets #IDDB

So I know there are people out there in the world like me who hate the “B” word… Budget. I’ve tried using budgets more than once but I would always end doing a budget for 2-3 months back and would eventually go back to my bad money habits. I ALWAYS felt like I was on a restricted money diet. Budgets just didn’t work for your girl. After figuring out budgets didn’t work for me, I developed my own unique strategies that I’ve personally found more effective while still allowing me to work towards financial freedom. Listen to this episode to find out The 3 Things I Do INSTEAD of Budgets. Links Mentioned: Qapital Bank Rize BillShark Social Media Info: I Don’t Do Budgets IG: @idontdobudgets #IDontDoBudgets #IDDB

Welcome to I Don’t Do Budgets! You may be wondering harpo who dis woman!? Well in this introduction episode I talk about how I graduated from college and got my first “big girl salary job” and was living paycheck to paycheck because I didn’t really learn how to properly manage money growing up. I’m gone say it again for the people in the back: I was living paycheck to paycheck with a SALARY job! Listen to the episode to find out how I stopped living paycheck to paycheck, started teaching others how to manage their money, and how I Don’t Do Budgets was born. Social Media Info: I Don’t Do Budgets IG: @idontdobudgets #IDontDoBudgets #IDDB