Chain Of Wealth - Debt, Investing, Entrepreneurship, Wealth & More

Karsten Jeske is a personal finance blogger who writes at Early Retirement Now or ERN for short. He is originally from Germany but came to the U.S. in 1995. He blogs about a host of retirement topics oh and he recently retired at the age of 44. Welcome! [:] Your blog stood out immediately because you were a fellow speaker at Fincon, what did you speak about in Orlando? ●            Panel discussion on safe withdrawal rates for early retirees ●            Everyone on the panel said a safe withdrawal rate is probably better 3.5% or 4% [:] A ton of people in the personal finance space always say Baby Step 1 is to get 6 months of living expenses saved up into an Emergency Fund, but you feel differently. Why do you think it’s necessary to have an investment fund and what would you rather do with the money? ●            Karsten never had an emergency fund but everything he saved he put into stocks ●            Why should the money be sitting idle ●            Suze Orman talks about having 9 months of living expense