This Is Money Show

What’s the point in an Isa? This is a regular grumble as savings rates are now so low that earning 1 per cent would be a big deal. But wouldn’t you rather have all of a small amount instead of a small amount minus tax? And if you are investing, an Isa makes a lot of sense – embracing your gains and dividends in a nice tax-free wrapper. On this week’s podcast, Georgie Frost, Lee Boyce and Simon Lambert talk Isas: from the classics, cash and stocks and shares, to the upstarts the lifetime and junior strands. The team discuss why an Isa is worth having, even a cash one when the personal savings allowance exists and rates are rubbish. And Simon gives his quick guide to investing easily in an Isa, with a whistle-stop tour through the ‘why, how and what’ that could help you grow your wealth long-term. The team also discuss whether a lifetime Isa is worth having and whether a junior Isa or a slice of your own is the best place to save for children. And finally, if you’d like to both turn a profi