Cooking The Books

OPINION: Each week, the NZ Herald and Newstalk ZB's Cooking The Books podcast tackles a different money problem. Today, it's how to start investing when you're a rookie. Hosted by Frances Cook.I am a wage slave. I clock into work for a certain number of hours every day, and I am paid in return for those hours.If I was to be fired unexpectedly, I'd be in big trouble.Get into an accident that means I can't work? Big trouble.Or, in a few decades from now when I want to retire, I'd currently be living hand to mouth.I don't have an income apart from my job, and my savings cushion is quite small.I'm not alone in this. Even if you're a good saver, don't be congratulating yourself too soon.Stashing it away in your bank account isn't enough.Interest rates are rock bottom, so you're probably barely keeping up with inflation.Dip into that account a couple of times, get hit with fees, and you could easily be going backwards.Over time, and done right, the overwhelming consensus is that you need to invest.But just last wee