Retirement Talk Radio's Podcast

Laura Stover, RFC®, and Michael Wallin, CFP®, discuss this week’s featured article from the weekend brief: "Investment Trade Offs: Why You Should Know Your Return on the Hassle Spectrum."  It's a critical consideration for investors, especially in today's financial landscape. We discuss the fascinating story about a couple who decided to invest in real estate back in 2018. They were making around $2,500 a month from their investment property. While that might not sound bad, it came with a price—late-night calls, maintenance, dealing with tenants, and taking on additional debt. The pivotal question is: Is it worth the hassle when you evaluate the return on investment? This concept, known as "Return on Hassle," urges us to consider not just the expected return from an investment but also the time, effort, and work associated with it. In the case of real estate, it encompasses finding tenants, property maintenance, dealing with debt, and other tasks that are often seen as "hassles" when compared to more traditio