Money Tips Daily By Charles Kelly, Former Ifa And Author Of Yes, Money Can Buy You Happiness.

Money Tips 365 Day 6 – Emergency Funds!   Emergencies. Have 3 to 6 months expenses in the bank   Join my Money Tips 365 Supporters Club on Spotify: - https://podcasters.spotify.com/pod/show/charles-kelly/subscribe   .Everyone needs backup funds to cope with emergencies and things that crop up in life.    When you don’t have an emergency fund, you are at the mercy of payday lenders and expensive credit. These lenders usually charge extortionate interest rates.   Day   Discipline   All successful or physically fit people, I know, have self discipline and control, all failures and unhealthy people don’t.    Just like keeping fit or living healthily, saving is a habit which requires a certain amount of self discipline and willpower.    Join my Money Tips 365 Supporters Club on Spotify: - https://podcasters.spotify.com/pod/show/charles-kelly/subscribe