Money Tips Daily By Charles Kelly, Former Ifa And Author Of Yes, Money Can Buy You Happiness.

Money Tips 365 Day 3 - Start!   Get started!   Join my Money Tips 365 Supporters Club on Spotify: - https://podcasters.spotify.com/pod/show/charles-kelly/subscribe   Start early and save as much as you can in order to allow compound growth and interest to work in your favour.    Watch video version - https://youtu.be/lVUv0oJDLbI   The sooner you start saving, the more money you can accumulate over time using the power of compound interest.    Delay in the start by five years could as much as halve the value of your retirement fund.   If you can join an employer sponsored pension scheme, this will work to your advantage as the employer will also contribute to your pension.   Most pensions have favourable tax advantages which can increase the value of your pension fund.    There are other forms of medium to long-term tax efficient saving schemes. Always take independent financial advice before investing.    When investing, use the tax breaks offered by your government.    In my supporter content, I will