Debt Free In 30

Ready to break all the budgeting rules? This episode is a lively debate that flips the script on traditional money management. Doug Hoyes isn’t holding back on his opinions about the Government of Canada’s “Financial Literacy Month,” challenging its effectiveness and taking a skeptical eye to the budgeting advice we’ve all heard before. Maureen and Doug discuss outdated budgeting norms, explore innovative approaches, and provide expert-backed tips for rethinking your money strategies. Join the conversation! Comment and let us know whose approach you more strongly align with—or maybe you have your own budgeting philosophy to share?   Timestamps: (1:00) – Why “Financial Literacy Month” might be missing the mark (2:30) – The truth about budgeting: why it often doesn’t work (5:35) – A breakdown of popular budgeting styles… and why Doug thinks they fail (10:50) – Pre-budget essentials: what you need to do before creating a budget (16:00) – The pitfalls of old-school budgeting and how to revamp it (