Smart Property Investment Podcast Network

In this episode of The Smart Property Investment Show, Phil Tarrant sits down with mortgage expert Eva Loisance from Finni Mortgages to explore the advantages of refinancing and how it can help investors grow their property portfolio. The co-hosts talk about the growing trend of refinancing as many investors seek to secure lower interest rates, particularly with the recent RBA rate cuts, while discussing 10 other reasons to refinance beyond just securing a better rate. One reason to refinance is to secure a higher property valuation, which lowers the loan-to-value ratio (LVR) and unlocks better equity, with Eva pointing out that different banks have varying valuation methods, which can significantly impact a property’s value. Refinancing also allows consolidating high-interest debts, like credit cards and car loans, into a single loan with lower repayments. Additionally, it enables extracting equity to fund new investments, accelerating property growth without needing a large deposit. Other reasons to refina