The Tech Blog Writer Podcast - Inspired Tech Startup Stories & Interviews With Tech Leaders, Entrepreneurs And Innovators

Is the future of finance programmable? In this episode of Tech Talks Daily, I’m joined by Ryan Galvankar, founder of Plaza Finance, to explore how programmable derivatives and on-chain bonds are reshaping the way we think about risk, leverage, and asset management in crypto. Plaza Finance isn’t just another DeFi protocol. Since launching its core system on Base in April 2025, the team has introduced two standout tokens: bondETH and levETH. These programmable derivative tokens split Ethereum into customizable risk profiles, allowing both institutional and retail investors to choose their exposure with precision. Under Ryan’s leadership, Plaza has already attracted over 600,000 testnet users, $2 million in early deposits, and $2.5 million in pre-seed funding. Ryan explains why this matters. Today’s DeFi tools tend to sit at either extreme—ultra-safe or wildly speculative. Plaza aims to bridge that gap with products that reflect the diversity of traditional finance, yet remain liquid and composable across Ethere