Karen Rands - Compassionate Capitalist

Who really gets to invest, and why does it matter?In this episode, Erik Nelson and I unpack the evolving world of accredited investor definitions and investment rules. We explore how SEC regulations, income thresholds, and state policies shape access to private investments, crowdfunding, and capital raising opportunities.Together, we look at the balance between investor protection and financial inclusion, and how some of today’s rules may unintentionally widen the wealth gap. We also share insights on practical investment strategies for building financial independence, especially through angel investing and crowdfund investing.I also reflect on the mission behind my latest book, Inside Secrets to Crowdfund Investing: Follow Jane’s Journey, created to inspire and guide new investors to build wealth with purpose, passion, and confidence.Key Takeaways: The accredited investor rules limit investment opportunities based on income and net worth.There is a push to change these rules to allow more individuals to inve