Money Tips Daily By Charles Kelly, Former Ifa And Author Of Yes, Money Can Buy You Happiness.

Welcome to another edition of money tips daily. In the last couple of shows we talked about reviewing your mortgage and utility payments. Before we move on to other money tips, I wanted to briefly touch on mobile phone or cell phone contracts. When I lived at home with my parents many years ago, we used to have one landline phone and the quarterly bill was less than my monthly mobile phone bill! Nowadays, people have more than one phone as well as paying for landlines, broadband and TV services such as satellite or cable. In other words, the services can add up to a considerable sum of money each month. I could easily run to over £100 per month or £1200 per annum. This means that some taxpayers would need to earn almost £1800 a year, before tax, just pay for the phone and TV services. The message is clear, like your utilities and mortgage payments it definitely pays to shop around as it can make a big difference to your bank balance. As I said yesterday, loyalty does not alway