State Of Grind

Ever wonder what to look for when buying a car?  I got the highlights for you. If you would rather read em, here they are below but I go in depth in the episode to really give you the low down on the most important things to look for when financing a vehicle in terms of affordability and financial stability.  Inside tips car shopping First thing first: CREDIT!! Make sure your credit is in decent standing. let’s talk interest rates. Interest rate target should be 4.99% or lower. Down payment of 20% Financing for no more than 60-72 months depending on the situation. Sometimes the stretched out payments seem like a godsend but it is actually putting you at more risk. There are instances where you need it but most of the time always go for the shorter term. And the biggest question you have to ask yourself is…can you afford it?