Listen Money Matters - Free Your Inner Financial Badass. All The Stuff You Should Know About Personal Finance.

We’re talking all things treasury today on Listen, Money Matters. Treasury bills, notes, and bonds.  Which, if any should you invest in?  Were you given bonds as gifts when you were a kid?  It may have seemed like a lame gift at the time but there probably aren’t many other gifts you still have decades later.  A Treasury Bill has a maturity date from 91-364 days.  A Treasury Note, from 2, 3, 5, or 10 years.  And a Treasury Bond, 30 years.  Buying a bond is buying debt. Buying bonds is less risky than buying stock because bond holders are among the first to get paid even if a company goes bankrupt.  The yield is low though, less risk equals less gain.  Because it is unlikely that the US government will go bankrupt, these are among the safest investments you can make.  A bill doesn’t pay interest but is bought at a discount and when mature, pays at the full value.  A note does pay interest.  When it matures, you get back what you paid for it but you are getting interest payments in the meantime.  All of these i