Listen Money Matters - Free Your Inner Financial Badass. All The Stuff You Should Know About Personal Finance.

We love getting questions from our listeners. Today we take five questions about HSAs, timing the market, college savings accounts, compounding, and Betterment woes. We get a lot of questions at LMM, and if you’re asking, someone else is probably wondering too, so we like to answer questions for everyone. 1.  Is an HSA a good idea for a family that’s pregnant or has young children?  An HSA is a good idea for anyone with a high deductible plan, it reduces your taxable income, and you don’t necessarily have to use it for medical expenses.  Check out Episode 171 for a deep dive into HSA’s.  The Mad Fientist also talked about HSA’s in Episode 120. 2.  What is your advice for someone looking to start investing this year?  I don’t want to attempt to time the market but want to be aware of the market climate before making my decision.   The best time to invest is always now.  Even if interest rates go up soon, it’s still always better to be in the market than to not be invested.  Remember, buy and hold; you’re