Listen Money Matters - Free Your Inner Financial Badass. All The Stuff You Should Know About Personal Finance.

We first met Adam Carroll when he came on to talk about his movie about college loan debt.  He’s back to discuss loving our kids too much. What a weird concept.  Loving your kids too much.  But it can be true.  By giving them too much, by coddling them from every possible disappointment, we turn them into ineffectual adults. From ensuring that everyone gets a trophy to always giving them money when they ask, kids today can’t handle normal disappointment and have never had to work or struggle for anything.  Mom and Dad are always waiting, poised to smooth whatever path their children are on.  But in the name of loving them, we’re taking away character building opportunities. There are good reasons parents do this.  They feel guilty for working so much and not spending enough time with their kids.  They’re divorced and feel guilty for breaking up the two parent home.  But the four most important words to say to your children are “I love you” and “no.”  But no with a reason.  When you say yes, it means so muc