Listen Money Matters - Free Your Inner Financial Badass. All The Stuff You Should Know About Personal Finance.

Do you love buying all the things?  You might have a problem.  We all love buying stuff but it can become a real problem.  Let’s tackle it together. “It’s ok, I deserve it.”  Is that something you find yourself saying a lot?  Whether or not you deserve it is not the question.  I’m sure you do, you work hard, take care of a family.  Of course you deserve it!  But can you afford it?  That’s the question that needs to be answered. Shopping becomes a habit.  It’s a way to entertain yourself, to reward yourself, to blow off stress.  If spending money has become these things to you, it’s time to break the habit before you are crushed under a pile of your own debt (and detritus). The first step is to set up a budget.  Use a spread sheet, use YNAB, use Mint, use the back of an envelope, anything.  Just start tracking where your money is going.  Even if this doesn’t make you stop what you’re doing, at least at first, this gives you vital information.  Where is your money going? If this behavior is sinking you, you