Listen Money Matters - Free Your Inner Financial Badass. All The Stuff You Should Know About Personal Finance.

  Matt started LMM knowing very little about personal finance but almost 200 hundred episodes in, he’s learned a lot.  We’ll see how he’s doing now. We all should have financial goals.  It helps keep us on track and helps us see, in real numbers, that our dedication is paying off.  If you use Mint, make sure you put all your numbers in there.  It makes you feel good to see a positive net worth but if you left out your mortgage, the picture is not accurate. Matt’s goal is to get to a zero net worth.  Which sounds bad but isn’t.  It means that his net worth is no longer negative and that’s a big accomplishment.  He still has a car payment and is still about $10,000 underwater on his house.  He has four credit cards with no overdue balance on any of them and his credit score is a whopping 788! He has $4000 easily accessible in a checking account and $1000 in a business account and about $700 in “miscellaneous” money.  In this Betterment account there is $10,652.  Six months ago he had $0 invested, a great im