Listen Money Matters - Free Your Inner Financial Badass. All The Stuff You Should Know About Personal Finance.

When you first get interested in managing your money the newness keeps you motivated but staying motivated is once the newness wears off is the hard part. We’ll help you with that. It can be hard to find motivation towards your money when you’ve been at it for awhile but staying on top of things is important. 1.  Clearly Define Your Goals.  You have to know where you’re going in order to get there.  If you want to pay off a $500 credit card balance, what you need to do to achieve that is very different from what you need to do to save for a 20% down payment on a house. 2.  Focus on Today.  This means having the positive things you did toward your goal every day outweigh the negative things you did. You transferred $100 into your Betterment account and bought a $3 coffee.  You can still consider that a positive day for reaching your goal. 3.  Have  a Buddy.  Have someone in your life that shares your goals.  This keeps you motivated and accountable. 4.  Utilize Smaller Sub Goals.  Sometimes if you’re slog