Listen Money Matters - Free Your Inner Financial Badass. All The Stuff You Should Know About Personal Finance.

We’re breaking down Listen Money Matter’s Twelve Financial Philosophies.  Think and meditate on them and then live by them. 1.  You are responsible for your own wealth.  Don’t expect to marry rich, inherit a fortune or win the lottery. Don’t blame your back ground, the economy, or any other excuse you can come up with.  If you want to build wealth, the onus is on you. 2.  Getting out of debt is an emergency.  If you have debt, use the stack method to pay it off. 3.  Always take free money.  If your employer offers matching 401K, take it.  Even if you have debt, contribute to the 401K. 4.  Super frugality is a waste of time and money.  We’re all for frugal but if it takes two hours to make your own laundry soap, that’s perhaps not the best use of your time.  You would save more batch cooking for two hours so you don’t have to buy lunch at work for the week. 5.  Credit cards make spending cheaper when correctly used.  A good cash back card will save you a small percent on your purchases. 6.  Avoid bank fe