Listen Money Matters - Free Your Inner Financial Badass. All The Stuff You Should Know About Personal Finance.

We want you to be sensible with your purchases.  But sometimes you just need a big one!  (Don’t we all). When is a big purchase justifiable?   The topic for this episode came from a listener  Kristen. She wanted to know "How and when do you justify buying big ticket items like a laptop, high-tech camera, or new TV?" Sometimes you really do need a new computer, your current one is dead.  Or you need a car that isn’t in the shop every month costing you money.  Those are legit reasons for big cash outlays.  Wanting a big ass TV when you are in credit card debt has no justification.   Put anything expensive on a 30 day list.  If at the end of thirty days, you still want it, than it may be a justifiable purchase. If it’s not something you really need, chances are you will have forgotten all about it by the end of the thirty days.  If you’re making a large purchase, see if the seller has a 0% APR card you can open and put the purchase on.  You have to be on top of this though and make certain to pay the entire bala