Doing It For The Kids

This week Frankie Tortora and Steve Folland have a chat in response to a question from freelance writer and educator Fiona Tapp. She says:“I live in Canada and yesterday I slipped on the ice walking back from school and hurt every single bone and muscle in my body.I am not seriously hurt but I am sore and don’t want to work because it would interrupt my self pitying calls to my mum, copious biscuit eating and catching up on every single episode of Scott and Bailey on Netflix.My question is — to protect against times like these or even more serious periods of not working, how much money should a freelancer have saved for emergencies and how do you start a fund that you don’t pilfer from when you fancy a holiday or whatnot?”What would your advice be? Let us know your thoughts using #DIFTKpodcast on Twitter and Instagram, and join in the conversation via the DIFTK Community on Facebook.•••This episode is supported by Nutmeg.Nutmeg launched in September 2012 as the first online wealth manager in the UK with a pro