Mycreditstatus Podcast

In this episode, we go behind the scenes and interview one of the leading Credit Bureaus in South Africa. XDS is the largest locally owned credit information bureau in South Africa. Here are just some of the topics that we discussed in our podcast;Who can legally list negative information about a user?As South Africa is battling with the impact of COVID-19 on the economy, many consumers have been left with the inability to earn an income or they are receiving less income due to reduced working hours. What impact will this have on their credit scores?South Africa's major banks have introduced various measures to assist consumers impacted by the COVID-19 disaster. Most of the assistance comes in the form of a debt repayment holiday on all kinds of loans. Does this have an impact on a person's credit score?What advice would you give on how consumers can handle their credit score during this pandemic to minimise its impact on their credit score?How many disputes do get corrected, and can you explain the