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[caption id="attachment_1382" align="aligncenter" width="300"] Debt for Happiness[/caption] We never learn me included, I was financially obese and in debt. the original post Are you financially fat or Obese? 2009 was my financial wake-up call. I was laid off from my job because our economy went to shit in a hand basket. Like many Americans, there was a shift in consciousness concerning ideology concerning the American dream and living. Once you begin to lose "things" "Thought" of as important and find how important they are not. I like many other fellow citizens were living way beyond our income level. Funny thing, I kept asking myself before the 2008 crash, how long could real estate prices continue to rise, and banks keep making refinance loans greater than 100 of collateral. Still, my logic did not deter me from spending five hundred to a thousand dollars more than I was making at my day job. Here are the bills I was paying frequently costing me $5k a month. 1st mortgage Second mortgage Discover card (se