Retirement Starts Today Radio

Deciding to retire before age 65 can be a tough decision to make. For most people, this decision will result in an extra $1000 or more a month in health insurance expenses. Retiring after age 65 has its pitfalls as well. On this episode of Retirement Starts Today, Danielle Roberts joins me again to discuss the potential landmines that you need to look out for whether you are planning to retire before or after age 65.  Outline of This Episode [2:22] What about retiring early? [6:29] Which is better, shopping on the exchange or going directly to the insurance company? [9:18] How to manage the risk? [13:25] What are some mistakes people make when they retire after age 65? [20:34] Why you don’t want to miss part D drug coverage.  Should you work longer just for health insurance? If you are considering working longer just for the insurance Danielle and I both recommend that you don’t. Instead, compare the cost of insurance through COBRA to the cost through the ACA. If you want to retire there are many plans to c