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Decentralized finance applications are currently being built on protocols that were not designed to meet the needs and requirements of DeFi services. Radix uses significant technology innovations to be the first layer 1 protocol specifically built to serve the rapidly growing DeFi industry. Radix focuses on the three drivers of DeFi growth: Access: Despite the rapid growth of cryptocurrency, it is difficult and expensive to get money in and out of the DeFi ecosystem. Radix’s user-centric, vertically integrated approach makes on-ramping and off-ramping simple, secure, and as frictionless as possible. Liquidity: Liquidity is the lifeblood of the global economy, yet most of the world’s tokens and assets have limited liquidity fragmented across platforms that do not effectively interoperate. Radix provides native functionality for projects, developers, and market makers to create and access liquidity pools at the call of an API. Choice: The network effects of a public ledger are based on both the number of users