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Fintech app Shyft won a prestigious innovation award from global banking organisation Efma in Barcelona in 2016 before it even launched. The innovative forex app – which was the first to offer virtual credit cards in South Africa, about five years before they became mainstream – has grown significantly, adding investment.  Having won a stream of awards – including a Stuff App Award – its head Arno von Helden tells Stuff Studio's editor-in-chief Toby Shapshak how it is planning to Shyft digital banking. Read more on Stuff Studios.