Performance Property Data

“There’s no set rule between owner-occupier and investor. I believe it all comes down to your profile.” David gets together again with Mark Davis from The Australian Lending & Investment Centre (ALIC) to chat around the question…  Should you fix your interest rate? David and Mark first talk about the process behind how the RBA and banks set interest rates. This includes all the things taken into consideration and also its application to term deposits. They then talk more specifically about the pros and cons of going with a fixed or variable interest rate. The truth is there is no hard and fast rule, and that either, or a combination, may best for your situation.  Mark also tells David that there should be no real difference between owner-occupiers and investors in terms of interest rates. That being said, variable rates are certainly more risky, and this sometimes makes them more attractive to investors who possess a larger cash buffer. David asks Mark about any tax benefits, which exist for investors on