Retirement Talk Radio's Podcast

As we prepare to turn the page to 2023, it’s impossible to ignore the state of the market as we close out a second consecutive year with negative returns. Investor concern seems more elevated than normal, which isn’t a surprise because this situation doesn’t occur often. The market rarely sees a down year followed by another down year, but that’s where we find ourselves right now.   We can’t make predictions on the market, but we can extract data from previous down years and try to make educated assumptions. In this episode, Laura Stover, RFC® and Michael Wallin, CFP® will provide context for this investment environment to help you better understand why we’re going through this extended down period. We’ll also take the current data and analyst projections to try to determine whether another year like this could happen in 2023.   We’ll also discuss the investment strategy that will best position you in markets like these because 2022 reminded us that even ‘safe’ investments aren’t always protected from signifi