Smart Property Investment Podcast Network

Grace Ormsby and Juliet Helmke unpack the latest property and real estate news on this episode of the Smart Property Investment Show. Covering off the latest in the rent cap clash, the pair look into the potential political fallout from continued debate, before turning their attention to some lighter entertainment and reality TV, which has its own potential for pitfalls for would-be buyers. Grace and Juliet round out the episode by offering a fresh warning on the potential for scams, which are running rampant thanks to the rental crisis at play. They offer up a number of tips and tricks, as well as a reminder on the importance of good due diligence to listeners. They also emphasise the significance of due diligence when it comes to purchasing real estate and advise listeners to seek professional advice. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like

In this episode of the Smart Property Investment Show, Dr Diaswati Mardiasmo, chief economist of PRD, joins host Grace Ormsby to discuss the complexities of property investment and planning for the future. Highlighting the rising burden that property investment is putting on investors, Diaswati finds the silver linings to data points that should bolster the confidence of listeners. She also delves into the future outlook of the Australian property market, before sharing her own investment update – musing on multiple strategic paths now ahead of her that require deliberation and thoughtful planning. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

The age-old adage holds true for this investor who found financial success after learning and immersing in the world of commercial properties. Co-hosts Phil Tarrant and Scott O’Neill are joined by Adam Stewart, a former executive in the digital industry who, after becoming a multifaceted investor, eventually found remarkable success and his strongest returns through ventures in commercial investing. They delve into the role education plays in positioning for success in commercial investing and stress the significance of viewing due diligence as an integral part of the investment process. Lastly, they discuss the current state of the market, explore areas slated for growth and dig into the factors that can shape upcoming trends.

In this episode of the Smart Property Investment Show, host Grace Ormsby talks to Anneke Thompson, the chief economist at CreditorWatch, about the current economic climate, the role of the Reserve Bank of Australia and the future outlook for Australian property. Touching on the possibility of another rate rise by the end of the year, the duo consider the indirect impact of the unemployment rate and wage movement on Australian property prices. Looking ahead, Anneke imparts her expectations of the spring property market, lending her insight into the factors driving listing and buying at the present time. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.  

Founded and headed by real estate industry veteran and expert Sam Gordon, Australian Property Scout is an investment buyers agency service that specialises in off-market, below-market and value-add purchasing. The agency prides itself in focusing on deals that provide both cash flow and equity increases from the day the investment is purchased, which allows clients to grow their portfolios in a reliable, safe and predictable manner. No matter if it’s your first or 100th investment property, Australian Property Scout’s highly rated team of experts will ensure you are making the best possible purchases at the best possible price. On this episode of the Property Showcase podcast, host Grace Ormsby is joined by the director of Australian Property Scout, Sam Gordon, to discuss the impact of tight supply in the Australian housing market and what it means for savvy investors looking into off-market opportunities. In this episode, hear from Sam about: The opportunities available in regions with strong growth pot

In this episode, Smart Property Investment’s Phil Tarrant and Finni Mortgages’ chief executive, Paul Glossop, discuss the current state of Australian lenders and the property finance landscape following on from yet another rate decision. The duo delves into the latest Reserve Bank meeting and its impact on interest rates and mortgage rates, discussing conflicting data on unemployment and within the retail sector, and the potential for future rate fluctuation. Paul highlights the significant rental growth in the past 12 months, making it an opportune time for property investors, before emphasising the importance of investors taking proactive steps to refinance, extract equity and borrow responsibly. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your

There’s still plenty of opportunities available to borrowers, according to Finni Mortgages’ Eva Loisance, who sat down with Phil Tarrant for the latest episode of the Smart Property Investment Show. Eva explains how some major lenders have now decided to apply a 1 per cent buffer instead of the usual 3 per cent in certain refinancing circumstances. This shift could significantly impact borrowers’ ability to move their mortgages between banks and potentially escape what Eva refers to as “mortgage prison”. They delve into the specifics of these changes, highlighting how they primarily target owner-occupiers and are also available for investors with a clean repayment history. Eva also notes that some banks are now allowing for cash out options, signalling a trend towards more flexibility in the lending industry. Phil and Eva discuss the broader implications of these changes in the lending industry, emphasising the crucial role that property investors play in providing rental accommodation. If you like this e

With the market cycle now at a critical crossroads, these experts say investors who’ve aced the basics are primed to emerge on the winning side. In this episode of Property Investing Insights with Right Property Group, Phil Tarrant, Steve Waters and Victor Kumar discuss how there are still opportunities to capitalise on despite the “pain” being felt by real estate investors in the current market. The trio explains how doing the necessary pre-work, such as setting clear goals and having financial buffers, enables real estate investors to sail through rough waters that may arise in the property market cycle. Lastly, they unpack the often-held notion about property investors, delve into why landlords are on the losing side of the “blame game” amid the rental crisis, and explore the concept of investing ethically in today’s market.

In this episode of the Smart Property Investment Show, host Phil Tarrant is joined by the founder of Australian Property Scout to unpack the strategy which has seen him amass more than 30 properties in his time spent investing. He lifts the lid on his tactics which involve targeting strong growth areas and buying properties at a big discount. Sam also emphasises that while timing the market is crucial, it’s equally important to understand the underlying drivers of growth in a particular area, while ringing the alarm against investing in areas that could be suffering from stagnation. Property investment is not an overnight success story, but a long-term commitment that requires patience and strategy. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear yo

In this episode of the Smart Property Investment Show, host Phil Tarrant discusses the different phases of property investment, including acquisition, consolidation and retirement, with guest George Cherchian, a buyer’s agent from James Chase Buyers Advocacy. The pair emphasise the importance of setting smart goals and having a plan, as well as the need for active management of a property portfolio. George also touches on the benefits of investing in property through a self-managed super fund and the role of diversification in mitigating risk. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

With the country’s interest rate at an 11-year high, what are the new rules for playing the property investment game? Data nerd and founder of InvestorKit, Arjun Paliwal, sits down with Redom Syed, co-director at Confidence Finance, to provide a combined property research and housing finance point of view on how the Reserve Bank of Australia’s rapid rate rise cycle has raised the hurdles faced by property investors. Amid increased mortgage repayments and reduced borrowing capacity, many property investors are skeptical about buying. However, the experts say it’s all about learning the new rules investors must play in this high-interest rate environment, such as adopting a holistic cash flow perspective and prioritising microeconomic factors over macroeconomics, among others. Lastly, they remind investors there are always opportunities across the markets, emphasising that “doing something is better than doing nothing”.  

On this episode, Smart Property Investment’s Phil Tarrant sits down with Simon Buckingham and Brendan Kelly, directors of Results Mentoring, who specialise in helping individuals make informed property investment decisions through mentorship. Simon and Brendan discuss with Phil the importance of having a clear plan when investing in property and setting growth or income targets to measure performance. They stress the need for aligning property investments with specific financial goals and regularly evaluating progress. The Results Mentoring directors also take listeners through the necessity of understanding the purpose behind property investments and the potential risks of a “ready, fire, aim” approach, and emphasise the importance of aligning property investments with desired outcomes, considering factors such as time frames and income generation. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Face

The state government has increased the stamp duty threshold, so buyers don't have to pay anything up to $800,000. On this episode, Smart Property Investment’s Phil Tarrant sits down with Eva Loisance from Finni who explains that this change in stamp duty exemptions will lift roadblocks for first-time buyers in the $800,000 price range. Eva takes listeners through a real-life example of a young couple, Josh and Lisa, who have been saving for years and now have $60,000, and what the exemption means for them. She also outlines further opportunities from the stamp duty threshold, the risks involved and how best to mitigate them. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.  

This determined investor, who navigated her way out of a financing rut to have four properties under her belt in two years, returns with an exciting portfolio and career update. In this episode, host Phil Tarrant is joined by Lorna Wang to give us an inside look into how her portfolio, as well her investment strategy, have evolved since 2020. She also recalls the motivation for starting her investment journey at age 22 and the financial habits she adapted in order to be financially ready for her property purchases. The duo unpack the missteps she made in her first property buy and why she continued to pursue expanding her portfolio despite the challenges she encountered. Now fully immersed in the world of real estate as a buyer’s agent, she shares how she leverages her own experiences to guide her clients away from the pitfalls she encountered, while also discussing her career aspirations and strategic plans for expanding her portfolio. To learn more about Lorna’s journey, as well as her insights on all thi

With about 700,000 SMSFs set up in Australia, there are a lot of people taking control of their super, and many of them are using property investments to power their retirement savings. On this episode, Raymond Hempstead, managing director and founder of One Contract Property, sits down with SPI’s Phil Tarrant to talk about property investing inside your self-managed super fund (SMSF). The duo discuss some of the legislation around investing in property within an SMSF, and why the practice has waxed and waned in recent years. Raymond explains the logistics to take into account around building a property to hold in your SMSF, and how in some cases that can offer an even greater capacity to generate cash flow than an existing home that you might purchase. They also examine the tax savings of holding a property in an SMSF, versus in a company or personal name. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social med

For commercial investors looking to take their property portfolios to the next level, co-hosts Phil Tarrant and Scott O’Neill answer listeners’ queries about optimising their current holdings. In this episode, the duo discuss the pros and cons of investing in a real estate investment trust or an unlisted managed fund. Scott explains why in the long term he likes to take matters into his own hands, finding better return on investment. They also share tactics for extracting more value from commercial properties by making some adjustments when your leases are up for renegotiation. And Scott expounds on the strategy behind letting his leases lapse before discussing renewal with an existing tenant.

A knowledge and appreciation of Australian land fuels an investor’s purchases, which she’s been steadily accumulating since the age of 20. Smart Property Investment’s Grace Ormsby is joined by Lauren Croker, a land sales specialist who counts both her father and husband as farmers with a deep, personal investment in rural Australia. Having started her portfolio on her dad’s urging at the age of 20, Lauren looks at how property investing has given her stability to weigh against a number of uncertainties. On this episode, Lauren discusses how her property purchases complement farming life, both as an income stream and equity to draw on for potential farmland expansion. Lauren also weighs the pros and cons of using a property manager when your portfolio’s size is similar to hers at three properties, and shares the reason that she and her husband are considering transferring ownership into a trust. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following

On the final instalment of the FAST 50 special series, Paul Glossop, managing director at Pure Property Investment, sits down with host Phil Tarrant on this episode of the Smart Property Investment show to provide answers and insights on SPI’s recently released FAST 50 report. After covering some issues that investors have had while working with local councils, the pair then dive into an ocean of questions related to the Fast 50 report. Not only do they provide understanding and insights into some of the regions included within the research, they also offer a peek behind the curtain at how the special release was constructed. In this episode you will also hear: Is the Housing Australia Future Fund enough? Why it’s important to have a funding plan If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartprop

With the Reserve Bank of Australia (RBA) announcing its monetary policy decision for July, borrowers are now left to ponder if the latest move indicates the central bank is kicking the rate can down the road or signaling a change in its trajectory. In this episode, Smart Property Investment’s Phil Tarrant and Finni Mortgages’ chief executive, Paul Glossop, give a catch-all on the rationale for the latest reserve bank decision by unpacking the trends in inflation and job wage growth. They also discuss the preparations Australians are making for the anticipated “mortgage cliff”, and offer valuable insights into the future actions of the RBA in the coming months. Highlighting the worst is not over for mortgage holders as the impact of the rate hikes continues to bite, the duo emphasise the importance of borrowers not only scrutinising loan rates but also seeking a structure that will effectively “keep the wolf at the door”. If you like this episode, show your support by rating us or leaving a review on Apple

Does the ease of simplifying your loans outweigh the potential headache if you want to make changes to your portfolio? On this episode, Smart Property Investment’s Phil Tarrant sits down with Eva Loisance from Finni to break down the cross collateralisation of loans, and why it has a number of benefits but can lead to problems in the future. Eva explains why banks love to cross collateralise loans, and why many investors feel this technique can simplify their lives. But issues arise when one property – be it an investment or your primary home – is no longer needed in your portfolio, yet the future of one is tied up with the future of all. For those who might find themselves in that situation, Eva also shares potential ways out. The duo discuss the factors you should consider at the outset to decide if it makes sense to lump your loans together or decouple them to give you more options down the road. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by follo