Smart Property Investment Podcast Network

While it’s easy to get sidetracked by the “noise” brought on by new data points, shifting market trends and policy changes, these experts advise property investors to keep their eyes on the long-term prize. In this episode of Investing Insights with Right Property Group, Phil Tarrant, Steve Waters, and Victor Kumar take an in-depth look at the current state affairs of the markets that are “doing it tough”, areas that are steadily progressing even during the downturn, and even those that are recording “explosive growth”. Highlighting the limitations of relying on data devoid of on-the-ground insights and only providing a short-term market view, the trio underscores focusing on the lasting value that property assets offer investors in the medium and long term. Lastly, they give their forecasts on how the rest of the year will unfold for the property market – notably the spring selling season – before explaining why they believe the stage is set for long-term growth.

On this special edition of The Smart Property Investment Show, Arjun Paliwal, director and head of research at InvestorKit, sits down with host Phil Tarrant to discuss the core components of his award-winning business, which claimed the Buyer’s Agency of the Year award at the 2023 REB Awards. Arjun charts his rise from branch manager at CBA Marrickville, a role he concedes he was “too comfortable” in, to his current position and explains how his leap of faith into the buyer’s agency world was aided by analysis of the best possible “worst-case” scenario. He also shares the failings of the early days in the hopes no one repeats them. In this episode, you will also hear: Why 600 is the magic number for buyer’s agents Is data more than numbers? How he models his team on Lebron James If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our

She’s one of the most prominent voices in the Australian real estate domain, and on today’s episode of the Smart Property Investment Show, Antonia Mercorella, chief executive officer at the Real Estate Institute of Queensland (REIQ), sits down with host Grace Ormsby to paint a picture of the Sunshine State’s current and future property market prospects. Despite COVID-19 long falling off the list of national priorities, Ms Mercorella discusses how the two pandemic-interrupted years shifted the legislative and psychological expectations of the state’s property market and how these impacts are still being endured. Given her legal background, she also shares her gripe with laws skewed too heavily towards one party in the real estate transaction. In this episode, you will also hear: Should stamp duty stay or go? Will the Olympics benefit Queensland? Grading the state’s current market If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Inv

You may be waiting to see how mortgage rates shake out to make any big portfolio changes, but that doesn’t mean you can’t be proactive about your financial management. In this episode, Arjun Paliwal, founder of InvestorKit, and Leigh Paliwal, director at Hills Finance, talk tactics for facing interest rate pain in light of the June rate hike and potentially more in future. They share some of the options for refinancing that have become increasingly popular as investors look to ensure they don’t end up in mortgage prison. Arjun and Leigh discuss how a second- or third-tier lender can help you out when the big four aren’t right for you. The duo also dig into why South Australian investments have been such high performers over the past year and look at how local supply conditions and microeconomic trends can be important indicators of when an area is about to go off. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on so

Smart Property Investment’s editorial team unite to unpack the tenuous political landscape that’s currently at play across Australia. Host Grace Ormsby is joined by journalists Juliet Helmke and Kyle Robbins to recount the federal and state government developments that have taken place over the last week, most notably as they relate to the Housing Australia Future Fund and the rental crisis plaguing the nation. The trio unpack the various power plays currently being made by state and federal politicians while acknowledging their wide-reaching impact on Australia’s housing markets, before turning their attention to the RBA’s wielding of power when it comes to national property policies. In this episode you will also hear: What is driving the rift between Labor and the Greens How rent caps and freezes could come into play Why the RBA must recognise its role in housing policies If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investm

Could running the numbers on your home mortgage turn you into an accidental investor, too? On this episode, Smart Property Investment’s Phil Tarrant sits down with Eva Loisance from Finni to discuss the strategy behind taking on more debt to pay down another debt faster and how that could work for some Australian home owners. This week, Eva brings a case study to the podcast, detailing why a couple purchased an investment property for the pure purpose of eliminating the mortgage on their primary residence. The Penrith property owners were looking to pay down their home so they could retire earlier. A fairly typical Australian couple in terms of income, Eva explained why they initially rejected the idea of investing in property before being introduced to the strategy of using an investment to generate passive income over a long-term period so that, upon selling, they could pay off the debt left on their primary home. Phil and Eva also discuss how to leverage existing equity to buy your first investment wit

Undeterred by a rocky start to his real estate investment journey, this investor transformed his setbacks into valuable lessons that laid a solid foundation for his portfolio’s success. Smart Property Investment’s Phil Tarrant is joined by Rishi Bajaj, an investor whose initial property purchase in New Zealand didn’t go as planned but yielded valuable insights into the importance of conducting due diligence. Now with a portfolio valued at around $9 million and comprising eight properties, the trans-Tasman experienced investor discusses how life experiences shaped his investment strategy and underscore the need to prioritise asset consolidation and review rather than focusing solely on acquisition. Lastly, the duo unpack Rishi’s plan for his growing portfolio and why he believes there are still a lot of untapped opportunities for profit in his journey.  If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: 

With the current cost of living, how is the Australian property market actually tracking? A leading figure in real estate weighs in. Real Estate Institute of Australia (REIA) president Hayden Groves sits down with Smart Property Investment’s Grace Ormsby to give a helicopter view of the Australian property market in real-time. Lending his thoughts on the latest RBA decision, the president unpacks the current state of housing affordability across the country. Comparing the situation facing renters and mortgage-holders, he dishes on which cohort is being most impacted by the current economic climate. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

With the Reserve Bank (RBA) announcing its policy decision for June, borrowers are bracing for another rocky month marked with more mortgage pain. In this episode, Smart Property Investment’s Phil Tarrant and Finni Mortgages’ chief executive, Paul Glossop, talk about the central bank’s move to take another swipe at inflation, how mortgage holders are being caught in the crossfire and why they think borrowers are not completely “out of the woods” just yet. While the duo acknowledge it will take a longer time for the rate rise cycle to reach its last stop, they explore the different ways borrowers can find reprieve amid the rising mortgage squeeze — including a modified serviceability assessment rate offered to those who have a good track record among lenders. Lastly, they advise property owners to focus on “longevity”, explain why one’s borrowing capacity is “just one aspect” of the equation, and discuss the importance of “stress testing” your personal cash flow.

When it comes to property investing, this investor says that geographical boundaries hold no sway when it comes to unlocking profitable opportunities. Smart Property Investment’s Phil Tarrant is joined by Tim Biason, an aviation professional who kicked off his investment journey in 2010 with one goal in mind: attaining financial freedom through real estate investing. With his job taking him to different parts of the world, the now Dubai-based investor talks about the inner workings of cross-country property investing and shares why he still believes Australian real estate holds strong potential for long-term profitability and growth. Lastly, they talk about Tim’s plan for his growing portfolio, unpacking the investment strategies that work for his “unique” situation. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, emai

If you talk to a lot of investors, as co-hosts Phil Tarrant and Scott O’Neill do, you’ll hear them often say they’re not building portfolios so much for their own benefit as that of the next generation — their kids. Joined by Rethink Investing’s Michael McIntosh, Phil and Scott delve into the topic of leveraging your existing assets to create a fair and equitable succession plan for your next of kin. Michael, who specialises in helping rural families invest in commercial real estate, explains the unique position that many Australian farmers occupy when it comes to equity. The land they sit on is valuable but not very liquid. In considering how to pass on their assets to their family, it can become complicated when everything is tied up in a single entity, and they have some children who want to continue in the family business and some who don’t. The trio also look at how diversifying a portfolio can bring stability to assets such as farms that are often at the mercy of elements out of human control.

Unlocking property ownership may be challenging for couples with a partner with visa restrictions, but according to this mortgage expert, there are several doors to help them secure the financing they need. Smart Property Investment’s Phil Tarrant is joined by Eva Loisance, the manager for Finni Mortgages’ broker division,  and her client, Kithmini Gunasekara, who talks about how he kicked off his property investment journey in late 2021 before explaining his property buys over the years, reflecting on the growth of his portfolio and the challenges he encountered. Determined to continue expanding his portfolio with his partner, Kithmini unpacks the limitations they encountered due to temporary visa limitations, including strict borrowing requirements and limited access to mainstream lenders. Finally, Eva delves into the diverse range of alternative financing options they explored and the process of creating a customised strategy that suited Kithmini and his partner’s unique situation. If you like this epi

In this episode of the Smart Property Investment Show, Phil Tarrant sits down with Arjun Paliwal, director and head of research at InvestorKit, following the firm’s win in the category of Buyer’s Agent of the Year at the 2023 REB Awards. In this episode of the Smart Property Investment Show, Phil Tarrant sits down with Arjun Paliwal, director and head of research at InvestorKit, following the firm’s win in the category of Buyer’s Agent of the Year at the 2023 REB Awards. The duo discuss the myopia of current conversations around house prices and why the recovery of the market rests less on interest rates than you might think. Arjun explains why you can already see a national turnaround from the downward trajectory of mid-2022. He credits the complex combination of a number of factors for kicking off a return of buyers, including: undersupply in properties for rent, rate rises mostly in the rear view, policy changes, population uptick and the perception of prices still being depressed. Of course, the pair di

There’s still plenty to like about property in 2023, and there are two cities in particular that are offering value for investors. In this episode of the Smart Property Investment Show, Phil Tarrant sits down with the managing director of Momentum Wealth, Damian Collins, to chat through Momentum Wealth’s annual Property Sentiment Survey. Relaying how property has retained its appeal despite new challenges entering the market, Phil and Damian unpack current investor sentiment, share where investors are looking to park their money in 2023, and run through the building blocks of a successful property portfolio and investment plan. Find out more about Momentum Wealth here. 

There’s no use in getting the inside scoop if you don’t have a plan of attack. In this exclusive Fast 50 series, Smart Property Investment’s Phil Tarrant sits down with Pure Property Investment’s Paul Glossop to stress the importance of strategy — and why savvy operators don’t act without one. While the goalposts can (and oftentimes do) move, Phil and Paul chat through the key considerations would-be buyers should run through when they are looking to buy property, whether it is their first property or their 50th. Download the Smart Property Investment FAST 50 report for FREE and find out where to put YOUR money to get the biggest gains in 2024.

Just because they didn’t make the Fast 50 doesn’t mean there aren’t other suburbs out there offering plenty of value for savvy investors. In this exclusive Fast 50 series, Smart Property Investment’s Phil Tarrant sits down with Pure Property Investment’s Paul Glossop to talk through the suburbs that didn’t quite make the cut — and why. With thousands of suburbs across Australia, Paul and Phil give their personal insight into which suburbs could still see growth over the coming 12 months and where there may be future potential.   Download the Smart Property Investment FAST 50 report for FREE and find out where to put YOUR money to get the biggest gains in 2024. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a questio

How do you double down on growth? Go where your money can do the heavy lifting. In this exclusive Fast 50 series, Smart Property Investment’s Phil Tarrant sits down with Pure Property Investment’s Paul Glossop to pick up on the regional versus metro debate, lending their thoughts to the well-worn question of which is a better option for investment. Chatting through a number of Fast 50 fringe suburbs and regional locations, the pair agreed that at the end of the day, property investing all comes back to planning and goal setting. Download the Smart Property Investment FAST 50 report for FREE and find out where to put YOUR money to get the biggest gains in 2024. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a questio

With the RBA delivering another blow to mortgage holders’ borrowing capacity in May, data nerds Arjun Paliwal and Leigh Paliwal offer insights into how mortgage holders can improve their financial positions. Arjun, founder of InvestorKit, and Leigh, director at Hills Finance, take a closer look at how the lending landscape has shifted in the wake of 11 interest rate hikes, including banks scrapping cashback offers, adjustments to fixed rates, and tightening in serviceability requirements. Amid the challenging high-interest rate environment, the duo explore strategies for borrowers to find flexibility in their mortgages. Lastly, they unpack the investment opportunities available to property buyers in Queensland who are working within a budget of $500,000 and below.

The person with the most property doesn’t necessarily win the game. In this exclusive Fast 50 series, Smart Property Investment’s Phil Tarrant sits down with Pure Property Investment’s Paul Glossop to consider how cash and cash flow can play into a property portfolio, highlighting how properties at different price points can play into a strong strategy. The pair deep dive on strategic patience, sharing how it’s oftentimes the investors with the least number of moving parts and the best cash flow they need to support their strategy that are oftentimes better off. Download the Smart Property Investment FAST 50 report for FREE and find out where to put YOUR money to get the biggest gains in 2024. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice

The most effective people in property are the ones that take action. In this exclusive Fast 50 series, Smart Property Investment’s Phil Tarrant sits down with Pure Property Investment’s Paul Glossop to look at the various ways investors can interpret and analyse the Fast 50 2024 to make more informed property decisions. Paul and Phil give the low-down on timing the market before providing some reassuring insight into the benefits of long-term investing strategies.   Download the Smart Property Investment FAST 50 report for FREE and find out where to put YOUR money to get the biggest gains in 2024. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.