Smart Property Investment Podcast Network

Every investor wants the inside word on which suburb is poised for growth — here’s your chance. In this exclusive Fast 50 series, Smart Property Investment’s Phil Tarrant sits down with Pure Property Investment’s Paul Glossop to unpack the five Ws: the who, what, where, when and why of the Smart Property Investment Fast 50 report. The duo goes behind the scenes of the report, giving an in-depth explanation of the methodology used to generate the list of 50 suburbs across the country predicted to experience significant capital growth over the coming 12 months. Download the Smart Property Investment FAST 50 report for FREE and find out where to put YOUR money to get the biggest gains in 2024. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on

With interest rates rising across the country, the common refrain has been to compare today’s single digits to the late 1980s, when mortgage holders were paying 17 per cent. But if you thought that interest rate pain was worse in those days than now, you might be mistaken. On this episode of the Smart Property Investment Show, host Grace Ormsby sits down with Shane Oliver, the head of investment strategy and chief economist at AMP, who examines the full scope of what the RBA’s cash rate calls are doing to Australia’s economy and outlines why a 6 per cent mortgage rate today might feel the same as the 17 per cent rate of 1989, given the average Australian’s financial situation. The duo also discusses the deluge of information coming from the RBA and why it can be hard to understand for the everyday borrower. Shane dives into the data to spell out what could be in store for the year ahead. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Pr

Tired of being held back by high-interest debt while trying to enter the property market? One mortgage expert recommends leveraging the power of equity to take control of your finances and achieve your investment property dreams. Smart Property Investment’s Phil Tarrant sits down with Eva Loisance, the manager for Finni Mortgages’ broker division, to discuss a real-life scenario faced by her clients — a couple in their 40s who were trapped by their high-interest debts and unable to invest in a second property. The duo unpacks common borrowing mistakes, stresses the significance of financial education to establish a strong financial foundation prior to taking on debt, and explores how tapping into equity through debt consolidation can be beneficial. Finally, they discuss the debt consolidation solution that Eva provided to her clients, which helped them become debt-free and secure their second property. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by fo

For commercial investors looking to enter the Queensland market, co-hosts Phil Tarrant and Scott O’Neill bring in the big guns to provide insider knowledge of the region’s inner workings, particularly in the key areas of Toowoomba and Townsville. In this episode, Colliers International’s managing director in Toowoomba, Dan Dwan, and executive for sales and leasing in Townsville, Shaun McLaren, explore the advantages of working with a knowledgeable buyer’s agent, discuss their critical role in connecting the right buyer and why commercial transactions are not all about “getting the deal done”. They also explain the nuances of the commercial market in regional areas, how it compares to the larger city markets, discuss buying and leasing trends in the last few years, and explore how off-market deals operate on trust between involved parties. Lastly, they unpack the growth prospects in Toowoomba and Townsville and how it can offer opportunities for commercial investors.

There’s still more gas in the Reserve Bank of Australia’s (RBA) rate tank if economic indicators continue the way they are going. So where to from here for Aussie borrowers? Peter White AM, the managing director of Finance Brokers Association of Australia (FBAA), sits down with host Grace Ormsby to run through the “real” impacts of the current rising rate environment, expressing his disappointment in the RBA’s lag and lack of current data indicators. Peter reflects on the resilience of Australia’s investors over the past 18 months before pointing out the potential for more pain in 2023 before rates begin to subside and optimism returns to the property market.

With the Reserve Bank (RBA) delivering a shock rate decision for May, mortgage holders are left reeling on what steps to take to minimise the impact on their finances. So in this episode, Smart Property Investments’ Phil Tarrant and Finni Mortgages’ chief executive, Paul Glossop, talk about the central bank’s surprising move to resume rate hikes after a month-long pause to check the economy’s pulse and unpack the data points that influenced the latest decision. And while the duo acknowledged the latest cash rate increase will be the “nail in the coffin” for some borrowers due to higher repayments, they encouraged mortgage holders to reassess their current strategy and create a plan that can help them weather the latest rate hike storm. They also unpack the various options available to borrowers, which include mortgage restructuring, refinancing to a fixed or variable rate, or switching to a different lender that offers a more competitive product.

On this episode of the Smart Property Investment Show, Jim Hall, director of real estate at Momentum Media, sits down with host Phil Tarrant to provide a property portfolio update and shares whether he’s enjoyed the last few challenging property investment years. The pair discusses how nothing is ever guaranteed in the investment journey and why it’s always important to look on the bright side. Jim details his troubles getting a duplex development off the ground in Sydney’s south west before the pair enlightens listeners on the frustrations of dealing with local councils. In this episode, you will also hear: Why tough broker conversations matter The importance of pragmatic portfolio construction If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your vo

Has the property market reached the end of the downturn or should investors brace for “more pain to come?”   In this episode of Investing Insights with Right Property Group, Phil Tarrant, Steve Waters and Victor Kumar discuss how the narrative surrounding the real estate market has shifted in recent weeks thanks to the degree of certainty brought on by RBA’s April rate hike pause and unpack why the FOMO sentiment is beginning to show among investors.    But despite confidence returning to the market, the trio encourages investors to revisit the fundamentals and “mold” them to current market conditions instead of investing based on short-term gains and explains the importance of understanding the different property cycles across the country.    Lastly, they talk about the pitfalls that can come with “desktop data” investing and touch on the trends emerging in the market.  

How will the Reserve Bank of Australia’s (RBA) overhaul affect the property market? While its full impact is yet to be determined, analysing the details of the proposed changes can offer insight into its outcomes for the central bank and mortgage borrowers. In this episode, Phil Tarrant sits down with Annie Kane, the managing editor of The Adviser and Mortgage Business, to unpack the 294-page review of the RBA and the 51 recommendations put forward to improve the structure, governance, and decision-making processes of the central bank. The duo also looks into why the review is calling for two RBA boards, their thoughts on dropping to eight cash rate decisions a year, and decodes governor Philip Lowe’s reactions to the findings.  If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au f

Getting a mortgage can be quite a challenge if you’re a self-employed business owner, but these experts say getting the prep work right is key to winning lenders’ approval. Smart Property Investment’s Phil Tarrant sits down with Eva Loisance and Rebecca Carlson from Finni Mortgages to discuss the additional hurdles faced by self-employed applicants when securing a mortgage and unpack the current lending environment in the wake of the rate hikes and prevailing business conditions. The trio also looks into misconceptions about getting a loan while self-employed before explaining solutions available to this particular group of borrowers for property financing. Lastly, they talk about the different ways self-employed borrowers can prepare for securing a mortgage, including improving their financial position, organising documentation, working closely with professionals, and more. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investme

In this episode, data nerd Arjun Paliwal is joined by Nerida Conisbee to make sense of the different housing data indicators and work out what it means for future property trends. Arjun, head of research at InvestorKit, sits down with Ray White’s chief economist to talk about how the market is beginning to show signs of recovery before analysing which areas are poised to lead the rebound. For investors looking to “make a call” in their investment strategy, the duo underlines the importance of not only taking into account housing data but also economic indicators, demographic trends and other market-shaping factors. They also address the different challenges in today’s market, including the ongoing rental crisis, escalating construction costs, and supply shortages before unpacking the short, medium and long-term indicators that investors need to keep track of to make informed and data-driven investing decisions.  

On this special episode of the Smart Property Investment Show, Grace Ormsby is joined by the CEO of the Real Estate Institute of the ACT (REIACT), Maria Edwards, to get a snapshot of what’s actually been going on in the territory — and where the green shoots are appearing. The pair unpacks how investor confidence got so low, considering it sits up against a backdrop of record-low vacancy rates and increasing rental yields. They also forecast ACT’s potential emergence from the housing crisis at an earlier point in time than other property markets. In this episode, you will hear about: Which property challenges need attention Where Canberra is sitting in its property cycle Why the ACT is a “unique” investment location If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more ins

On this episode of the Smart Property Investment Show, Paul Glossop, chief executive officer at Pure Property Investment, joins host Phil Tarrant to discuss the “insane” national real estate market and how the Reserve Bank of Australia’s (RBA) current and future cash rate decisions have shaped it. Paul discusses the strategies and information he utilises when painting a clear picture of potential investment locations and how these alter on a client-to-client basis. With property data “in a rear-view mirror”, the pair also touches on additional enablers for future-focused investment, and analyse the importance of a data overlay. In this episode, you will hear about: What market opportunities to look for Whether property market history is repeating itself Why current events spell good news for investors If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like

On this episode of the Smart Property Investment Show, Eva Loisance and Sara Shome of Finni Mortgages sit down with host Phil Tarrant to discuss Australia’s current financial climate following the RBA’s decision to hold the cash rate at its April meeting. The trio discusses the key differences between private banking, Sara’s former career, and mortgage broking, her current one. They touch on whether it’s better for investors to consolidate their eggs in one basket, or spread them amongst many before touching on the factors conducive to private banking success. In this episode, you will also hear: When to consider refinancing The importance of strong broker-client relationships Are fixed rates a silver bullet for borrowers? If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for m

While residential properties have been the tried-and-true starting point for investors, a commercial property could be just the asset you need in your portfolio to strategically reach your financial endgame. In this episode of The Smart Property Investment Show, host Phil Tarrant sits down with Damian Collins, the chairman of Westbridge Funds Management, to talk about why a “model property portfolio” should be tailored to fit an investor's unique financial goals, risk tolerance, and investment preferences. Drawing on his own personal property journey, Damian reveals how his portfolio evolved as his priorities shifted over time and offers insights into the key factors investors should consider when determining the optimal timing for investing in commercial property. Acknowledging investing directly in commercial property may not be an option for most property investors, the duo looks into the benefits of investing in the sector through a managed property fund before unpacking opportunities in the commercial

On this episode of the Smart Property Investment Show, Eva Loisance and Sara Shome of Finni Mortgages sit down with host Phil Tarrant to discuss Australia’s current financial climate following the RBA’s decision to hold the cash rate at its April meeting. The trio discusses the key differences between private banking, Sara’s former career, and mortgage broking, her current one. They touch on whether it’s better for investors to consolidate their eggs in one basket, or spread them amongst many before touching on the factors conducive to private banking success. In this episode, you will also hear: When to consider refinancing The importance of strong broker-client relationships Are fixed rates a silver bullet for borrowers? If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for m

With finance at the top of commercial investors’ minds amid a rapidly shifting market landscape, co-hosts Phil Tarrant and Scott O’Neill bring in the cavalry to help navigate the rough mortgage terrain. In this episode, Son Pham, the director and head of mortgages at Rethink Financing, highlights the puzzle-like nature of finding the right lender to provide a commercial real estate mortgage that fits an investor’s needs before giving an insider’s look into the current lending environment. They also talk about the inner workings of borrowing in today’s market, including comparable rates, competitive packages offered by lenders, as well as features that investors need to add to their checklist when shopping for a commercial property loan. Lastly, the trio discusses where they think the market will be headed in the coming months and explains why they believe the market’s downturn is coming to an end. *This episode was recorded prior to the RBA’s April cash rate decision.

In a special investor and economic update, this chief economist spills the beans on the latest economic indicators and what it means for the property market. The chief economist of PRD and friend of the show, Dr Diaswati Mardiasmo, returns to The Smart Property Investment Show with Grace Ormsby to reveal what the latest RBA decision means, highlight the ramifications for regional property versus metro, and give an update on her own changing property investment strategy. An investor herself, the chief economist provides a very interesting update to her own property portfolio, candidly offering up her own reasons for the pivot. You will also hear: Why no two property investment experiences should be the same How to decipher the latest RBA monetary policy What factors are spurring on continued regional market success If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If y

On this episode of The Property Showcase, Rishi Bajaj from InvestorKit sits down with host Grace Ormsby, to outline and unpack the primary mistakes made by Australian property investors, particularly those entering the Sydney and Melbourne markets Rishi channels his 15 years of investing experience to discuss the common errors he sees many investors make before revealing the resources and tactics which potentially combat these actions. He touches on the importance of clearly defined goals and making wiser investment choices. In this episode, you will also hear: Where are Australia’s most opportunistic suburbs? Contextualising “going regional” Is it a good time to invest?

With the Reserve Bank (RBA) announcing its policy decision for April, there is much speculation about whether the central bank has reached the peak of its current rate hike cycle or if there is still more pain to come for borrowers. So in this episode, Smart Property Investment’s Phil Tarrant and Finni Mortgages’ chief executive, Paul Glossop, talk about the factors that will affect the bank’s decision-making process in the coming months before unpacking the current sentiment among consumers, particularly borrowers who are bearing the brunt of the rate increases. With owner-occupier refinances hitting a record high, the duo discuss the importance of borrowers “looking under the hood” of their loans before looking into how mortgage holders can “sharpen the pencil” on their finances. Lastly, they also share their opinion on where — and when —  the RBA may choose to close out its rate rise cycle.