Smart Property Investment Podcast Network

After overshooting his personal goal of attaining 31 properties at 30, this investor has set a new ambitious target. In this long-awaited update, Smart Property Investment’s Phil Tarrant sits down with Sam Gordon, the director of Australian Property Scout and a full-time real estate investor, to give us an exciting insight into how he plans to achieve a 40-property portfolio when he reaches just 32 years of age. The Queensland-based investor also talks about the tried and tested strategies that helped him rapidly and sustainably expand his portfolio, as well as the mistakes he has learned in his investment journey. The pair also discusses the three telltale signs that “dumb money” investors are arriving on the market before discussing how to avoid being part of this particular crowd.  You can follow Sam’s journey by listening to the podcasts below:  LIFESTYLE BY DESIGN: Bunnyhopping to the top of the property ladder Young gun property investor shares his top secrets 4 properties in 4 months On a roll: H

While being cautious is a necessary trick of the real estate investing trade, these experts warned investors of the downfalls that come with solely focusing on the “bad” news. In this episode of Investing Insights with Right Property Group, Phil Tarrant, Steve Waters and Victor Kumar talk about how successful investors have a good understanding of what’s happening on the ground but adopt a disciplined approach to managing their own emotions and biases, ultimately helping them manage the market between their ears. With the market littered with “so much conflicting opinion”, they explain how being an “alarmist” investor can result in missed opportunities, unrealised gains, and unnecessary losses. Drawing from their respective experiences, the experts also shared strategies on how to manage and overcome market fluctuations.

On this editorial catch-up edition of the Smart Property Investment Show, host Grace Ormsby is joined by fellow real estate journalist, Kyle Robbins, to unpack the recent outcome of the NSW state election and what Chris Minns’ victory means for the state’s property market. The pair outlines and discusses the first NSW Labor government in over a decade’s housing plans, recounts the campaign trail as a whole, and compares the different policies between the outgoing and incoming governments. In this episode, you will also hear: Does NSW policy guide national thinking? Can partisanship ease supply issues? If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

As borrowers feel the financial walls closing in due to rising interest rates, a savvy broker helped two investors make heads or tails of another underrated (and often misunderstood) option: buying property through a self-managed super fund (SMSF). Smart Property Investment’s Phil Tarrant sits down with Eva Loisance, the manager for Finni Mortgages’ broker division, to talk about how her real-life clients, a couple in their 50s, wanted to climb higher on the property ladder with a second property but had been unable to do so due to rising rates limiting their borrowing options. And while there is a lot of misconception about purchasing a property through an SMSF, Eva explains how and when the option can be the right fit for investors before debunking the myths that surround it. Finally, the duo discusses the solution Eva provided for her clients and encourages borrowers to keep their minds open to unconventional options that can help them successfully navigate the rapidly changing lending landscape. If yo

On this episode of the Smart Property Investment Show, Jason Chapman sits down with host Grace Ormsby, three years after his first pre-pandemic appearance, to provide an update on his ever- growing portfolio. He discusses the thought process behind his choice of suburbs and regions, as well as his doubtless philosophy towards the merits of property investment. Jason also reveals how he managed the myriad of financial considerations throughout the investment journey. In this episode, you will also hear: The importance of insurance The challenges of virtual property management Is having broad parameters liberating?

COVID-19 data can tell us a lot of things, but what can it tell us about property markets moving forward? On this episode of the Smart Property Investment Show, Pure Property Investment’s Paul Glossop sits down with Phil Tarrant to reflect on the three years the world has known about COVID-19. They reflect on what it’s meant for Australia’s largest capital city markets and what it could possibly all mean for investors moving forward.In this episode, you will also hear: What buyer’s agents can, should, and could be doing for customers When and why you should be wary of confirmation bias Whether Tasmania has “done its run” If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

With the ceiling to the Reserve Bank’s interest rate hike cycle still out of plain sight, data nerds Arjun Paliwal and Leigh Paliwal say it’s more important than ever for investors to be proactive in improving their financial positions. Arjun, founder of InvestorKit, and Leigh, director at Hills Finance, unpack the rising trend of refinancing among mortgage holders and present different financing strategies that can help investors continue scaling their portfolios despite the increasing pressure on borrowing capacity. They also warned against getting caught up with predictions in the market and instead urged market players to “focus on the chain of events” that can set up the stage for a forecasted scenario so they can accordingly improvise and adapt their strategies. Lastly, they talk about Australia’s ongoing infrastructure boom and explain its potential impact on the property market.

On this episode of the Smart Property Investment Show, Steve Waters from Right Property Group sits down with Phil Tarrant to discuss the factors driving the varied performance of Australia’s rural and regional property market versus the capital city markets. After touching quickly on how to define regional Australia, Steve reveals the numerous variables he hunts for when looking to invest in these markets. The pair analyses Australia’s capital city markets, outlining the variables defining each market’s past and future performance. In this episode, you will also hear: The importance of investment proactivity Where is Australia’s hottest property capital city? Cash rate and cost-of-living impacts on Australia’s regions If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more i

On this episode of the Property Showcase, Arjun Paliwal, the founder and head of research at InvestorKit, sits down with Grace Ormsby to discuss the business characteristics necessary to manoeuvre through turbulent market periods. The pair discuss the “interesting” return of migration and the nation’s post-COVID-19 recovery before Arjun dives deep into how to analyse property data and paint a “total picture” of an individual property market. In this episode, you will hear: Does overseas migration have an immediate positive effect? Why variables shouldn’t be looked at in isolation The three core components that have major impacts on a portfolio If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

To pay or not to pay Lenders Mortgage Insurance (LMI)? With the help of a savvy mortgage broker, here’s how an investor found the best answer to her question. Smart Property Investment’s Phil Tarrant sits down with Eva Loisance, the manager for Finni Mortgages’ broker division, to talk about how her client, Anita, wanted to purchase a second property but with a specific caveat: she doesn’t want to pay additional costs beyond her 10 per cent deposit. To help her client see “the bigger picture” for the next step in her investment journey, Eva unpacks the different considerations that go into deciding whether or not to pay LMI, including the property’s price and the borrower’s individual circumstances and goals, among other factors. Finally, the duo discusses the tailored solution Eva provided for her client and explores various options that borrowers can consider to improve their financial position prior to applying for a home loan in today’s high-interest-rate market. If you like this episode, show your su

An expert lays out the argument on why rapid rate increases — which has been the Reserve Bank’s traditional weapon of choice against inflation — won’t just cut it anymore. In this special episode, host Phil Tarrant sits down with Mark Bouris, the founder of Wizard Home Loans and Yellow Brick Road, to talk about why the central bank’s current approach to tackling the high inflationary levels is short-sighted, as it fails to consider current economic trends. With this, the industry commentator called for the government, along with the RBA, to tweak its monetary and fiscal policies and explained why its inflation target band should be a medium-term goal rather than a short-term one based on the chain of events that unfolded during the country’s 1990s recession. The pair also delves into how mortgage holders are specifically being “punished” by the rate hikes, the current state of play in the world of brokers and lenders, and unpacks what options are available to borrowers in today’s high-interest rate environ

Amidst another RBA rate hike in March, Australians are not only facing the looming threat of falling off the mortgage cliff but are also finding themselves trapped in a different kind of financial dilemma — a mortgage prison. Smart Property Investment’s Phil Tarrant and Finni Mortgages’ chief executive Paul Glossop acknowledged the increased pocket pain that borrowers are burdened with, thanks to the central bank’s continued monetary policy tightening in 2023. And while refinancing has become the go-to recourse for borrowers to deal with the blows, they shine a spotlight on borrowers who find themselves unable to switch lenders due to rate hikes negatively impacting their serviceability. On that note, they unpack the “moving parts” that impact a borrower’s serviceability and delve into possible solutions to escape (or prevent) being stuck in mortgage prison.

To make the right calls in your investment decisions in 2023, an expert gives tips on how to avoid having hindsight and data bias to have sustainable and profitable results in the long run. In this episode, host Phil Tarrant sits down with Arjun Paliwal, founder of InvestorKit, to shed light on the common pitfalls that investors fall into when zeroing in on their next investment location, including focusing on the outcome and not on the main data points that will drive growth. The duo walks us through a structured approach to an investment analysis and underlines the importance of not being limited to specific cities or criteria when choosing your next location to buy into. They also bust the myths surrounding today’s market before looking into the data points that can shape it in the coming months. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to

With several headwinds blowing in the commercial market’s direction, is it the right time to invest in the sector? Co-hosts Phil Tarrant and Scott O’Neill unpack why there are still opportunities abounding — if you know what to look for. While the going is anticipated to get tough for commercial investors in 2023, thanks to rising interest rates, high inflationary rates and record construction costs, Scott and Phil delve into how buying into the market amid current downturn conditions can be a good investment strategy in the long run. They also examine the performance of various commercial asset types in the current market before discussing potential pitfalls that investors may encounter when they purchase such properties. Finally, they share their insights on how the future trajectory of interest rates and lending practices will affect the sector and what this means for commercial investors.

On this episode of the Smart Property Investment Show, Real Estate Institute of NSW (REINSW) chief executive officer, Tim McKibbin sits down with host Grace Ormsby for a discussion on the issues currently facing the state’s property market. Tim provides a snapshot of the NSW property market’s movement across the turbulent last 12 months, before offering up solutions to the approval inefficiencies of the “utterly ridiculous” council approvals process. Additionally, he wonders whether the upcoming state election being a “renters’ election” is compounding market woes. In this episode, you will also hear: What NSW needs to do to match supply with demand Are government and opposition solutions adequate? Is there an accountability issue when it comes to property? If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@s

On this episode of the Smart Property Investment Show, join host Grace Ormsby and SPI journalist, Kyle Robbins, for a special editorial catch-up where the pair discuss recent findings from CoreLogic centred around the impending fixed rate cliff. The pair examines the underlying numbers surrounding the trend, revealing what portion of home owners could find themselves at the cliff’s edge before touching on the myriad of social and economic factors that have driven the property market to its current position. The duo also deliberates over whether the term “cliff” is an adequate descriptor. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Is the property market poised for a rebound? While there’s no foolproof way to determine whether the market has bottomed out, these experts help investors filter out the data that will help investors chart a strategic path out of the downturn.  In this episode of Investing Insights with Right Property Group, Phil Tarrant, Steve Waters and Victor Kumar unpack the three telltale signs that the market is on its way to restarting the property cycle. While the negative narrative surrounding the Reserve Bank’s rate rise cycle has not dissipated and with other economic trends clouding the market outlook in the coming months, the trio gave their realistic takes on why they believe there are still investment opportunities across the market.  The experts also explained why investors should not solely rely on data or headlines before taking the jump to enter the market.

On this episode of the Smart Property Investment Show, Sanjeev Sah joins host Phil Tarrant to recount his journey from his native India to permanent residency in Australia and how he grew to possess a dozen properties in his portfolio. Explaining his investment thesis, Sanjeev reveals the property types he opts to avoid and rationalise this activity, before revealing the ‘real’ challenges presently plaguing the Australian property market. In this episode, you will also hear: - Is it good to crave more debt? - Will there be an autumnal influx of housing market entrants? - Could rising construction costs spell the end of Australia’s “cheap” property market? If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question be

Amidst the turbulence of a fast-changing financial landscape, a couple found the “solution” to a perplexing situation with the help of a savvy mortgage broker and smart financing strategies. In this episode, Smart Property Investment’s Phil Tarrant sits down with Eva Loisance, the manager for Finni Mortgages’ broker division, to talk about how rising interest rates threw a wrench in the investment plans of her real-life clients, Mark and Stacy. With the couple saddled with a lower borrowing capacity and marooned in the “no-refinance” zone, Eva unpacks how they managed to chart a course towards the couple securing their third investment property. While the duo acknowledged that the rules of the finance game have drastically changed over the last two years, they highlighted how a shift in mindset and having the right advice and strategy can bring you to the “tipping point” you need to further your investment journey. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts

Data nerds Arjun Paliwal and Leigh Paliwal have cautioned investors against playing real estate roulette when choosing their next location. Arjun, founder of InvestorKit, and Leigh, director at Hills Finance, unpack the latest lending data and encourage investors to review their financial positions in the face of the Reserve Bank’s rapid rate hike cycle. As refinancing becomes a higher priority for Aussies who are coming off their fixed-rate contracts, the duo also looks at the possible options that are available for home owners and investors to buffer their mortgages. The duo also brings back their analysis of overvalued and undervalued markets before highlighting the significance of identifying locations that have “healthy” growth prospects.