Smart Property Investment Podcast Network

Kerry Rolando Lowbridge first ventured into property ownership following on from the advice of her father – and has learnt an awful lot about investing since. On this episode of the Smart Property Investment Show, Kerry shares with host Grace Ormsby how her approach to investing has evolved over the years – and how she’s gained the confidence to continue kicking even bigger goals.     With numerous properties (and developments) now up her sleeve – and a bucketload of experiences to draw upon – Kerry is at a point in her property journey where she wants to put the “fun” back into the process. With numerous properties (and developments) now up her sleeve – and a bucketload of experiences to draw upon – Kerry is at a point in her property journey where she wants to put the “fun” back into the process. In this episode, you will hear: What an evolving property strategy can look like How Kerry has levelled-up her portfolio Why she keeps her own property portfolio separate from her husband If you like this episode

In this investor update — and nearly three years on from his first appearance on the Smart Property Investment Show — Aidan Hill sits down with host Grace Ormsby and recounts being “trapped” in Peru during COVID-19’s early days, all while trying to settle on a property. Thankfully, that Peru adventure hasn’t put him off property. Providing a full portfolio update, Aidan outlines its growth over the last three years and the research that fuels his investment decision-making, before explaining what’s next in store for his property journey. In this episode, you will also hear: Why renovating may be a one-off experience for Aidan Which factors he sees as integral to the investment process How research underpins this investor’s decision-making If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestme

When we last spoke with this investor, he had built an impressive portfolio by his early 30s and faced the dilemma of being in “property jail.” In this episode, he gives an exciting update and what’s next in his journey. Simon Loo, the founder of HouseFinder, sits down with host Phil Tarrant to talk about how he grew his portfolio to 24 properties from 2016 to 2022 — which is currently valued at $18 million — including focusing on reducing debt, increasing his passive income and more. The duo discuss the best practices Simon has adopted after years of dealings within the real estate market, the lessons he’s gleaned from his investment journey so far, and how he realigned his investment goals following a major life event. They also touch on his future goals for his portfolio’s growth and the types of properties he intends to diversify into. To learn more about Simon’s journey, tune in here. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Sma

With the RBA serving up a 25-basis-point rate hike in February, can borrowers continue to hold the line? While the going is getting tough for property investors, these experts say it’s time to take control of their mortgage. With the RBA set to continue its fiscal policy tightening in 2023, Smart Property Investment’s Phil Tarrant and Finni Mortgage’s chief executive Paul Glossop advised investors to ‘finetune’ not just their mortgages but other aspects of their finances, such as rental income. As the financial landscape rapidly changes, the pair also unpacks how lenders are becoming more competitive with their offerings before providing strategies on how borrowers can leverage these opportunities. The duo also underlines the importance of being proactive in optimising their financial position as the RBA’s rate rise cycle continues in the coming months. 

Is it possible to climb the property ladder with just $5,000 in your bank account? This first-time buyer did just that — with the help of a mortgage broker. In this special episode, Smart Property Investment’s Phil Tarrant sits down with Eva Loisance, the manager for Finni Mortgages' broker division, to talk about how a real-life client, Dylan, embarked on a journey towards owning a property. While Dylan lacked the financial power to have a strong start in property investing, Ms Loisance shared that his determination to achieve the “Australian dream”, combined with smart financing strategies, helped him overcome the financial barriers to property ownership. The pair also highlights the significance of a strategic approach to property financing, the need to match one’s financial status with investment objectives, and explains the growing trend of buyers working with mortgage brokers. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property

It’s no secret that a healthy balance sheet is a pillar to successful commercial real estate investing. So on the latest episode of Inside Commercial Property with Rethink Investing, co-hosts Phil Tarrant and Scott O’Neill are bringing an expert on board to help us crunch the numbers. Munzurul Khan, the chairman at KHI Partners and a driving force behind the SPI portfolio, says that while the shift from residential to commercial property investing can be a complex undertaking, it can also be financially rewarding with the right strategy in place. Further diving into money matters related to commercial investing, the trio discusses how to mitigate risks, why it’s important to have the right financial structure when building your portfolio and why investments in the sector must always fall in line with one’s personal goals and circumstances.    Last but not least, they answer the burning questions from listeners and provide the right questions to ask their own accountant about their taxes, loans and much more.

On this episode of the Smart Property Investment show, avid property investor Brenden Lowbridge sits down with host Grace Ormsby to roll through his property investing history, the motivating factors behind his endeavours, and track his portfolio — currently eight properties.  Brenden also reveals his investing tactics, including why he at times opts for properties that others wouldn’t, before explaining a pivotal moment in his early years that set the wheels of his investment journey in motion. In this episode, you will also hear: - The importance of location - Why the leap to development is worthwhile - Should you rinse and repeat your strategy? If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Which capital cities will conquer 2023 and which ones will falter in the face of a rapidly changing market? In this episode of The Smart Property Investment Show, host Phil Tarrant sits down with Damian Collins, managing director of Momentum Wealth and chairman of Westbridge Funds Management, to discuss the current state of affairs across the country’s property markets before explaining why the outlook for real estate investing remains “bullish” this year. The duo also takes a closer look at Western Australia’s property market, the ups and downs it has weathered throughout different cycles, and unpacks the factors that make Perth a safe haven for real estate investors amid a widespread market downswing. Damian also gives an in-depth look into property funds, how commercial property may be the next big investment property investors are missing out on this year, and how the current inflationary environment is not the only factor investors should take into account when building a property portfolio. Declarin

With January half gone, join host Grace Ormsby and fellow journalist Kyle Robbins for this editorial catch-up edition, where the pair sit down to discuss the whirlwind beginning to the year in property and how it may shape the coming months. Reflecting on the stories that characterised 2022’s conclusion, the pair then look ahead to the year and predict the biggest stories that could dominate the remainder of 2023. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

To get the ball rolling in 2023, data nerds Arjun Paliwal and Leigh Paliwal dissect the biggest trends in finance, policy and real estate to help investors charge ahead into the new year. Arjun, founder of InvestorKit, and Leigh, director at Hills Finance, debunk the gloomy narrative around the “mortgage cliff” and “mortgage prison” borrowers are said to face this year before enumerating the strategic ways borrowers can avoid finding themselves on the edge of this financial conundrum. They discuss the latest lending data, analyse why refinancing is becoming the new norm among mortgage holders and explain why it might be time to reevaluate your loan. The pair also touches on the latest inflation data and unpack what it means for the trajectory of the Reserve Bank’s rate hike this year. Finally, they talk about the newly rolled out NSW First Home Buyer Choice scheme and pore over the pros and cons of the policy.

Taking the first step in your property investment journey can be “daunting”, but this investor believes that keeping your eyes on the prize — whether it’s financial freedom or wealth generation — can help you win the long game. In this episode of The Smart Property Investment Show, host Grace Ormsby sits down with Alex Lasry, the chief marketing officer of LocalAgentFinder, who made his foray into real estate investing in 2010 — just two years after the global financial crisis and smack dab in the middle of an apartment development boom. The Melbourne-based investor recalled how intimidating his first property buy seemed, but ultimately became a step in the right direction with the help of his friends who were versed in the property investment game and with the guidance of trusted real estate professionals. | He talks about the lessons he gleaned throughout the years, underlines the importance of doing due diligence before finalising a deal, and explains why diversification is important in building a portfol

On this episode of The Smart Property Investment Show, young investor Nafiz Chowdhury sits down with host Grace Ormsby to share his journey to acquiring three properties while still in his late 20s. Nafiz unpacks his portfolio, sharing where the properties are located and the financial growth and returns he has garnered from his portfolio before discussing the systems and people he employed around him who have facilitated his investment success.  In this episode, you will also hear: Nafiz’s long-term goals The universality of the great Australian dream  Are buyer’s agents worth the money? If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

On this episode of The Smart Property Investment Show, young investor Nafiz Chowdhury sits down with host Grace Ormsby to share his journey to acquiring three properties while still in his late 20s. Nafiz unpacks his portfolio, sharing where the properties are located and the financial growth and returns he has garnered from his portfolio before discussing the systems and people he employed around him who have facilitated his investment success.  In this episode, you will also hear: Nafiz’s long-term goals The universality of the great Australian dream  Are buyer’s agents worth the money? If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

What were the defining moments of the real estate market in 2022? And how will the housing market shape up in 2023? In this episode, Real Estate Institute of Australia (REIA) president and dethridgeGROVES director Hayden Groves  sits down with host Grace Ormsby to wrap up this “extraordinary” year by unpacking the biggest challenges that the market faced, including a rental crisis, rising inflation, regulatory interventions, among others. He also discusses how the market adjusted its sails to these headwinds and argues that while Australia is undoubtedly entering a transition period, it will continue to be robust and steady. The duo also touch on why 2023 will not mean bad news for property investors. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear you

On this episode of the Smart Property Investment Show summer series, co-hosts Phil Tarrant and Grace Ormsby tackle the trends investors need to know heading into the new year, including a potential “softer landing” for interest rates. The pair reflect on 2022’s property market movements, discussing and reviewing the statistics and trends which categorised a momentous, rollercoaster year for the Australian property market before shifting the conversation towards what investors should look out for in the year ahead and how these may impact the market moving forward. In this episode, you will also hear: What trends will define 2023 in property? Time in the market versus timing the market

We’re ending the year with a bang and on the latest episode of Inside Commercial Property with Rethink Investing, co-hosts Phil Tarrant and Scott O'Neill bring in a special guest to share how he found success in commercial investing. If you’re looking to jump-start your commercial real estate investing journey this 2023, Phil and Scott give a behind-the-scenes look at how to get one’s foot in the sector’s door, what are the usual challenges that investors face when transitioning from residential to commercial, and why heightened due diligence is needed when taking the plunge into this type of property investment. They also unpack value and cash flow-adding strategies commercial investors can employ in the coming year, including recalibrating portfolios, reviewing financial positions, and evaluating the financial performance and goals of assets. Additionally, Phil and Scott offer their predictions for the sector in the next 12 months and explain why higher interest rates will not pull the rug from under the

Join us for the summer series! A chance for Smart Property Investment to kick back, relax, and reminisce on the year that was, before we turn our attention to 2023. Smart Property Investment’s Phil Tarrant is joined by editor Grace Ormsby for this must-listen episode, which sees the pair look back at the show’s most popular guests in 2022. Counting down the episodes that garnered the most listens over the calendar year, Phil and Grace talk through which investor stories provided inspiration and lessons learnt for our listeners, as well as those that perhaps tugged at the heartstrings. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Phil rings in the new year with all the latest on the SPI property portfolio: $8 million value, $3.5 million in equity, and 16 properties on the books. On this episode of The Smart Property Investment Show, he’s once again joined by Munzurul Khan, chairman at KHI Partners and a driving force behind the SPI portfolio from an accountancy perspective. In this episode, the pair look at how recent changes to the cash rate have impacted the portfolio, and the value to be found in looking at cash flow and rebalancing the loans, while unpacking the intricacies of building out a portfolio using trusts. In this episode, you will also hear: How Phil can “tidy” up the SPI portfolio Why the portfolio is negatively geared If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, o

With 2023 expected to bring in rougher waters for the real estate market, these experts enumerate the strategies that can help “fair weather” investors sail through any storm. In this episode of Investing Insights with Right Property Group, Phil Tarrant, Steve Waters and Victor Kumar discuss the two main types of real estate investors that emerged in the last three years before delving into how those with a methodical approach to property investing will ultimately outlast those who have “clueless enthusiasm”. To help investors brace for brewing headwinds in the coming year, the trio called back to the main learnings from previous podcast episodes, including creating an agile portfolio, avoiding being complacent, and managing different market cycles, among other things. They also advise investors not to be discouraged by the negative narratives regarding the market, but rather be prepared to find and take opportunities for further growth.

Will 2023 be the year of opportunity or peril for property investors? We glimpse back at 2022 to have a better understanding of how the coming year will unfold. In this episode of The Smart Property Investment Show, host Phil Tarrant sits down with Lachlan Vidler, owner of Atlas Property Group and author of the book A Military Guide to Property Investing, to determine which suburbs deserve a spot in the “good” and “bad” list in 2022 and analyse how the first full “non-COVID year” played out for the property market. The duo also explain why 2023 will be “an interesting year”, one that is characterised by both challenges and advantages. And while the pair acknowledge that the coming year will be a bumpier ride for investors, they also provide tactical tips and strategies to stay on top of the real estate game. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn. If you would l