Real Talk With Gary - Real Estate Investing

Advocating For a Fair Rental Market For Small Landlords w/Kevin Costain EP 274   Kevin Costain from SOLO (Small Ownership Landlords of Ontario) joins me on today’s podcast to discuss all the challenges small landlords face with rent control, LTB issues and MORE. Kevin has a background in technology, is a small landlord, a small business owner for 20 years and currently sits on the board of SOLO but will be chairman in 2025. SOLO educates and assists small landlords navigate all the unique challenges that being an investor bring, and also helps new Canadian investors with webinars, a busy Facebook presence and in person events. He dishes on his personal experience as a landlord; what is the current wait time at the LTB; are big changes coming to the LTB process; are in person hearings coming back; and a review of headlines that have affected small landlords, and MUCH more!   Contact: Web: http://solo.ca      Other Links: Real Estate Investment Club visit https://www.smarthomechoice.ca 

Scaling A Portfolio Through Strategic Renovation & Refinance w/Cory Matthews EP 273   Cory Matthews joins me today in studio. He’s a realtor and investor in the Niagara region, and he focuses on finding deals, fixing them up using a very conservative strategy; why he started his real estate journey; the DIY strategy vs. Subbing out the work; working with his partner, and how he divides the work up; what type of interest rate he goes with exclusively; what LTV he prefers not to go higher than; a market update; and MUCH more!   Contact: Insta: corymatthewsrealtor   This episode proudly sponsored by Mayfair Law Group.   Are you a landlord or tenant in need of legal assistance? Mayfair Law Group has got you covered! Our experienced team specializes in Landlord and Tenant Board services, providing expert guidance and representation for all your Landlord or Tenant legal needs. Contact us today at 416-546-1581 and let us help you navigate the complexities of landlord and tenant law.   Other Links: WATCH the podc

The Real Truth About The Impact Of High Interest Rates w/Leo & Jacqueline Francis EP 272   Leo & Jacqueline Francis are the owners of Francis Five Properties. Jacqueline is a certified self image coach, helping others escape limiting beliefs, and Leo has a dump truck company. They started these before becoming investors, and we chat about transitioning to their real estate journey from 9-5; the stress of holding properties as the interest rates climbed; how they leveraged private money for deals; the unique challenge of working with your spouse; how they are repositioning their businesses for the future; and details on an upcoming Kawarthas couples dream retreat, sharing information about how to work with your spouse and many other topics; and MUCH more!   Contact: Insta: francisfiveproperties Insta: iecjacqueline FB: LGFrancis   This episode proudly sponsored by McMurter & Associates.    They are a real estate and estate law firm who can be your partner for every major legal event in your life. I

Financial Management For Real Estate Investors w/Stefanie Beharry EP 271   Stefanie Beharry, a seasoned RE investor who also has a strong background in corporate finance joins Quinton Cordick and I in studio to talk all things finance, self employment, and managing your own finances. Having kids made her want self employment for the scalability, the time freedom and never retiring from a ‘job’ she loved. How did she make the transition; What is a fractional CFO; How to manage your finances as a RE investor; The continuous mistakes she sees investors making in today’s market; The main pain point for investors managing their own finances - Should you sell, how she can help you run the numbers to potentially increase cash flow and potentially lower expenses, and MUCH more!   Contact: https://reifinance.ca     This episode proudly sponsored by Rent Panda.    Rent Panda helps landlords go from listing to lease without wasted time or headaches along the way. Rent Panda provides the do it yourself landlord an online

Are Tax Changes Crushing Small Business & RE Investors w/Fabio Campanella #270   Fabio Campanella from the Campanella Group, my personal accountant since Day 1 of my investment journey is back on the show to talk about tax changes made by the Liberal government, that have had a significant effect on not only for small businesses, but the middle class; we dive deep into the capital gains tax, and what exactly is being taxed - small businesses, real estate, stocks, etc; the difference between personal and corporate taxation; the difference between your primary residence and your secondary residence such as a cottage; the UHT - Underused Housing Tax; why estate planning and life insurance are more important than ever; and MORE!   And I share a tip to improve your own earning power!   Contact: Web: https://campanellagroup.com/about/ Insta: https://www.instagram.com/fab.campanella/   his episode proudly sponsored by Deep Pockets - https://deep-pockets.ca    If you're looking to borrow or invest funds, Deep Poc

The Microcosm of the Mind w/Gail Sauer #269   Gail Sauer, naturopathic doctor, founder and director of Silver Spruce Naturopathic and lifelong learner joins me to probe the mind - the effects of the pandemic; what social media is doing temporarily and permanently to our minds, with infinite scrolling and comparing ourselves to others; anxiety, depression - their differences and some of the causes, and some of the solutions by changing your mindset to be able to successfully process information without comparing ourselves to others; and MORE!   Contact: https://silverspruce.ca   This episode proudly sponsored by Better Mortgage Select - https://bmselect.ca    Better Mortgages Select   Are you looking to create generational wealth and get one step closer to financial freedom? If the answer is YES, then Better Mortgage Select is the brokerage for you.  Better Mortgage Select has helped more real estate investors achieve financial freedom than any other mortgage brokerage in Canada.  They are expert financial pla

Transforming A Single Family Home Into 4 units w/Victoria Suen & Michelle Miranda #268   Victoria is the founder of Build X Design, an architect studio specializing in densification, based in Toronto, and she purchased her first investment property at age 19; and Michelle who was looking to create generational wealth along with her husband, began investing during the pandemic, picking up 2 off-market properties, one in Peterborough and one in Toronto, which has almost been turned into a 4 unit home. We chat why Michelle decided to move into the Toronto market; what was it like working with the city; some of the mistakes they made as well as the timeline to complete this reno; and some of the final numbers, costs for the renovation as well as rents they are getting for the units; and MORE!   Contact: Victoria: https://www.instagram.com/buildxlab or http://buildxdesign.ca  Michelle: https://www.instagram.com/mydesigndiaries/   This episode proudly sponsored by Mayfair Law Group.   Are you a landlord or tena

Tax Implications of Pre-Construction Assignment Sales w/Fabio Campanella #267   Fabio Campanella from the Campanella Group, Gary’s personal accountant since Day 1 of his investment journey is back on the show to talk about taxation on pre-construction condos. Is taxation different if you move in vs rent out your condo? What rebates are currently available; what is the anti-flipping law and why you should be aware of it; what is an assignment sale and do all condos allow this; why some investors interested in condos purchased multiple units but not planning to move in and flip a few are now stuck with below-market condos after the prices dropped, and how can you get out of that; and MORE!   Contact: Web: https://campanellagroup.com/about/ Insta: https://www.instagram.com/fab.campanella/   This episode proudly sponsored by McMurter & Associates.    They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you're planning an estate, selling or buying real

How To Become A Social Media Influencer w/Jayden Kennedy #266   Jayden Kennedy, real estate broker, former pro athlete, community volunteer and passionate financial literacy advocate joins me in studio to chat about how she got into real estate; overcoming the fear of the camera to succeed in social media; building her audience on Insta, and tips that can help you use social media more effectively; How to create a 6-figure income from social media; how she comes up with content ideas and what to share; emerging trends in social media and MORE!   Contact: Insta: jaydenkennedyrealestate   This episode proudly sponsored by Rent Panda.    Rent Panda helps landlords go from listing to lease without wasted time or headaches along the way. Rent Panda provides the do it yourself landlord an online platform where you can list your property absolutely free. If you want to you can post your ad on multiple platforms, see tenant profiles, message tenants, schedule showings, get credit checks and build leases quickly and e

The Rules Are Always Changing. It’s How You Play The Game w/Alfonso Cuadra #265   Alfonso Cuadra, founder of Wealth Genius, founder of Cuadra Youth Foundation, coach, mentor, trainer and a 24-year investor with a multi-million dollar portfolio drops back into the studio to talk about mindset; financial literacy for youth and adults; what is wealth genius and future plans for it; where he thinks the market is going; mistakes investors have made in recent years; HIS personal rules for investing; and MORE!   Contact: Websites: www.AlfonsoCuadra.com & www.wealthgenius.ai   This episode proudly sponsored by Deep Pockets - https://deep-pockets.ca    If you're looking to borrow or invest funds, Deep Pockets should be at the top of your list.  It is a preferred choice for secure lending, and as a borrower you have the option of flexible terms and repayment plans, as Deep Pockets has flexible credit criteria and income approvals.   As an investor, YOU GET TO BE THE BANK, using your cash, your RRSPs, LIRAs or even

Real Estate Trends & Affordability Concerns With TRREB w/Jennifer Pearce #264   Jennifer Pearce, President of the Toronto Regional Real Estate Board (TRREB) and broker/owner of Re/Max Rouge River since 2000, joins me in studio to talk about current trends in the market; prices within the GTA; what are the growing areas within the GTA; what are some of the factors contributing to the affordability crisis; what is TRREB doing to help address these issues currently and for the future; what are some of the changes that are happening now and will they address future concerns; what is the future for the MLS system; future technologies and MORE!   Contact: President@TRREB.ca    This episode proudly sponsored by Mayfair Law Group.   Are you a landlord or tenant in need of legal assistance? Mayfair Law Group has got you covered! Our experienced team specializes in Landlord and Tenant Board services, providing expert guidance and representation for all your Landlord or Tenant legal needs. Contact us today at 416-54

Insights From a Contractor Turned Investor: RE Strategies Working Today w/Jeff Lee #263   Jeff Lee of Complete Contracting Solutions, an investor-focused renovation company, with 20+ years in the contracting industry and personal experience as a real estate investor joins me and Christopher Hummell in studio to discuss what’s working in real estate right now - student rentals, duplex conversions, ADU or garden suites, flipping etc. I also ask Jeff if he was putting his money into something right now, what would it be, and what’s in store for the future. Jeff also talks about the importance of cash flow, or he doesn’t do a deal; how to work with towns and cities to get things done properly; the importance of checking for open permits BEFORE you buy; how has the market shift impacted his business; the difference between the building codes and bylaws; the biggest mistakes he sees investors making, and MORE!   Contact: https://completecontractingsolutions.ca   This episode proudly sponsored by Better Mortgage Sel

Bankruptcies On The Rise: How To Handle Your High Debts w/Wesley Cowan #262   Wesley Cowan, Senior VP, partner Licensed Insolvency Trustee at MNP joins me to talk about what’s happening out there with people overextending themselves and carrying more debt then ever before and the number of people declaring bankruptcy; mortgages becoming unaffordable; the difference between a consumer proposal and bankruptcy, and the other tools Wes uses before bankruptcy; how bankruptcy differs when you are married; how long does the bankruptcy last; can you rebuild your credit during a proposal or bankruptcy, and some ways to do this; and MORE!   Contact: MNPdebt.ca   This episode proudly sponsored by McMurter & Associates.    They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you're planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your tr

Staging for Success: Navigating the Entrepreneurial Journey w/Farah Singh #261   Farah Singh is a former journalist and meteorologist, and is the owner of Alt Interiors. After designing her own house, her natural design sense lead her to start her own business, which has grown to 12 staff in 8 years. Together, they’ve staged 1000’s of properties, helping sellers get anywhere from $10,000 to $200,000 extra above asking. She sees staging as an investment, not a cost or an expense. We discuss leaving her full time job; the steps taken to get there; some of the challenges; how hard was it to establish a different daily routine; what does the staging process look like, and is it different in a vacant property vs. one being lived in; what are the common misconceptions about staging; how she keeps her team motivate on her vision; how she survived the market when it slowed down; and MORE!   Contact: Https://altinteriors.ca    This episode proudly sponsored by Rent Panda.    Rent Panda helps landlords go from listing

The Transformative Power of Storytelling w/Matt Lionetti #260   Matt Lionetti, a real estate agent with Real and content creator whose funny, clever and sometimes polarizing content and unconventional approach has earned him thousands of viral views. It’s also landed him onstage alongside thought leaders like Gary Vee and Ryan Serhant. We dive into his early lack of success in real estate that had him thinking of leaving the career. He was told not to be funny in his videos but this comedy approach led him to massive views and massive success, with his first video leading to his first sale in SIX HOURS! Also, the art of storytelling; how he overcame his shyness in front of the camera; how he was able to scale and leverage Instagram to create more successful videos; the deals he was able to land because of the videos; how agent referrals through instagram drive his success; what agents can be doing in this market, and MORE!   Contact: https://www.instagram.com/matt.lionetti    This episode proudly sponsored by

Fighting Back Against the War on Landlords w/Weiting Bollu #259   Weiting Bollu, co-founder of Openroom.ca began her investment journey with a very costly lesson by losing $35,000 due to a bad tenant, and while this is becoming more of a common theme, things are changing. Openroom is the platform and website she and her husband created to help others avoid certain tenants, and create a transparent rental ecosystem. We discuss exactly what Openroom is; how it works; who uses it; how many visitors it gets each month; what are the common misconceptions; what are the problems she’s encountering; and what she is building for the future, and MORE!   Contact: Weiting Bollu, Co-Founder Web: www.openroom.ca Insta: @Openroomhq TikTok: @openroomhq Learn: RHP Training Program   This episode proudly sponsored by Mayfair Law Group.   Are you a landlord or tenant in need of legal assistance? Mayfair Law Group has got you covered! Our experienced team specializes in Landlord and Tenant Board services, providing expert guid

The Blueprint for Realtor Success w/Melissa Flynn #258   Public speaker and award winning real estate agent Melissa Flynn was the top agent in ONR for 2023, for the number of transactions. I dig deep to discover how she’s reached this level of success, and we talk about the mistakes that she learned from, and all the habits that help her create and elevate her success. We chat about how to build a team around you with different skill sets, and why you eventually can’t do everything on your own; why referrals are her number 1 source of new clients; how she has benefited from personal coaching and mentoring, and how she’s passing that on to her team; how she hires team members; the things she does weekly with her team to keep them motivated, and MORE!   Contact: Web: http://MelissaFlynn.ca     This episode proudly sponsored by Better Mortgage Select - https://bmselect.ca    Better Mortgages Select   Are you looking to create generational wealth and get one step closer to financial freedom? If the answer is YES,

Empowering Investors to Invest with Confidence w/Elizabeth Kelly #257   Elizabeth Kelly was one of the top trainers for Rich Dad Poor Dad Canada for 8 years, helping 1000’s of investors begin their real estate journey. Investing since 2005, she’s open, honest and shares all the mistakes she’s made over the years. We chat about her desire to help others by coaching; how to have 1 or more side hustles and when is the right time to leave your primary job FOR a side hustle; why did so many coaches disappear in the last 4 years; the market; the new renters bill of rights; what’s up with immigration; is rent to own coming back; mistakes to avoid when scaling your business; what are your exit strategies if one or more of your properties is negative cash flowing…and MORE!   Contact: Facebook: https://www.facebook.com/ElizabethKellyREI  Instagram: https://www.instagram.com/elizabethkellyconsulting/    This episode proudly sponsored by McMurter & Associates.    They are a real estate and estate law firm who can be

Is The Housing Market Leaving The Next Generation Behind w/Todd Slater #256   Today, I’m joined by Todd Slater, broadcasting not from a studio, but from his impressive workspace. Todd, in addition to hosting a fantastic radio show on 1010 airing Sundays, is the CEO of Simple Investor, a real estate group. With over two decades of experience, Todd founded his company to streamline real estate investment, relieving investors of the headaches of tenant management.   In our conversation, we delve into pressing topics like the current housing crisis, analyzing its root causes and potential solutions. We also explore Todd’s insights on fluctuating interest rates and whether families can still enter the housing market amidst these challenges.   We touch on issues like struggling school systems and their impact on communities, pondering whether they’re the result of systemic flaws or intentional design. Todd shares his investment strategies and the mindset necessary for building a successful business like his.   Cont

ChatGPT, The Future Of Real Estate & Political Divides Pt 2 w/Sandy & Kate MacKay #255   Sandy & Kate MacKay are in the studio with me for the second part of a two-part series, where we delve into their strategies for leveraging and priming ChatGPT, navigating risks as real estate investors, assessing the potential impact of the Federal Renters’ Bill of Rights, making market predictions, and much more! If you're starting small with aspirations of achieving big things, this is the podcast you won't want to miss, so be sure to tune in!   Contact: Instagram Kate @itskatemackay Email kate@foundspaces.ca Instagram Sandy @itssandymackay Email sandy@freedomreps.com    This episode proudly sponsored by Deep Pockets - https://deep-pockets.ca    If you're looking to borrow or invest funds, Deep Pockets should be at the top of your list.  It is a preferred choice for secure lending, and as a borrower you have the option of flexible terms and repayment plans, as Deep Pockets has flexible credit criteria and i