Real Talk With Gary - Real Estate Investing

Mortgage Fraud Warning Signs - Dave Butler   Canada’s #1 rated mortgage broker from 2017 - 2021, frequent radio guest Dave Butler from Better Mortgage Select joins me in studio. Dave’s companies have handled over 26,000 mortgage loans and $9.6 Billion involved, so he’s qualified to talk about the various ways some people are attempting to commit mortgage fraud. Is mortgage fraud on the rise, and how is technology making it easier to spoof documents? We chat about: How to detect tax document fraud; are the banks missing the fraudsters as well; the number 1 thing to do with a job letter; are some mortgage agents helping with some of the fraud being committed; and MUCH more!   Contact: Web: http://DaveButler.ca    This episode proudly sponsored by Our Neighbourhood Realty - ONRI.ca    Realtors, are you looking for a brokerage that truly supports your growth? At Our Neighbourhood Realty, we offer training programs created by experienced agents to help you succeed. Our 'Pathfinder Course' is designed to guide you

The Housing Wave Could Crush The Middle Class w/Victoria Suen #293   Victoria is the founder of Build X Design, an architect studio specializing in housing densification projects, based in Toronto, and she purchased her first investment property at age 19, and has helped over 100 investors complete projects! Victoria is focusing most of her work in Toronto these days, and we dive into the different zoning changes that are happening and some of the final numbers as examples for renovations; what’s happening with Garden suites; why Toronto has up-zoned single family homes allowing you to add up to 5 additional units; what types of homes are best for densification; how many bedrooms should you put in; what are some of the common issues investors are experiencing; what are some of the mistakes Victoria’s seen and any she’s made; what’s next for Victoria, and MORE!   Plus Gary’s Tip Of The Week!   Contact: Victoria: https://www.instagram.com/buildxlab or http://buildxdesign.ca    This episode proudly sponsored by

International Mortgage Solutions For Canadians - Jeremy Friedberg   Jeremy Friedberg, who runs an alternative financing company for Canadians called Seaport Credit Canada, flew all the way from Cancun Mexico to join me for an unscripted chat about alternative financing! Seaport helps Canadians by providing alternative financing solutions to Canadians purchasing real estate outside Canada. They also help Canadians access flexible funding for property investments around the world. Jeremy breaks down the basics of alternative international real estate financing, and how Seaport is helping Canadians to invest abroad, with financing backed by their RRSPs, and MORE, so TUNE IN!   Plus Gary’s Tip Of The Week! Contact:  jfriedberg@seaportcredit.com  SeaportCredit.com  Exciting News! Real Talk With Gary - Real Estate Investing has been recognized as one of the Top 45 Canada Real Estate Podcasts by MillionPodcasts! This list highlights the most comprehensive and respected real estate podcasts across the country, and I’

How to Pivot: Market Insights, Pre-Con Fixes & A New Game Plan - Dan Patton   Dan Patton & Quinton Cordick join me for an unscripted chat about talking all things mortgages! We got into Dan’s upbringing, and what prompted him to get into mortgages; how he started a mortgage company with his good friend Dave Butler; the peak of success with BM Select, and how they’ve had to reexamine their business after the pandemic; some of the new products that BM has introduced to help investors with debt service ratios; what’s happening in the pre-construction condo world, and some solutions; where he sees the market going; and the Bank Of Canada rate decisions for the year; , and MORE, so TUNE IN!   Plus Gary’s Tip Of The Week!   Contact:  Daniel@BMselect.ca  info@BMselect.ca     This episode proudly sponsored by Deep Pockets - https://deep-pockets.ca   If you’re look to borrow or invest funds, Deep Pockets should be at the top of your list.  It is a preferred choice for secure lending, and as a borrower you have

Mindset, Real Estate & Taking The Leap - Kathryn Almeida & Karen Mejia   Kathryn Almeida & Karen Mejia join me for an unscripted chat about what it takes to be an agent in 2025 with SmartHomeChoice! They are hardworking members of the SHC team, and have been for over 2 years. They’ve had some bumps in the road, and they are here to talk about all of them including: What is it like working with buyers and sellers in this market cycle; The importance of financial checkups with their clients; What are the current market conditions they are working in; The importance of mindset and how they get their mindset correct; Who they are, why they chose this crazy path and why Gary’s team; How to select the right coach;  Why staging can make or break a deal, and MORE, so TUNE IN!   Contact:  karen@smarthomechoice.ca kathryn@smarthomechoice.ca    This episode proudly sponsored by BM Select - https://bmselect.ca    Are you looking to become a millionaire through real estate investing? Then BM Select is for you!

A 5 - Year Game Plan To Mortgage Freedom For Millennials - AJ Scott & Nicole Kichko   On this episode I welcome relatively new investors AJ and Nicole, who are young but are already on the right path to financial and mortgage freedom, and on the way to a very early retirement. They started investing only 5 years ago, already own 3 properties and are here to share their incredible story and journey so far! The strategy they’ve used so far is house hacking, where you purchase a home but either renovate to add additional rental units, or purchase an already renovated duplex, so that it actually MAKES you money the moment you move in. Your expenses drop dramatically while your tenant pays down your mortgage for you! Have they made mistakes? Yes, but willing to share to help others avoid some of them. We talked about how they saved for their down payment; what are their monthly costs, and it’s incredibly low; managing risk; mindset; and MORE! And a tip of the week from Gary!   If you are someone who thinks it

Is It a Crash Or Opportunity?   Christopher Hummell and Quinton Cordick join me again for an unscripted chat about what they are seeing in their interactions with clients, and what’s happening AWAY from the headlines. We’ll give a market update for Toronto, Durham region and Peterborough, listing numbers, average prices and what’s going on in the condo market, and MORE! If you are looking for answers on the current market and where things *might* go in the near future, and is this still a good time to buy OR sell, TUNE IN!   Contact:  https://www.smarthomechoice.ca    This episode proudly sponsored by McMurter & Associates.    They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you're planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightforward leg

The Science To Mental Clarity  - Dr. Carlos Yu   On this episode I welcome back good friend, personal physician and presence therapist Dr. Carlos Yu.    Dr. Yu, has 35 years of clinical experience, loves cold plunges, and taking care of his patients with radical new approaches to mental health.    Today we talk about presence therapy, ear acupuncture, what’s causing so much depression and anxiety today, we dive into AI, the importance of regular breaks and mini retirements that I’m huge on, and closing the show with a LIVE therapy session!  Take notes and listen twice twice to this one!   Website/contact info for guest: Web: https://ajaxharwoodclinic.com  Facebook: https://www.facebook.com/carlos.yu.940 Instagram: https://www.instagram.com/joywithdryu    This episode proudly sponsored by BM Select - https://bmselect.ca    Are you looking to become a millionaire through real estate investing? Then BM Select is for you! BM Select has helped more people become millionaires over the past 15 years than ANY OTHER m

How To Live In 50 Different Countries While Investing - Brian Davis   This week’s guest is Brian Davis, personal finance writer, investor and co-founder of SparkRental.com, a fractional real estate investment company. Over 2 decades in real estate and the finance industries, while also hosting the Live Off Rents podcast, he also contributes to Bigger Pockets. Starting out working for hard lenders, he saw how investment can build wealth and passive income, he started out buying rental properties. He now lives overseas by his own rules and shows others how to achieve this geographic freedom lifestyle, or design the life of their choosing. We talk about how he continues to invest while living in 50 different countries; lifestyle design and the expat life; contrarian money advice; living without a house or car payment; what are asymmetric investments, that have lower risk and higher returns; passive real estate investing; dollar cost averaging your real estate investments; and SO MUCH MORE!   Plus I share a tip t

The Future Of Canada: Four Faces, Four Visions   Michelle Butt holds and honours in linguistics, is a Master NLP coach, and facial intelligence expert. After studying human communication for over 15 years, and developing her facial intelligence body of works, she knows how and what drives people. She’s also the founder of Face Talk Academy, helping others coaches, healers and leaders to see their own faces and the faces of others as the blueprint for success. Today we chat about What is facial intelligence; How can it be applied in business and personal relationships; We dive in and examine via pictures the features of Maxime Bernier, Pierre Poilievre, Mark Carney and Jagmeet Singh to check for trustworthiness and and who would make the best leader, and MORE…this is a MUST LISTEN if you are curious about how facial features can tell you more than what they are saying!   Contact Michelle   Web: http://MichelleButt.com Insta: Face Value    This episode proudly sponsored by Better Mortgage Select - https://bmsel

From Corporate to Entrepreneur: What Does it Take to Succeed - Sibtain & Insiyah Panju   Sibtain Panju and Insiyah Panju are spouses and coworkers! They are cofounders of Pragma Inc. and Expand Weather Real Estate Trust. Their goals are to help investors add value to multi family properties. Their portfolio grew to 8 figures in 3 years! We chat about moving from the corporate world to being entrepreneurs; a real estate strategy that they are using RIGHT NOW that works; their thoughts on the pre-construction market, should you buy now or wait; can you or should you partner with friends and family on RE deals; the purpose and power of mindset; how you manage your day and time as an entrepreneur; whiteboard your way to success; and MORE…this is a MUST LISTEN if you want to grow or start your portfolio!   Contact Pragma   Insta: Pragma Property   This episode proudly sponsored by Our Neighbourhood Realty - ONRI.ca    Realtors, are you looking for a brokerage that truly supports your growth? At Our Neighbourho

Grass Roots Fund Raising: The Art of the Deal - Mathew Frederick Previous guest Mathew Frederick (EP 107, 127) joins me again to teach new investors how to look for funding to scale your portfolio massively! Mathew has mentored me and my team, but today teaches you the percentage to allocate to the 5 things you need to know to be successful in your grass roots fundraising. For new investors or people considering investing in real estate, this is a MUST! Plus I share a few quotes to get you motivated this week! Contact Mathew Web: https://www.rccsol.com Insta: @rccsol.investor This episode proudly sponsored by McMurter & Associates.  They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you're planning an estate, selling or buying real estate, they can help with over 30 years of experience. Their objective is to prevent you from worrying about the legal aspect of your transactions. From the first meeting, McMurter will provide you with straightfor

Wholesaling Blueprint: Start or Scale Your Real Estate Business - Thia Velinor   Previous guest Thia Velinor (Ep. 136) joins me again to catch up with her wholesaling business, and what other projects she’s working on.  This is a major player in the wholesaling market and owner of Velinor Properties Inc. A single mom, she’s faced some tremendous obstacles in her life, but always knew she wanted and could have more. She gives advice on how to start your real estate journey for someone with 0 experience; what are some of the common mistakes; how to build a team and who should be on it, and how it lets you focus on what you’re good at; finding deals; how to create partnerships; CRM and other tools; and much more…this is a MUST LISTEN!     Contact Thia   FB: https://www.realestatewealthlab.com/ Insta: https://www.instagram.com/thiavelinor/   This episode proudly sponsored by  To learn more about Gary’s mentorship program, visit https://garyhibbert.ca 

What It Takes To Become a Top Performer - Jas Takhar   This is part 2 of our conversation with Jas, a Toronto native and trailblazing entrepreneur, and the force behind FTGU - From The Ground Up Academy. He empowers professionals with game-changing training, and is the host of the Jas Takhar podcast. We dive into Traits of top performers; how to manage and leverage your CRM effectively; what’s more important - mindset or a good CRM?; downsizing and living a frugal life; content creation; topics to talk about and how often to post; why just posting content is the way to overcome fearand MUCH more!    Contact Jas Instagram: @jastakhar13    This episode proudly sponsored by Rent Panda.    Rent Panda helps landlords go from listing to lease without wasted time or headaches along the way. Rent Panda provides the do it yourself landlord an online platform where you can list your property absolutely free. If you want to you can post your ad on multiple platforms, see tenant profiles, message tenants, schedule showin

You Are Enough - Jas Takhar   This is part 1 of our conversation with Jas, a Toronto native and trailblazing entrepreneur, and the force behind FTGU - From The Ground Up Academy. He empowers professionals with game-changing training, and is the host of the Jas Takhar podcast. We dive into mindset; how we have a shared experience in seeing Tony Robbins; the fear of judgment and how to overcome it; how to be a great event and podcast host; how to treat your employees; how to manage and leverage your CRM effectively; and MUCH more!      Contact Jas Instagram: @jastakhar13    This episode proudly sponsored by Better Mortgage Select - https://bmselect.ca    Better Mortgages Select   Are you looking to create generational wealth and get one step closer to financial freedom? If the answer is YES, then Better Mortgage Select is the brokerage for you.  Better Mortgage Select has helped more real estate investors achieve financial freedom than any other mortgage brokerage in Canada.  They are expert financial planning

Renovations, Rent Controls & Essential Tools for Landlords - Kayla Andrade   This is part 2 of our conversation with Kayla, chatting about rent control and whether it’s effective and what are other provinces doing; what is a renoviction and how are they being handled; we chat about tools that some landlords are using such as Front Lobby, Openroom, LandlordEzy; lease agreements, and MUCH more!      Contact Kayla Facebook Page: OntarioLandlordsWatch Facebook Group: 818378618219840 Instagram: ontlandlordswatch   Some of the tools that Kayla talks about are:   Openroom.ca Landlordezy Rent Zen   This episode proudly sponsored by Rent Panda.    Rent Panda helps landlords go from listing to lease without wasted time or headaches along the way. Rent Panda provides the do it yourself landlord an online platform where you can list your property absolutely free. If you want to you can post your ad on multiple platforms, see tenant profiles, message tenants, schedule showings, get credit checks and build leases quick

Cutting The Red Tape: Top Challenges Landlords Are Facing Today - Kayla Andrade   At the beginning of the year my wife and I plan our goals for the year, and we’ve been doing this since 2009. I’m doing something different with the intro at the start of the year. A couple things I do which you can try is call clients or business partners while driving, and listen to podcasts. I also share the top 10 tips that had a huge influence on my life in 2024. Then we get into the conversation with Kayla, chatting about the LTB - the Landlord and Tenant Board. Is it working for us, are changes required, how are landlord and tenant issues handled elsewhere, and is the government planning changes to the LTB soon and MUCH more!    Contact Kayla Facebook Page: OntarioLandlordsWatch Facebook Group: 818378618219840 Instagram: ontlandlordswatch   This episode proudly sponsored by Deep Pockets - https://deep-pockets.ca    If you're looking to borrow or invest funds, Deep Pockets should be at the top of your list.  It is a prefer

2025 Predictions From Canada’s Top Mortgage Broker - Dave Butler   Canada’s #1 rated mortgage broker from 2017 - 2021, frequent radio guest Dave Butler from Better Mortgage Select joins me in studio. Dave’s companies have handled over 26,000 mortgage loans and $9.6 Billion involved, so he’s qualified to talk about the many new changes coming; Government announcements including the cut to the HST, and will it drive and fuel higher inflation again, and lead to smaller rate hikes or a pause; the recent reduction in immigration and the impact on the marketplace; whether or not you should be going fixed or variable rate for your mortgage; where he thinks interest rates will go in 2025; and what Dave has in store for the various businesses that he’s got going on;  and MUCH more! This is part 2 of a 2 part hour-long conversation with Dave.    Contact: Web: http://DaveButler.ca    This episode proudly sponsored by McMurter & Associates.    They are a real estate and estate law firm who can be your partner for eve

Mortgage Market Update From Canada's Top Broker - Dave Butler   Canada’s #1 rated mortgage broker from 2017 - 2021, frequent radio guest Dave Butler from Better Mortgage Select joins me in studio. Dave’s companies have handled over 26,000 mortgage loans and $9.6 Billion involved, so he’s qualified to talk about the many new changes coming to mortgage rule changes; the new mortgage changes in January 2025, and a recent market update, including rates and amortization periods, and MUCH more! This is part 1 of a 2 part hour-long conversation with Dave.    Contact: Web: http://DaveButler.ca    This episode proudly sponsored by Mayfair Law Group.   Are you a landlord or tenant in need of legal assistance? Mayfair Law Group has got you covered! Our experienced team specializes in Landlord and Tenant Board services, providing expert guidance and representation for all your Landlord or Tenant legal needs. Contact us today at 416-546-1581 and let us help you navigate the complexities of landlord and tenant law.   Other

Bank on Yourself: How Infinite Banking Is Changing Wealth In Canada - Darren Mitchell   Darren Mitchell, entrepreneur, real estate investor, financial educator and founder of Control & Compound Financial joins me in studio to discuss his 20 years of experience helping investors and business owners explore the possibilities and potential of Infinite Banking. Traditional financial advice sometimes favours the institutions so Darren switched his focus on wealth building that actually works, both from a capital standpoint as well as tax advantages. Through his book, podcast and seminars Darren teaches the secrets that the wealthy use to reach their goals so much faster, and MUCH more!   Contact: Web: http://controlandcompound.com      Other Links: WATCH the podcast! https://www.youtube.com/@gary.hibbert