Real Talk With Gary - Real Estate Investing

#233: Michael Zanzini & Lorenzo Podda - $900 Billion In Mortgages Set To Renew   Real Estate investors and mortgage agents Michael Zanzini and Lorenza Podda from Better Mortgage Select join Gary to talk about what ifs and strategies to survive this current market - what IF you increase your amortization, what happens when you renew? What IF you are with Scotia versus the other big banks? What do they see in their crystal ball for when and IF rates will come down? And what’s going to happen when $900 billion in mortgages come up for renewal soon? They touch on a new 40 year amortization, market crashing, market crashing up, universal basic income, and MORE? If you are looking for answers on the current market and where things *might* go in the near future, TUNE IN!   Contact:  https://bettermortgageselect.ca    This episode proudly sponsored by Deep Pockets - https://deep-pockets.ca    If you're looking to borrow or invest funds, Deep Pockets should be at the top of your list.  It is a preferred choice for

#232: Ilona Koziol - The Journey Of Real Estate & Self Development   Ilona Koziol is now an accomplished real estate professional. In the past few years she’s transitioned from the corporate sales world, and undergone a divorce. She believes in accomplishing small things, proving to yourself you can do them, then moving on to larger projects! She’s just founded a mortgage company called Kingsdale, raised 7 million dollars in under 24 months, and co-founded a real estate development firm. What is the most powerful word she’s ever heard that changed her life, the power of a vision board and where to place it, and MUCH more! If you are wanting to reinvent yourself through real estate, TUNE IN!   Contact:  Instagram: @ilonakoziol.rei ilona@imkgroupinc.com    This episode proudly sponsored by McMurter & Associates.    They are a real estate and estate law firm who can be your partner for every major legal event in your life. If you're planning an estate, selling or buying real estate, they can help with ov

#231: Raul Morales - Finding Geographical Freedom In Mexico   Raul Morales of MyCasa is originally from the heart of Texas, but is now helping many other investors in the Riviera Maya region of Mexico with luxury real estate. There is no MLS in Mexico, no central place to find what something sold for, so he created MyCasa in 2012 to fill the void of information, but also help you navigate local contracts, how to use a local lawyer, etc. Raul assisted Darlene and I, and we had many questions such as what is the crime rate like, what amenities exist, property management down there, can I Air BnB my property down there, and MUCH more! If you are curious about geographical freedom and owning both a vacation property for your family as well as an income generating property, TUNE IN!   Contact:  Instagram: @mycasarealestate  raulmorales@mycasa.mx    This episode proudly sponsored by Better Mortgage Select.   Are you looking to create generational wealth and get one step closer to financial freedom? If the answer is

#230: Meghan Hubner - How To Build A Solid Business Foundation   Being a real estate investor or small business owner has many benefits and challenges, many internal and some external. How you ‘run’ your business can determine your current and future success. Meghan Hubner is an Independent  business strategist that can examine your business with a critical eye to ensure you are prepared for growth. Are you a DIY business owner or are you someone who realizes the incredible benefits of outsourcing? When you decide to outsource, hire an employee or use a virtual assistant, do you have a clear idea of what they will do, or how you will benchmark their progress towards goals? Meghan and Gary discuss the ‘big 4’ areas that EVERY business should be paying attention to and prioritizing, as she’s helped many companies avoid failure and position themselves for growth and success. They also discuss notifications and how to balance your time; how to start your day, and MUCH MORE!   If you are not treating real estate i

#229: Brandon Jimenez & Carolina Nieto - Conquering Obstacles & Playing Full Out   Brandon Jimenez & Carolina Nieto from Medalo Properties are husband and wife and a dynamic investment duo, with 2 kids. They previously were involved in high ticket sales, got their start in RE investing in 2015 but accelerated things in 2018, when they did their first BRRRR in Hamilton, which seemed to be the perfect BRRRR. They now have $500,000 in yearly rental income, which does not include their Flipping business or Air BnB. How were they able to create success both as a couple and in business together; was the BRRRR perfect or did they get lucky; they committed to educating themselves about investing; How to have convos with JV partners; how are their properties impacted right now, and SO MUCH MORE!   If you are still on the sidelines of real estate investing, DO NOT MISS this episode!   Contact:  Web: medaloproperties.com IG @medaloproperties   This episode proudly sponsored by Mayfair Law Group.   Are you a

#228: Eric Coulombe - From Childhood Struggles To Career Freedom at 25   Eric Coulombe has career and time freedom at age 25, and he’s only been involved in real estate in the Sudbury market for a few years. Losing his dad at age 10 was a big loss and shock, and this affected him for many years. His job involved industrial work but looked around at his older fellow coworkers who were always complaining about the job, and how much it took away from their lives. Eric didn’t want that for himself, so dove into real estate investing through podcasts. He wanted time freedom, and after a successful first investment property, he’s scaled his portfolio using creative financing and he’s now flipping, wholesaling, BRRRR-ing and has added property management services, as cash flow is not always the long term answer.   If you are looking at ways to diversify your real estate journey, DO NOT MISS this episode!   Contact:  IG @ericcoulombe   This episode proudly sponsored by Deep Pockets - https://deep-pockets.ca    If you

#227: Serena Holmes - Real Estate Strategies To Take Your Time Back   Serena Holmes owned an event management company, and tried to sell it just before the pandemic. As we all know, event companies took a beating during the pandemic. She had already begun investing in real estate and this crystallized her real estate investing journey and entry into private lending, and she built a strong network to do this. She now hosts a podcast, is moving into the multifamily space, and has multiple backup plans for cash flow to secure her future. Serena and I chat about mindset, her book The Accidental Entrepreneur, giving back to your community and fans, and building a strong network. Time is our most precious resource, and Serenas has built a business that allows her much more freedom than a 9-5, or her crazy hours were with her event company.   If you are looking at ways to diversify your real estate journey, DO NOT MISS this episode!   Contact:   https://linktr.ee/serenaholmes   This episode proudly sponsored by McMu

#226: Jacob Sofer, Metrosuite - Modular Homes Could Save The Housing Crisis   Jacob Sofer from Metrosuite, a builder of modular prefabricated homes joins me to discuss how modular housing can quickly impact the housing shortage, and do it at a fraction of a new build. We also touch on Bill 23, and how the various municipalities differ in their permit process for accessory dwelling units. And, Metrosuite will, at no charge, investigate to see if YOU can add a modular home on your existing property, within 48 hours! Their pricing is on their website, and the cost is ALL IN! If you are curious about a garden suite or accessory dwelling unit, DO NOT MISS IT!   Contact:  https://metrosuite.ca    This episode proudly sponsored by Better Mortgage Select.   Are you looking to create generational wealth and get one step closer to financial freedom? If the answer is YES, then Better Mortgage Select is the brokerage for you.  Better Mortgage Select has helped more real estate investors achieve financial freedom than any

#225: Neil D’Souza - Decoding The War Against The Middle Class   Previous guest Neil D’Souza, mortgage agent and business partner in Deep Pockets is back for a completely unscripted chat about the current market; why people are losing homes if they are not able to sell them; what should people invest in during these turbulent times; what is BRICS; what is fractional reserve banking; the 2 types of inflation; where interest rates are going, and are we headed for more pain. DO NOT MISS IT!   Contact:  Www.LeadershiptoWealth.com   This episode proudly sponsored by 1Bitcoin.ca    Do you know what blockchain is? How about the difference between Bitcoin and crypto? After 15 years of explosive growth across the globe, it’s important not to get left behind. We are currently in the mid 90's of the internet when it comes to adoption. Want to learn more? make sure to reach out to a 1Bitcoin.ca Broker today. Whether you have basic security questions or you need help buying bitcoin in a safe and convenient way, 1Bitcoin.c

#224: Kathleen Black - How To Transform Uncertainty Into Empowered Leadership   Previous guest Kathleen Black joins me in this essential-listening podcast, about how to kill doubt, step into your confidence and get stuff done!  Globally recognized as a leadership and high performance expert and best selling author, I’ve been in her coaching program for over 3 years. We learn what raft builders are; why it’s important to both reinvent yourself and fire yourself; and is a balanced lifestyle possible or attainable! DO NOT MISS IT!   Contact:  https://kathleenspeaks.com    This episode proudly sponsored by Deep Pockets - https://deep-pockets.ca    If you're looking to borrow or invest funds, Deep Pockets should be at the top of your list.  It is a preferred choice for secure lending, and as a borrower you have the option of flexible terms and repayment plans, as Deep Pockets has flexible credit criteria and income approvals.   As an investor, YOU GET TO BE THE BANK, using your cash, your RRSPs, LIRAs or even TFSA

#223: Gary Hibbert - Smart Goals - How to Set & Achieve Them   In this solo episode, I give you a high level, but extremely powerful overview of goal setting, the same goal setting method I use in my one-on-one mentoring. If you’ve never found a way to set goals, or maybe you’ve stopped setting yearly goals altogether, let me give you a refresher on a way to do this. Goal setting does 2 important things - it helps you focus on priorities in your life that you want to make happen, and also helps you DEFLECT things that are time wasters, like someone else’s priorities. Goal setting helps you with time freedom, financial freedom and geographic freedom so YOU can be the best version of yourself possible! And not just yearly goals, but goals 3, 5 and even 10 years out. And by whiteboarding them, you unleash the power of making them a priority and letting the universe know what you want. This short, informative podcast can have you goal setting in a matter of minutes, DO NOT MISS IT!   Contact:  http://GaryHibb

#Archive: Rene Masse - Walking Away From Your 9-5 Job With Real Estate   Rene Masse has over 20 years of being successful entrepreneur, as a realtor and investor in the Kingston, ON area. On this archive podcast, he and Gary talk about the mindset required to leave your 9-5 job, and that it’s not an overnight thing; his best selling techniques and it’s about selling yourself; his favourite places to invest; how to have a conversation with a potential JV partner, and should you show them the property; should you invest with family or stay away, and MORE! If you’re considering trying to escape the 9-5 rat race, START NOW by listening to this episode!   Also, Gary shares 5 ESSENTIAL tips/strategies to survive the current market! As Gary says, YOUR economy doesn’t need to be THE economy…   Contact:  Website: ReneMasse.ca   This episode proudly sponsored by Better Mortgage Select.   Are you looking to create generational wealth and get one step closer to financial freedom? If the answer is YES, then Better Mortgag

#222: Matt & Laura Hawkins - Real Estate Strategies That Are Currently Working   Matt & Laura Hawkins have been investing since 2003. When they started, they knew NO ONE else doing it. This caused mistakes as they had no one else to consult, or coach them. They admit not having a team is their biggest mistake. Fast forward to 2023 and they’ve been on a buying spree even in THIS market, and converting single family homes into duplexes, which they consider their sweet spot. They started out and had great success with student housing after having 1 short term rental property, and are now looking at bigger multi family properties to grow their portfolio. They property manage their own places, and also have a side business for construction. Their ultimate goal is time and geographic freedom. What strategies are they using today? If you are interested in this kind of freedom, have a listen and find out how you can!   Contact:  sidney_investments - Laura and MattInstagramhttps://www.instagram.com › sidney_i

#221: Hart Togman & Rob Dix - How To Succeed As A Landlord With Rent Panda   As a landlord, finding tenants can be a time consuming and stressful process.  I did it for many years, but the experts at Rent Panda take it to the next level. Everything from listing the property, to screening tenants, to fully managing properties in the future. With their White Glove service, landlords are completely hands-off, perfect for less experienced or new investors. If you want to be more involved they can handle that too! Hart & Rob share some incredible information about rent fraud and documentation fraud, why it’s important to get your own screening documents, and MORE! If you are currently screening your own tenants or need some help, let Rent Panda remove the burden. Have a listen and find out how!   Contact:  http://RentPanda.ca    This episode proudly sponsored by Mayfair Law Group.   Are you a landlord or tenant in need of legal assistance? Mayfair Law Group has got you covered! Our experienced team special

#220: Fabio Campanella - Creating Your Own Bank Using Infinite Banking   Ever wish you had a financial quarterback? Gary’s good friend and previous guest Fabio Campanella is here to give all the juicy details of how you can invest your hard earned money into an investment that can be tax-free, and then as this investment grows you can use this money to buy other properties or use it for any purpose to fund your lifestyle. Fabio Campanella was employed by some of the largest financial companies in Canada, but moved on to form the Campanella Group, a boutique accounting firm with a small clientele. Can this investment strategy work for you and your situation? Have a listen and find out!   Contact:  https://campanellagroup.com    This episode proudly sponsored by Better Mortgage Select.   Are you looking to create generational wealth and get one step closer to financial freedom? If the answer is YES, then Better Mortgage Select is the brokerage for you.  Better Mortgage Select has helped more real estate investo

#219: Adrian Pannozzo - From A Police Officer To A Successful Real Estate Investor   Adrian Pannozzo was a police office for 21 years, working his way up to Sergeant. Great pay, job security, but a lot of downside. Adrian wanted to retire but didn’t know what he and his wife would do to supplement their income. How about buying an investment property or two and live off the cashflow? He started with this, but it became addictive, and now he owns over 400 doors as CEO of Executive Properties Capital, a property management firm to support those rentals and a contracting company to renovate new acquisitions! What changed and why did he scale, and WHY will he continue to scale for a few more years? A MUST listen if you need ideas to scale your portfolio, or are looking for investor cash.   Contact:  https://www.investwithepc.com/team/adrian-cashflow    This episode proudly sponsored by Rent Panda.    Rent Panda helps landlords go from listing to lease without wasted time or headaches along the way. Rent Panda pro

#218: Riley Oickle - Why Your Short Term Rental Isn’t Working   Have you ever considered a short term rental, even as a different strategy to buy and hold single family? A LOT of people did during the pandemic when everyone wanted to travel within Canada and rates SKYROCKETED! Now that things are back to normal, so are rental rates. Some investors paid too much based on the pandemic rental rates and now they’re bleeding cash. Riley has a variety of investments in multi-family, long, medium and short term rentals and is OVERFLOWING with fantastic information on how to set YOUR short term rental apart from the competition. Is it too late to buy a short term rental in today’s market? NOPE! A MUST listen if short term rentals interest you!   Contact:  http://rileyoickle.com  Insta: https://www.instagram.com/rileyoickleinvestor/ Facebook: https://www.facebook.com/rileyoickleinvestor   This episode proudly sponsored by McMurter & Associates.    They are a real estate and estate law firm who can be your partner

#217: Johnathan Pollock - House Hacking For First Time Home Buyers   Gary's good friend Johnathan stops by to share the secrets of house hacking, and mistakes he made when using this strategy. House hacking is using the equity and square footage in your home by renting out a portion of your property and buying additional properties to quickly scale your portfolio. According to Johnathan, EVERYONE should use the equity in their homes in a variety of ways to increase their wealth, and leave generational wealth for their family. As a financial planner, Johnathan uses many tools to build and protect wealth, while allowing it to grow tax sheltered and transfer to the next generation, tax free. A MUST listen!   Contact:  https://www.thompsonpollock.com  905-243-6328   This episode proudly sponsored by Mayfair Law Group.   Are you a landlord or tenant in need of legal assistance? Mayfair Law Group has got you covered! Our experienced team specializes in Landlord and Tenant Board services, providing expert guidance a

#216: Wilson Pabon & Jessica Fernandes - Exploring The Untapped Potential Of Edmonton   Previous guests Wilson & Jessica (EP 148) from White North Management drop back into chat with Gary about what’s happened since their last appearance. Not only have they invested in Alberta, specifically Edmonton, they’ve moved there and are excited about their future. They are actually cash flowing in their properties, and the province is very landlord-friendly. But, mistakes and challenges have popped up, so tune in to learn how they managed to survive, including branching out into General Contracting. One other small, important thing - what did their family think about quitting their jobs and becoming full time investors?   Contact:  whitenorthmanagement@gmail.com IG:  https://instagram.com/investonista.pabon.jess\ https://instagram.com/wilson.realei     This episode proudly sponsored by Rent Panda.    Rent Panda helps landlords go from listing to lease without wasted time or headaches along the way. Rent Panda

#215: Yakov Pertchik - Industrial Development In A Changing World   Yakov Pertchik has invested in residential and multifamily, but has migrated to industrial, as it offers way more flexibility and profits, as you’ll learn from this amazing chat. In this changing economic climate and post-covid, Canada is seriously in need of industrial space such as warehousing/logistics, laboratory space and many other types. Looking for something to invest in besides residential? Maybe industrial is can offer you flexibility and incredible returns on your investment!   Contact:  IG: YVL Properties   This episode proudly sponsored by Deep Pockets - https://deep-pockets.ca    If you're looking to borrow or invest funds, Deep Pockets should be at the top of your list.  It is a preferred choice for secure lending, and as a borrower you have the option of flexible terms and repayment plans, as Deep Pockets has flexible credit criteria and income approvals.   As an investor, YOU GET TO BE THE BANK, using your cash, your RRSPs, L