Simply Stated - A Podcast On All Things State Finance

Timestamps:1:39 – Intro2:45 – Why does the Community Bank Research Conference exist?5:11 – Why the FDIC Joined the Research Conference7:06 – What Impact has Research had on Policy for Community Banks?13:41 – How Does the FDIC Build Trust with its Regulated Banks?19:20 – What is a Community Banker’s Biggest Risk Right Now?24:33 – Community Banks and Fintech? Friend or Foe? Adapt or Ignore?26:50 – How do States and the FDIC Collaborate?34:05 – What to Regulators Wish Bankers Understood About Them?38:39 – Time Travel! What Does Community Banking Look Like in 2030?Supervising banks anywhere is hard work. But there’s an extra challenge when supervising institutions in the United States: more than any other nation in the world, we have the most diverse number and type of banks themselves. These banks can be globally, nationally, or locally-focused. Some of those most locally-focused banks are commonly referred to as “Community Banks.” Community banks have played an important role in serving rural areas, towns, and