Faith And Finances

So you've got a budget… very cool! I get a fuzzy feeling when my budget is written and my wife and I agree upon it. However, I get a sick feeling a month later when I learn that we did not stay within our budget. Going over budget in one or more areas creates a shortage in others. In other words, something is not getting paid.   In This Episode, We Look At: Choosing a preferred method to write and track your budget. If you have not yet developed a budget, we invite you to listen to Episode 14, "A Biblical Approach to Money Management." A budget should be mutually agreed upon (spouses) and flexible. Pay the big bills via auto-pay, assuring they get paid, and on time. Mortgage, Auto loan, and Health Insurance are some examples. Decide which budget items can be paid with cash, eliminating the chance of over-spending; if the grocery budget this week is $200 bring only $200 in cash and resist using your debit or credit card. Schedule a regular interval for sitting down and reviewing your progress (wee