Financial Survival Network

Summary: Markets are going crazy, and we’re seeing a bit of a crash/pullback in commodities. Charles Nenner comes on the show to present how we can understand this phenomenon in terms of cycles. Charles has been known for using cycle analysis to predict future market moves, and in this episode, he explains some of the logic behind cycles in commodities, gold, and the prevalent markets in these circumstances. Tune in for more insight. Highlights: -You can calculate how high/low moves go, and when they happen -The news isn’t necessarily important; it’s more useful to look at cycles and patterns in the markets -You can only get a bounce when cycles bottom -When cycles aren’t in sync, it’s not as easy -Charles’ rule of thumb is don’t go against the cycle -We’re looking at a bit of a bounce on Bitcoin -Cycles are generally ahead of fundamentals Useful Links: Financial Survival Network Charles Nenner Research Center

Summary: The world is bankrupt. How does the impending global bankruptcy affect you? This episode’s guest chats with me about how we got to where we are economically, and what we can expect in the coming years. Jerry Robinson’s saying is “Follow the Money,” but in order to do so, we have to consult past decisions and events to understand the economic effects that come into play years later. This is especially relevant to the pandemic and the policy responses back in 2020 that produced the inflationary situation of 2022. Similarly, what happens in this year will dictate our financial situation in the next 2-3 years, which will hopefully look better as rates adjust and balance is restored. Tune in for expert insight from Jerry. Highlights: -We’re in a problematic time of our own making; we’ve depended upon a system that clearly is leading us to a place where people cannot afford basic sustenance in many places -We’re in a very unprecedented time, monetarily speaking. People are realizing that something is very

Summary: We’re seeing oil price shocks, commodity booms and busts, and various factors that are threatening to de-throne the US dollar. Why is this happening, and what does this mean for the global economy? I have Martin Armstrong on the show to discuss this, and he explains the various changes that have occurred—such as sanctions in Russia and countries opting to not borrow in dollars—that put the dollar at risk. Not only is the dollar in danger in these conditions—this shift in currency use greatly affects the world economy. Tune in for more information. Highlights: -The dollar has been the one currency that anyone can write a bond in -So many emerging markets issue debt in dollars so that they can sell to American investors without the foreign exchange risk -The dollar has had less restrictions globally, which has made it the reserve currency -The sanctions imposed upon Russia are devastating to the global economy, and have ultimately split it in half -The world economy has functioned by the free movement

Summary: Has the housing bubble popped? Is it in the process of popping right now? Here to give us the latest news on this is Wolf Richter. The housing market is going through a major shift as stocks decline and mortgage rates go up. Even though we can’t see the progress of this in real time, we can note how the underlying dynamics are changing dramatically. To find out what’s to come, be sure to tune in and hear what Wolf has to say. Highlights: -The momentum is draining out and housing stocks are down -The housing market nationwide is going through a “come to Jesus" moment because of the mortgage rate -Layers of buyers are going to be moved out of the market -We see widespread drops in asking prices and volume is dropping as well -This isn’t like watching a crypto chart; we can’t see the progress in real time, but we can look at the underlying dynamics which are changing dramatically -Foreclosures are up, but they’re still near historic record lows. This is due to home prices spiking—people can sell their h

Summary: You can never invest too much in human capital. But what are the specific steps you can take to effectively invest in yourself and others? Robert Bendetti comes on the show to provide specific direction regarding this, and talks about learning, leading, listening, and leaving—the 4 L’s of investing in human capital. Robert emphasizes the importance of continually educating yourself as you advance in your career, and taking time to listen and understand others. The tips he gives are applicable to one’s career, but also apply to many other areas of life. Listen in for more insight from Robert. Highlights: -You can never invest too much in human capital. Every time you invest in yourself, the benefits and return on investment are at least 10x. -The four key concepts presented by Robert are learning, leading, listening, and leaving -These can apply to individuals as well as teams/businesses -Learning is lifelong. Wherever you are in your career, there is still more to learn. There is formal training, whi

Summary: Germany has been capable of making well reasoned decisions over the years, but recent events have indicated quite the opposite. John Rubino comes on the show to talk about the chaos occurring with Germany’s lack of gas, and the lack of faith in the euro. With civil unrest and the inevitable need for the European central bank to tighten, unfortunate outcomes are in store for Germany—and the future of Europe. Listen in for more information. Highlights: -A few years back, Germany decided to cut deals with Russia for natural gas—which would make Russia a primary supplier for their natural gas -They put a hostile military alliance right on their border, and now Russia isn’t exporting natural gas to Germany -Germany is currently setting up warming stations -Energy is crucial to Germany’s economy, and now they’re running a trade deficit -The only reason the euro was a viable currency was because everyone perceived the euro to be a new version of German currency. They also thought of the other outstanding de

Summary: When the price of gasoline doubles and the overall CPI goes up 9.1%, something seems to be wrong. Everything is doubling and tripling, and the Fed has yet to tackle the true root of inflation. Andy Schectman sits down with me to talk about this, and we compare today’s inflation to that of the 80s. If it were measured in the same way as it previously was, we would see an inflation rate of about 13.6%. The entire system is experiencing major fragility, and the effects of this have only just begun. Tune in for more expert insight from Andy. Highlights: -When was the last time you saw the price of something go down? Andy did see $4.85 gas, so it has gone down slightly, but prices are steadily rising for the most part -The originally reported core CPI in 1980 was 13.8% -Our 9.1% inflation rate measured the way it used to be measured would be 13.6% -In 2020, we had a rate of 1.4%, so the current inflation is 6.5 times more intense than it was two years ago -The federal funds rate has risen, but we’re not g

Summary: A storm is brewing as people stop paying their mortgages, realizing that the system is rigged and things are bound to change. Here to discuss this is David Stryzewski, and he unpacks some of the inflationary phenomena taking place as well as how to strategize in these tumultuous times. You won’t want to miss David’s useful tips, so be sure to tune in to this episode. Highlights: -A storm is brewing—millions of people have realized that the system is rigged, and have stopped paying their mortgages as a result -This phenomenon is happening in China -If 20-30 million stop paying their mortgage, the legal system grinds to a halt -We have inflation and mass defaults, which go hand in hand -We’re seeing inflation, record high prices, and supply chain issues -We’re probably going to see different dimensions of these issues -The new CPI came out at 9.1% -If we raise rates too high, we kill business activity. If we don’t raise them enough, we kill the dollar -We must analyze the velocity of the situation—or w

Summary: Some people overachieve despite a difficult upbringing, and this is the case for this episode’s guest speaker, Ash Cash Exantus. Growing up in the projects of Manhattan, Ash had the cards stacked against him. Nonetheless, he worked his way up and is now one of the best financial advisors in the country. Ash is committed to working hard to reach his highest potential, while consistently reminding others of his humble beginnings and where he came from. He hopes to inspire others to pursue their dreams, upholding the idea that anything is attainable if you’re focused on the right things and have a solid model to follow. Tune in for more incredible advice from Ash. Highlights: -Some people overachieve despite a difficult upbringing -Ash Cash grew up in the projects of Manhattan and became an entrepreneur at the age of 8 -Ash Cash is now one of the best financial advisors in the country, and is the author of 13 books -If he can beat the odds, so can others. He aims to help other people find greatness rath

Summary: College can be a great investment for anyone’s human capital, but you have to do it right. Here to discuss how individuals and families can plan for college and minimize debt is Brad Baldridge, a certified financial planner that specifically deals with college planning. It is a process that is different for each individual because there are so many moving factors, so it’s important to take into account all of the ways that one can save money ahead of time and eliminate extra costs. Brad gives a lot of great advice that can help young adults and families prepare for this milestone, so be sure to tune in. Highlights: -It’s a twofold process—picking an are of expertise that will give you a return on your investment, and using all of the hacks/tips that will minimize your future debt -College planning is not a cookie cutter process. There are a lot of moving factors that differ for each individual -Start planning sooner than you think you need to; there is early stage planning and late stage planning -La

Summary: We’re experiencing financial, societal, and global insanity that has been a long time coming. In this episode, I speak with Darryl Schoon, who predicted our current situation many years ago when he wrote The Time of the Vulture. Darryl notes the way that the money supply has increased and subsequently lost any value it had. Join us for this episode to hear some of Darryl’s knowledge, and to get an idea of what’s to come. Highlights: -Darryl Schoon saw all of this coming many years ago -Darryl talks about the concept of the ‘vulture,’ who feeds on blind ignorance and denial -His book predicts the event that we are in now -Individuals and corporations will go bankrupt before the government -After the Federal Reserve took control of the money supply, money no longer had the same value -If all debt was paid, money would disappear; in a capitalist society, there is debt based currency Useful Links: Financial Survival Network Darryl Schoon

Summary: Student debt is higher than ever. Many young adults applying for universities, scholarships, and student loans don’t always know what they’re getting into in terms of financial commitment. Here to talk about this is Ann Garcia, who recently wrote a book called How to Pay for College. Ann stresses that a great education can come from universities that aren’t as costly or exclusive, and we discuss multiple tips for saving money when preparing to apply for college. Tune in for more amazing insight from Ann, and be sure to check out the links below if you want to purchase her book or browse her online resources. Highlights: -There is over a trillion dollars in student loan debt -It’s important for students to understand the reverse mortgage they are taking out when they enroll in an institution -If you’re signing up for six figures worth of college debt, it’s important to look at the return on this investment -The collateral is the student’s future -People often equate cost and exclusivity with quality,

Summary: A major concern in the economy is preventing recession, but it looks as if we are already in one. I sit down and chat with Michael Pento, the President and Founder of Pento Portfolio Strategies, and he has been accurately predicting the Fed’s moves for quite some time. People are losing their jobs, home prices are about to tank, and we are experiencing the direct effects of a recession. Tune in for more insight from Michael. Highlights: -Michael Pento has been predicting the Fed’s moves very accurately -Powell is saying that there is no recession in sight, but we seem to be in one now -A recession is two consecutive quarters of negative GDP growth -The Fed is forced to hike into a recession because they have no other choice -They keep raising and the dollar is going higher, which is killing manufacturing and exports -If they want to get to neutral, they have to be restrictive -They’re just now starting to flight inflation, but we’re already in a recession -With a deflationary collapse in the economy,

Summary: While all asset classes are experiencing volatility, the self storage sector of real estate has a lot of promise. Drew Dolan comes on the show to discuss some of the advantages of investing in self storage. As the Principal and Fund Manager of DXD Capital, he is extremely knowledgable on this sector, and explains how it has flourished in recently years. If you want to know more about self storage and the logic behind investing in it, be sure to tune in to this episode. Highlights: -Real estate is up in the air, and virtually every asset class is going through tremendous volatility -Self storage is a sector of real estate that may become a beneficiary of this uncertainty -It’s extremely efficient from an operational standpoint -Picking location matters the most in self storage, and you can look at a lot of data before making investment decisions -Even though interest rates and constructions costs are up, there are still many great deals available in self storage -In development, it’s riskier and requi

Summary: With the dollar going higher and precious metals going lower, the markets are crazy. Here to analyze this is Bob Hoye, who uses historical trends in financial markets to evaluate what is happening in the contemporary economy. The current patterns within precious metals and interest rates are indicative of a great financial bubble. Tune in to hear Bob’s perspective, and data driven predictions on what’s to come. Highlights: -The markets are crazy; the dollar is going higher and precious metals are going lower -Bob has looked at extensive history on financial markets, and over time we’ve seen patterns with financial bubbles -With the conclusion of a great bubble, copper’s real price goes up and gold’s real price goes down -In July 2020, the precious metals sector got completely overbought -In a financial bubble, gold deflated goes down; then it stabilizes and goes up -Bob has been specifically looking at the rise of gold’s real price in relation to the CPI -If you’re in the mining business, get out of

Summary: Markets are in turmoil, commodities are crashing, and instability seems to be the overarching theme. Here to talk more in depth about this is Octavior Marenzi, CEO/co-founder of Opimas. The fundamental issues and problems have not changed, as central banks pump huge amounts of money into the markets. Once these inflationary waves start, they’re extremely difficult to suppress. Is there hope for the future? Tune in to find out. Highlights: -Wars are continuing—perhaps with more on the way -It’s a hazardous minefield you have to navigate through to protect your wealth -It’s better to lose to inflation than to lose in the markets or in bonds -Is this decline/bear market different than the previous ones? -The deciding factor in this market is what the Fed does—and Jay Powell seems to be playing a poker game -The fundamental issues and problems have not changed—central banks pump a huge amount of money into the markets -There may be expectation that they will drain liquidity out of the markets in the futu

Summary: Have we already reached a recession? As the economy slows down and people begin to stop purchasing, it seems as if this is the case. Here to discuss this is John Rubino from Dollar Collapse, and he unpacks the current decline of the global economy—expanding beyond the US and touching all markets. Things are only going to get messier, so tune in to hear what to expect in the near future. Highlights: -Gold and silver are getting decimated, and everything else seems to be getting decimated worse—such as oil -The economy is slowing down; people are buying less stuff because prices have increased astronomically -We are possibly in a recession already -The dollar is going up relative to other currencies; the European bank was forced to tighten, and yields started to go up -Their plan was to tighten German bonds, and they are going to keep financing deficits -Investors have to figure out how to allocate their money based on what the economy of the world is going to do going forward -By the end of this year,

Summary: Many people are leaving their corporate jobs to become entrepreneurs. This can be good move in many circumstances, but it’s important to know what you’re getting into. Business coach Kevin Stansfield comes on the show to talk about how you can minimize your risk when purchasing or starting a business, and there are a number of factors to keep in mind with both. You must have a clear vision of where you want the business to be in the future, and it’s crucial to get advice to someone who has bought or started a business before. Tune in for more insight. Highlights: -Many people are leaving their jobs to become entrepreneurs -There is a big difference, however, between starting a business and buying one -Kevin has been coaching businesses now for about 16 years -Kevin’s Dad had a difficult experience buying/owning a business -Kevin got into business coaching for business owners like his Dad who are passionate about what they do -Try to find the business that is going to be the next big thing—what Kevin

Summary: If you don’t change the way you’re doing things, you may have to retire the idea of retirement. Thankfully, Randy Sevcik has great advice about how to better plan/manage your retirement. In order to plan for the future, it’s important to consider the psychology behind what has brought us to the current point in the economy. Randy helps clients build timelines by looking at each individual investment, and then creating a strategic plan for balancing income and growth as someone gets closer to retirement. Tune in for more insight. Highlights: -There has been madness in the markets; we knew this was coming, but it still has a large impact on us -You have to look into the psychology of what has brought us to this point -Roughly 10,000 citizens are retiring every day, and it will stay like this for the next 8-9 years -For the first time, half of our population will be at or in retirement -This isn’t going to be your typical recessionary or inflation period because the psychology behind it is different -Mo

Summary: Is the madness coming to an end, or is there more in store? More importantly, what does this mean for your wealth, portfolio, and retirement? I have Mark Singer on the show to talk about the current state of the markets, and why the mayhem is any different this time around. Markets go through cycles, and the way we perceive the fluctuations is influenced by personal perspective and how we time our own financial decisions. Tune in for more insight. Highlights: -The markets always go through cycles, so nothing has necessarily changed in that regard -Bear markets happen every 3.5 years, so what has changed? -For most, the current markets don’t have a true impact on their long term lives unless they are highly dependent upon portfolio income -This time being different than last time in regard to the markets going down has to do with perspective -The markets overreact on the upside and downside -The real problem that people face in planning their retirement is timing -The fixed income markets have been di