Randy Selzer's Real Estate Podcast

We interview Scott Smith, an attorney with Royal Legal Solutions in Austin, TX., about estate planning, and how to structure your real estate and other assets into a Living Trust. Learn how to avoid the probate process, and how to seamlessly transfer your property to your children, using techniques that work in both the U.S. and Canada.  You can reach Scott at https://royallegalsolutions.com scott@royallegalsolutions.com 512-871-0843  

We review results from 2021, and predict where the Toronto real estate market is headed in 2022. Topics include interest rates, the state of the local economy, immigration into the Greater Toronto Area, and where inflation is headed. 

Latest podcast with Denise Pisani, we go indepth on multiple offers. We address topics such as: Is it safe to make a firm offer if you are pre-approved at the bank? Will a conditional offer even work in today's market? What happens if the bank appraisal comes in low? and lots of other fun stuff! #realestate #realestateagent #realestateagentMississauga #realtorlife #offers #biddingwars #houses #condos #RandySelzer #DenisePisani #financehelp #mortgage #mortgages   You can reach Denise at: denise@mortgageinthecity.ca Find her on Instagram: https://www.instagram.com/mortgageinthecity Contact Randy at: rselzer@sutton.com Check out my Insta at https://www.instagram.com/randyselzer/  

We interview Jean-Pierre Laporte, CEO of Integris Pension Management Corp., on advanced techniques in tax planning and pensions. Topics include how to incorporate as a professional, how to set up a personal pension plan, and how to use that pension plan to purchase real estate investments which will then grow in a tax-exempt environment. When purchased through a pension plan, real estate investments grow tax free. Rents paid by tenants are not claimed as income, and if you sell the property, there is no capital gains tax to pay. Learn the critical differences between Personal Pension Plans (PPP) and RSPs. We cover how to avoid paying tax when you transfer assets to your children, how to buy U.S. property through a Canadian personal pension plan, and how to pool pensions together with other incorporated individuals.   You can reach Jean-Pierre ("JP") at:   jp.laporte@integris-mgt.com 1- 844-484-3777 https://integris-mgt.com/   #realestate #pensionplans #tax         

We interview Anthony Woods, a consultant with Chartwell Retirement Residences. As baby boomers get older, many are faced with the decision of whether they should consider moving into a retirement residence, or not. We cover the options available to everyone: you can stay in your existing home, downsize, move to a condo, rent an apartment, or move to a retirement residence. Learn about the different types of retirement homes, and compare features and benefits.   Reach Anthony at: awoods@chartwell.com https://chartwell.com/  

We talk with bestselling author Robinson Smith about the Smith Manoeuvre, a way for Canadians to create tax deductions from the mortgage loan on their principal residence. Learn how to get a special "re-advanceable" mortgage that combines your mortgage loan with a line of credit. Use the line of credit to make further investments. Over time, the Smith Manoeuvre gradually converts your non-deductable mortgage loan interest to tax deductable investment interest. Rob explains exactly how it works. This strategy is allowed by the Canada Revenue Agency (CRA), and these special re-advanceable mortgages are offered by the big five banks in Canada. #smithmanoeuvre #mortgages #realestate Contact Rob Smith at: robsmith@smithman.net https://www.smithman.net Check out Rob's bestselling book here: https://www.amazon.ca/Master-Your-Mortgage-Financial-Freedom/dp/1999171608/ref=sr_1_1  

We interview special guest Denise Pisani, on how to buy a multi unit property. Learn all about multi family mortgage loan requirements, how to lower your down payment by occupying one part of a duplex, what interest rates apply, how to qualify, and whether or not multi family, multiplex real estate is for you. You can reach Denise at: denise@mortgageinthecity.ca also, find her on Instagram: https://www.instagram.com/mortgageinthecity/ Randy Selzer - Real Estate Agent 33 Pearl St Mississauga, ON L5M 1X1 416-433-3556 Topics include down payment, interest rates, how to qualify, owner occupied units, duplex, triplex, four and five unit investments, and more.

New Interview! We talk with Scott Smith, an attorney with Royal Legal Solutions in Austin, Tx. on how to set up asset protection strategies for real estate and other investments. Learn how to construct a corporate shield around your investments, by utilizing a Limited Partnership structure, in tandem with an LLC, that will protect you against lawsuits and other dangers.  

Special guest Denise Pisani shares secrets and tips on how to refinance your mortgage, including how to pull equity out for debt consolidation, home improvements, future investments, and more. Reach Denise at denise@mortgageinthecity.ca  

We summarize promises made by Canada's 4 major political parties - Liberals, Conservatives, NDP, and Green, regarding real estate. Each party has its own approach to making housing more affordable, restricting foreign ownership, mortgage rules, increasing supply, green initiatives, and more. You can compare their approaches here. 

We discuss Rent to Own from the perspective of the real estate investor, with special guests Maninder Chauhan and David Pereira. Does it work? Does it even make sense in today's market? See how smart investors are using this technique to create targeted returns with a clear exit strategy.  

My talk with David Gorski, Broker Owner of Sutton Group - Summit Realty Inc., where we discuss the real estate market, and where it's headed. Get advice for both buyers and sellers, find out about how Covid-19 has affected us all, learn where interest rates are headed. #realestate #realestateagent #mississaugarealestate #torontorealestate #oakvillerealestate #realtorlife #realtorsofinstagram #randyselzer #suttongroup #mississauga

We interview special guest Codey Boers, a Wealth Advisor with Scotia Wealth Management. What are the pros and cons of doing your own investing, versus working with a professional? We cover pitfalls to avoid, trigger events that affect investment planning, how older and younger investors differ in their needs and outlook, and much more! Reach Codey at codey.boers@scotiawealth.com

We discuss trends in the Greater Toronto real estate market with Rizwan Malik, Senior VP of Sotheby's Canada, and HGTV star. Learn about the effects of Covid-19 in 2021 and how it affects prices, market hot spots, migration into and out of the GTA. 

My latest podcast on the real estate market as we head into the spring of 2021. We review the numbers for 2020, discuss how COVID-19 affected property values in the past year, and make a prediction as to where we are headed now. #Toronto #Mississauga #realestate #randyselzer

Annie Caya of HD Staging discusses how to stage a house or condo during Covid-19. Reach Annie at 416-806-9719 or annie@hdstaging.ca

Is it safe to Buy? Is it safe to Sell?

Today we interview Ray Zammit, a well known Mississauga home inspector with Housemasters. Learn how COVID19 has impacted how home inspections are done in today's real estate market.

We discuss the Covid-19 pandemic, and how it is affecting the Toronto and Mississauga real estate market. Review new protocols for the real estate industry, plus our forecast for eventual economic recovery.

We look at 2019 real estate sales and prices for Toronto and Mississauga, and offer a forecast for 2020. Find out where the market is headed, and why we believe the strength in real estate will continue. Original video at Randy Selzer Real Estate Channel