Mach 1 Market Moment Podcast

Welcome back to The Market Moment! This week Matt, Lee, and Eli tackle one of the most frequently asked questions they hear from clients and listeners: “Can I retire early?” They break down early retirement planning from both a financial and emotional perspective. Whether you're in your 40s, 50s, or even 60s, this episode will help you define what "early retirement" really means to YOU and what you need to consider before making that leap.   ✅ Key Topics Covered: -What does early retirement really mean? -Financial independence vs. traditional retirement -Emotional readiness and finding purpose after work -Retirement cash flow planning -Health insurance considerations before age 65 -Tax strategies for early retirees -Asset diversification & income stream planning -Capital gains tax explained: 0%, 15%, 20%, and the Net Investment Income Tax (NIIT)   Whether you're nearing retirement or just dreaming about it, this episode gives you real, practical advice on how to prepare both financially and ment

Welcome back to The Market Moment with Matt, Lee, and Eli! In this episode, we break down the latest inflation report that came in cooler than expected at 2.7%, what that means for the Federal Reserve's next move, and why the markets are rallying as a result.  We dive deep into:  What’s behind the inflation drop—and whether it's sustainable    Growing consensus around Fed rate cuts this September    The massive shift in the housing market, as renter households surge    Surprising strength in consumer balance sheets despite economic fears    The growing concentration in the S&P 500 and what it means for investors    Why companies like NVIDIA, Walmart, and Apple are shaping the future—and the risks of assuming growth will continue at current rates    The overlooked reality of today’s so-called “weak consumer”    Plus, we talk about data centers, commercial real estate shifts, and the evolving power dynamics between mega-cap companies and their competitors. 

Welcome back to The Market Moment! In this episode, Matt, Isaac, and Eli dive deep into one of retirement's most important—and complex—questions: What's the best way to withdraw income from your portfolio?  There’s no one-size-fits-all answer, but we break down the four most common withdrawal strategies, explaining how each works, who they may be best for, and the pros and cons you need to consider before choosing one: 

This week, Matt, John, and Lee unpack several charts exploring the financial consequences of trying to “time the market” or letting personal fears, emotions, and anxiety control your investing. A recent example is what happened in April during the “tariff-talks” and the stockmarket dropped significantly but then also rose back up a week later. 

This week, Matt, John, and Isaac, dive deep into the groundbreaking "One Big Beautiful Bill" — a sweeping piece of legislation that could reshape your taxes, savings, and financial future. Whether you're a taxpayer, parent, senior, or business owner, these top 10 highlights are essential listening.  Here's what's inside the bill (and this episode):  1️⃣ Individual Income Tax Rates Made Permanent – The TCJA tax brackets (10%-37%) are now here to stay.   2️⃣ Higher Standard Deduction Made Permanent – $31,500 for joint filers, $15,750 for singles starting 2025.   3️⃣ Estate & Gift Tax Exemptions Increased – Up to $30M for couples, inflation-adjusted.   4️⃣ SALT Deduction Cap Raised – Increased to $40,000 in 2025 with phaseouts and future reductions.   5️⃣ New Senior Tax Deduction – $6,000 for those 65+ with moderate incomes (2025–2028).   6️⃣ Tip Income Deduction – Deduct up to $25,000 in tip income (phases out at higher incomes).   7️⃣ Overtime Tax Break – Deduct OT pay: $25K (married) / $12.5K (single), 20

This week, Lee, John, and Eli discuss some of the latest market updates but also dive deeper into the most common retirees’ regrets. Some of the market updates include how tariffs could be impacting the economy, Jerome Powell’s decision to not lower rates, and generally how people seem to feel about the market - generally speaking, good!   The conversation pivots to a practical conversation about retirees’ regrets. Eli, John, and Lee have sat down with numerous clients over the years and have found these to be some of the biggest regrets:  -Not starting to save for retirement sooner   -Not meeting with a financial advisor sooner   -Not prioritizing health, to be able to enjoy retirement   -Not spending money or sharing it while you can   -Not knowing what to do during retirement  Are you preparing for retirement or are you retired? Is this helpful or can you relate to these regrets? Let us know your thoughts! Also, please comment or email us your questions. We hope to answer your questions and respond to your

This week, John, Eli, and Isaac talk about taking a mid-year financial check-up. This means looking at your finances, maybe even your taxes or tax strategies, any upcoming expenses, your cash on hand, or possibly needing to rebalance, and more. They also discuss the passing of Trump’s Big Beautiful Bill. While there are massive tax and economic implications, the guys don’t have enough time to dive into it deeply in this episode. Eli, however, is preparing a Data Brief video on the subject as it pertains to retirees.   Please comment or email us your questions. We hope to answer your questions and respond to your comments in an upcoming episode!   Email us your questions at TheMarketMoment@mach1fg.com  Watch Next: The Retirement Red Zone: https://youtu.be/BGyQ5XXRsv0   The Market Moment Podcast! Last week's episode...  Climbing the Walls of Worry https://youtu.be/dNL-3ndTt_w  Join the growing Market Moment community by clicking that subscribe button!  We're on Facebook!  https://www.facebook.com/profile.php?id

This week, the market has reached all-time highs and Matt, John, and Eli are breaking it down on the podcast. Together, they discuss the market “climbing the walls of worry” with how everything going on politically is full of fear and yet investors are still investing–why is that? They also share each of their perspectives as advisors coming from different eras of investing. John, the oldest on the panel, was well into his career during the 2008 financial crisis. Matt, however, was just starting when the crisis happened. And Eli, the youngest, never truly experienced the financial crisis, at least not as an investor or advisor. The three of them share different perspectives, given their different experiences as investors and advisors, on how to handle the current market. Will something like 2008 happen again? And how do investors need to navigate this or prepare for it? Please comment or email us your questions. We hope to answer your questions and respond to your comments in an upcoming episode!   Email us y

This week, Matt, Isaac, and John are tackling three major headlines from the finance world: tariffs, The Fed being pressured to lower rates, and whether or not the rising tensions in the Middle East is having an impact on the markets.   Matt is a bit surprised the markets haven’t changed at all since the Israeli strikes on Iran, while Isaac is not surprised at all. John is relieved and hopes peace can be settled with the U.S. acting as a mediator. Perhaps good can come from the situation. The tariff drama may finally be coming to an end as more deals are going to paper, and hopefully this all leads to more production in the U.S. And finally, Trump has been publicly calling out The Fed chairman, Jerome Powell, and demanding rates be cut. This leads the three hosts into a discussion on whether or not a rate cut should take place or maybe the Fed should simply let the economy work itself out.   We hope to answer your questions and respond to your comments in an upcoming episode!  

This week, Matt, Isaac, and John are taking a break from this week’s headlines to focus on questions you need to answer before retirement. Too many people make the mistake of retiring before sitting down and planning their retirement! Avoid massive financial mistakes by asking:   - What are my monthly expenses?   - What are some upcoming expenses to plan for? (Car purchases, vacations, etc.)  - What will my income source(s) be?  - Do I need an estate plan?  - What is my risk tolerance?   - Do I want to leave a legacy? 

This week, Lee, John, and Isaac discuss a variety of topics such as the constant uncertain tariff situation, the data pointing against the U.S. heading into a recession, and importantly the issue of our nation’s debt crisis.  The guys also talk about the generational differences with investing. What will happen to this next generation of investors if and when a crash does happen?   With inflation so low, and the economy doing seemingly well, will the Fed finally cut rates? They are meeting in June, July, and September, and Lee, John, and Isaac all have different opinions on when a cut could take place.   What are your thoughts? Let us know!   Email us your questions at TheMarketMoment@mach1fg.com 

This week, Lee, John, and Isaac sit down in the studio to unpack some major issues and how (and if) they impact the American consumer: tariffs and student debt. John makes the argument that tariffs and all the drama going on in the stock market is not impacting the majority of Americans. John and Isaac recently went on vacations at different points across the United States, and both saw an unphased economy.   However, the national debt and average consumer debt is at all time highs, and that is going to impact people’s pockets. Lee is outraged at the cost of college tuition year after year and the extreme student debt many young people are facing. If people are paying loans instead of spending their money in the market, how will this impact the economy? Overall, everyone agrees that with all the ups and downs, no one can predict what will happen next…  

This week, Matt and Lee invited Meera Pandit of J.P. Morgan on the podcast to dive deep into current market trends. Meeta is an Executive Director and a Global Market Strategist on the J.P. Morgan Asset Management Global Market Insights Strategy Team. Meera is responsible for delivering timely market and economic insights to institutional and retail clients and conducting research on the global economy and capital markets. She is a contributor to publications such as the Guide to the Markets and is frequently a guest on Yahoo! Finance, CNBC, CNN, and other outlets--and the special guest today!   Together, they impact current market trends, recent volatility, and major risk factors in investing. Thanks for joining this conversation! Don’t forget to leave your questions in the comments.     disclosures.mach1fg.com

This week, Matt, Lee, and Eli explore the different kinds of risks associated with investing. Whether you’re a new investor just learning the basics or close to retirement, this is a great episode to refresh your memory on risks.   

This week, Matt, John, and Isaac discuss the recent GDP Q2 data, debating whether or not the United States has officially entered a recession. They also discuss whether rates should be cut and John predicts a rate cut may happen in June.  A few of the highlights include: The United States GDP is negative from the first quarter, which is the first time since 2022. If this trend continues another quarter, it is classified as a recession. A lot of commercial real estate loans operate on 5-7 year terms (instead of a typical mortgage of 15 or 30 years) which means a lot of those terms could be renewing soon under these new rates (no longer the very low 2020 ones) which could have a big impact. In general, rates are high and impacting businesses and individuals. Rates may be high but they also feel high because of the lengthy period of time when they were extremely low. Warren Buffet is retiring and Berkshire Hathaway unlike any other stock

This week, Matt, John, and Lee discuss how the economy and the stock market aren’t the same thing. Even though things are possibly not going well in our economy with a looming recession and high inflation, this doesn’t always correlate to a poor performing stock market. The stock market can be a predictor or react to what’s happening in the economy but they are two separate beasts.   They also discuss how severe the inflation has been, which has dramatically impacted the cost of living. Even if inflation goes down, the damage is essentially done and Americans will have to adapt to the new costs and hope wages will rise to keep up. Tariffs are one people’s minds but there are other factors at play, primarily the uncertainty in this new administration. The market’s volatility reminds us all the importance of diversification in our portfolios!   Podcast Matt References: https://www.youtube.com/watch?v=182ckTL2KBA     #inflation #economy #investing  

This week, Matt, John, and Eli discuss the Fed, its role in the United States economy and government, Trump’s recent comments about Jerome Powell the Chair of the Federal Reserve, Trump’s 100 days in office, recessions across history, and our recent stock market volatility. The three debate on the Fed’s performance, if they’ve gotten better over time, or if they overstep in course correcting. They also discuss recessions and the gold standard - whether being off the standard is helping us not enter long recession periods.   A few of the highlights include:   Recession frequency and length across U.S. history  Trump’s comments on Jerome Powell and his 100 days in office   Whether the Fed is doing a good job   #thefed #recession #stockmarket 

In this episode of The Market Moment, financial advisors Matt, Lee, and John dive into the latest tariff announcements and the surge in stock market volatility. What do these developments mean for your investments? The team unpacks the key headlines, market reactions, and what savvy investors should be doing right now.

This week  Lee, John, and Isaac dive deep into the recent market downturns, the ongoing recession rumors, and the evolving tariff war that’s shaking up global economies.

In this episode Matt, John, and Lee dive deep into the recent economic downturns and ongoing concerns about tariffs.They explore how these fluctuations are actually a natural part of the investment landscape and why market ups and downs shouldn't cause panic. While it’s easy to get overwhelmed during times of volatility, they break down the importance of perspective and staying grounded during market shifts. Understanding these cycles is crucial to making informed decisions, especially when it comes to retirement planning and long-term financial health. Key topics covered in this episode: - The impact of recent economic downturns on markets - Understanding tariff concerns and their role in market fluctuations - Why market ups and downs are actually healthy and essential for growth - Tips for staying calm and focused on long-term goals Whether you're a seasoned investor or just starting to plan for your future, this episode will help you stay informed and keep your cool, no matter what the market throws your