Money Peach

Travis Hornsby is the founder of StudentLoanPlanner - a website and community where thousands of people are saving millions of dollars in student loan interest payments. Travis’s passion for this started when his physician wife was facing massive amounts of student loan debt and he started researching the most efficient ways to pay them off and how to take advantage of the programs the government has available (but forgets to tell us about). Since starting Student Loan Planner in 2016, Travis has met with over 1,000 to help them pay off over $300 million in student loan debt and save over $60 million in interest payments. I haven’t met anyone who knows more about the ins and out of student loans and how to ensure you’re paying them off in the most efficient way possible. In fact, there were a few things Travis mentions in our interview that I had never realized was even a possibility. In the interview, Travis and I talk about: Subsidized vs unsubsidized loans Stafford loans PLUS loans Why student loan forgiv

In the blogging world, Jim Wang is one of the early pioneers turned blogging legend. As a software engineer in 2005, Jim started blogging about how he set up his monthly budget, how he opened a retirement account, where he shopped for deals, and how he managed his everyday money. It was his hobby. Something he did on nights and weekends as a way for him to document everything he was doing financially while fulfilling a need for a hobby. His blog never made any money in the beginning because he was never trying to make money. 
He just liked blogging. However, over a few years of consistent posts on his blog, readers started catching on and over time his site began to grow. 
And grow...and grow. Then just five years later, a company offered Jim Wang $3 Million to buy his little “hobby blog” from him. I of course needed to how this all happened, which is why I asked Jim to come on the show. In this episode, Jim and I talk about… • Getting started • Going from hobby to business • Why relationships are still impo

We get emails all the time about people wondering how to start their own blogs and how to make money from a blog. The first thing I will tell them is it is definitely not a get-rich-quick business, it takes a ton of effort and a little bit (or a lot) of time. Truth-be-told, I started Money Peach in March 2015 and didn’t see any revenue at all until December of that same year. I would imagine I put in close to 1,000 hours of blogging...not a great hourly rate in the beginning, right?! Now, I definitely don’t share this to scare you away from blogging, because just like anything in life...the reward is often worth the wait! Today, I am extremely grateful that the newbie blogger in 2015 never gave up. Today Money Peach provides a very incredible income for our family and it wouldn’t have ever happened with the labor of love in the very beginning. But what about you and your blog, right? 
This is why I am bringing on my good friend Pete McPherson - founder of “Do You Even Blog?” and an absolute expert and all-sta

Author, speaker, entrepreneur and money-behavior expert Darryl Lyons is on the show today to talk to the middle class about our behavior with money. If you’re not on food stamps or you’re not vacationing on your yacht, then you and I both would be considered the middle class...and we have unique challenges. All of us our continually hyper-marketed to on a daily basis to get us to spend our money on “stuff” right now and putting off any kind of delayed gratification. Think about our credit cards, Amazon one-click, Apple-Pay, “Hey Alexa”, and all the other ways to spend money without really “feeling” money. Genius, right? But what happens when our spending doesn’t leave room for saving and we don’t save enough? Did you know that $1 million is no longer enough to retire with and saving 15% of your gross income still isn’t going to get you to your goals? And how much should you have saved at each age (30, 40, 50, 60, 70, 80…)? How do you know when you have enough saved and what are things you should be doing to e

Steve Valentine is a third generation real estate entrepreneur. From his start in the late 1990s, Steve created a real estate empire when the market was hot, everyone with a license could sell a home, and it almost felt like printing money. Bill Gates was right when he said “Success is a Horrible Teacher” - this is exactly what happened to Steve. Things were going great, success seemed to be everywhere, and the business was becoming easier by the day. That was until 2008. In a blink of an eye, their business fell into shambles. They were way too far leveraged, couldn’t make their payments anymore, and lost everything. Not only did they lose everything, but Steve was also facing over $1 million in debt - with a large majority of that debt owed to family, friends, and business partners. He and his wife were completely broke, without an income, and had two young boys at home. They had become the example of “what not to do in business” and it was as transparent as can be - everyone was watching them and everyone

JV Ortiz is the founder of Six Figure Sneakerhead and he’s coming on the show to talk about an entire world I never knew about - the world of flipping sneakers. Just like people who flip cars, flip houses, or buy and sell any kind of valuable goods, there is a fast growing demand for tennis shoes and the amount of money people are willing to pay for them is insane….well, actually it’s amazing :) Within the first 6 months of starting his shoe-flipping business, JV was able to create a comfortable 5-figure-per-month income which has allowed him to travel the world while still working his business. In fact, during our interview, JV was 14 hours ahead of where I was and did this interview in the middle of the night from Thailand! In this episode, JV and I discuss... • Why there is such a high demand for sneakers • How to determine the value of sneakers • What shoes are in high demand right now and why • Software and websites you can utilize to make money flipping shoes • How you can get started with a sneaker sid

Chris Prefontaine comes on the show to break down how to get 3 separate paydays as a real estate investor while using the strategy of facilitating a lease to own property. Together Chris and I break down how it works and why he has had so much success with creating three unique revenue streams. Chris will also explain why he will match his way of doing real estate against any other model and why his will always outperform the others. Yes, this may sound confusing at first but you can guarantee I asked Chris a ton of questions and even had him break down a real-world scenario using real numbers. You’re really going to like how we simplified the process to understand over the podcast and how we added the example into the show notes for this episode. During the interview, Chris and I talk about: • What is a lease to own • Why a lease to own is an option for buyers • What kind of sellers look for a lease to own option • Payday #1, Payday #2, and Payday #3 • The average initial investment required • What are the

Today is a replay of the most popular and most listened to episode of the past 104 episodes of the Money Peach Podcast. My guest is John Gaston from Episode 38 back in April 2017. John is a close friend of mine, an extremely successful entrepreneur, and was able to retire at age 34. John is also my one-on-one mentor when it comes to my building own business and over the past few years John has shared a lot with me and I've begged him to come on the podcast to share his incredible story. John is very humble and also very private, so for him to come on this podcast took a lot of arm-twisting on my part. Some of the things John will share with us are: How he got started and his passion for business Leaving the comfort of a steady paycheck The ups and downs of being an entrepreneur Overcoming extreme adversity Balancing the business and family life Managing a partnership (with his best friend)   My Favorite Quotes from this Episode   “The most successful people in the world read 15 mins every single day” “...I

Up until recently, real estate investing was only an option for the top 1% income earner - meaning the average Joe investor had to overcome a steep price tag to cross the barrier of entry into real estate investing. Those days are now officially over. My guest on the show is Craig Cecilia, real estate investor, expert crowdfunder, and founder of Diversyfund. I asked Craig to come on the show to discuss how crowdfunding works, why it’s so accessible for everyone, and how technology is making it even more affordable for the everyday investor. During our interview, Craig and I discuss... What changed to allow crowdfunding to exist How it exactly works The risk vs the reward What can investors anticipate for returns How much money is required to get started     All the show notes, links and anything Craig and I mentioned can be found at https://www.moneypeach.com/session104 

Pam Andrews is a College Admissions Coach and Scholarship Strategist, but more importantly she helped her son earn over $700,000 in scholarship money to pay for both undergraduate and graduate school! This is $700,000 in money that her son WILL NOT have to pay back in the form of student loans. How did she do it? This is exactly why I asked Pam to come on the show. As a parent of two kids and the 5% inflation rate for college tuition, I needed to know EXACTLY how her son was able to get that kind of money to put towards the undergrad and the graduate college of his choice. During our interview, she shares… How she was able to secure $700k for her son to go to college What age and what year in high school you should start looking for scholarships Where to look first when applying for scholarships Grants versus scholarships The latest success story with one of the families she just finished working with   All the show notes, links and anything Pam and I mentioned can be found at https://moneypeach.com/session

You have probably seen the numerous different sites offering to get you out of your timeshare, right? The first rule is this: if it sounds too good to be true, then it probably is too good to be true. Which is why I interviewed timeshare exit expert, Gordon Newton, to explain how these timeshare exit scams work and what you need to be aware of. Some of the topics Gordon and I touch on: • Why timeshares are so hard to get out of • How to avoid high-pressure selling from timeshare companies • How can timeshare-exit companies really offer money-back guarantee? • How the “guarantee” actually costs you more money in the long run • What happens when sign the dotted line
 Gordon is also giving away his free 16 page guide called “The Consumer's Guide to TimeShare Exit” which is an incredible resource for anyone who owns a timeshare! All the show notes, links and anything Gordon and I mentioned can be found at https://moneypeach.com/session102

Financial planning shouldn’t just be for the uber wealthy. Chris Hutchins is coming on the show to talk about the problem we are beginning to face when it comes to getting professional financial planning advice: the cost. A financial plan takes time to complete and that time costs $2,500 on average...and all that gets you is a one-time plan. In addition, our lives have changed over the past few decades and fewer people are working a 30-year career, retiring with a pension, and then living happily ever after. 
Instead, what you see today is a constant move in careers, changes in life plans, moving all over the country/world, and countless other changes that are much different than what was once the norm. And each time you make a life change, is it fair to have to spend $2,500 to adjust your plan with a financial planner? Heck no! Basically there are three different ways to get professional financial wealth building advice: 1. Meeting with a financial advisor (Expensive and individualized) 2. 100% robo-advisor

Today I am not bringing on a guest and we are taking a week away from talking about money. Instead, we are shifting to talk about the one thing I feel everyone needs in their lives at any stage of life: A Mastermind. What the heck is a Mastermind? To make it as simple as possible: a Mastermind group is a group of 5-7 people who get together on a regular basis to work towards individual goals within the group, while using the group and a vehicle for achieving the highest level of success in whatever you’re working towards. I say this with confidence: I would not have the level of success I have today (in all areas of life) if it wasn’t for the two Mastermind groups I am part of. On the show I break down: • The definition of a Mastermind • Examples of Mastermind groups for you to get started with • The steps to forming your own Mastermind • What kind of people to include in you Mastermind • How to structure you Mastermind once you have your group • How often you should be meeting • What are some of the do’s and

Co-founder and CEO of Blooom, Chris Costello, on the show today to talk about your 401(k), 401(a), 403(b), 457 or TSP. Chris spent his entire life in the financial advising world and now he’s blowing the whistle on the crap that he says has been going on for way too long. He’s talking about the outrageous fees, the terms no one understands (or is supposed to understand), and the ridiculous amount of greed the folks from Wall Street posses when handling your retirement funds. In 2013, he founded Blooom which he coins as the new way to 401(k). Chris is extremely passionate about investing and saving for your future and he doesn’t disappoint. We may have had to “BLEEEP” him out a few times during the show, but I completely get it - he’s seen these maniacs ripping people off for way too long and it’s time for a change. On the show we discuss: • The terminology “they” don’t want you to understand • We break down dollar-cost averaging • We discuss the one thing you MUST be doing that results in thousands (and thou

Michelle was completely normal….and it sucked. She lived the American Dream and attended college with the false belief that everyone graduates college, gets a 6-figure job, and lives happily ever after. Except….it didn’t work out that way. Instead, Michelle graduated college with $50k worth of student loan debt. Instead of landing a 6-figure salary, she lands a job making $25k per year while living in New York City. Then she had to move in with her parents and things started going from hopeful to hopeless quickly. Now the good news: Michelle decided enough was enough and changed the way she looked at money forever. In fact, Michelle took massive levels of action and paid down her $50k in student loans over the next five years. And now she’s sharing her story with us! Here are some of the other topics we discussed during our interview: What does life and money really look like? Luck - good luck, bad luck, detrimental luck and opportunity luck How she put herself in position to pay off $50k in 5 years Why trad

My guest on the show today is Mark Podolsky, AKA “The Land Geek” Mark is an expert in land….which may sound pretty boring until you understand how much he is making by buying and holding onto land. Mark is going to explain to us why he believes the best form of passive income is through raw land right here in the United States and how you don’t need thousands of dollars to get started. In fact, Mark has done over 5,500 land deals and the very first one started with only a few hundred dollars! Here are just a few things Mark and I talk about in this episode: Why land is better than traditional real estate Where he looks to buy his land The online tools and software to help find the best land deals How he is getting a 300% return on every purchase How many times he’s lost money in the past 5,000+ deals One interesting land deal that involved a movie set All the show notes, links and anything Mark and I mentioned can be found at https://www.moneypeach.com/session97

I am bringing my friend Carrie Olsen onto the show to talk about her very unique career she has created for herself as a voiceover actress. Fun Fact: When I met Carrie she was traveling across the United States with her husband and newborn in a motorhome and made a pit stop in Phoenix. At that time she had turned the RV shower into a recording booth and she was working as a voiceover actress on the road! Carrie has worked extremely hard to get to where she is today, but she also believes anyone can become a voiceover actor...especially with the lack of voiceover actors and the demand of voiceover in anything from commercials you hear on Pandora to the voice of the automated checkout cashier at the grocery store. Here are some of the things Carrie and I discuss in this episode: How she got started Where people can find work as a voiceover artist The future of becoming a voiceover talent The amount of money people can generate early on as a voiceover actor The first step to getting started All the show notes,

The founder and CEO of Lenda comes on the show to share how his company is fixing the broken mortgage system. If you have gone through the process of getting a loan or going through a re-fi, you know first-hand the process is absolutely ridiculous, takes way too long, and is about as confusing as possible. The truth is: it’s designed this way. The less you understand, the more you will pay. Jason comes on the show and explains how he started off inside the mortgage industry and quickly realized how great it was for the banks and lenders, and how horrible it was for us - the consumer. Over the past five years, Jason has continued to improve and change the way homeowners are going through the most expensive financial decisions of their lives - the mortgage process. On the show Jason and I talk about: How Jason started his entrepreneurship journey How Lenda speeds up the process of getting a loan Getting instant approval versus giving all of your information only to be told you weren’t approved What’s next for

Over 70% of students will leave college with over $32,000 in student loan debt. This means roughly one in seven people you know in the United States has a student loan and the total student loan debt is now over $44 million as a country. This sucks. But what if there was someone out there promising you can attend a good school, get your degree, and walk away without a penny in student loan debt? Meet Jordan Hall. Jordan is my guest on the show today to explain just how to do it. Jordan is a lawyer who defied the odds and graduated debt free while most people in his profession will leave with more than $140k in student loans. Here are just a few things Jordan and I talk about in this episode: How Jordan went to college debt free How Jordan graduated law school debt free What to look for when choosing the best school How to side hustle to cash flow tuition Grades vs wages during school All the show notes, links and anything Jordan and I mentioned can be found at https://www.moneypeach.com/session94

Kiné Corder is a best-seller author, international speaker, and a psychotherapist that specializes in financial therapy. While working with Morgan Stanley, she saw that couples needed help with more than just the numbers. They experienced trauma and anxiety associated with money that blocked their happiness. She started Presidential Lifestyle; a wellness company focused on wealth in all of its forms. We help couples become a winning team in love, life and money. Before financial services, she was the spokesperson for ABC's Extreme Makeover show, appearing in magazines such as Elle, People and TV Guide. Kine also appeared on shows like Good Morning America, Entertainment Tonight and Oprah. Here are just a few things we mention inside this episode: • Marriage and money and how to make it all work together • Your money mentality is your money reality • Navigating the money cycle to reach your heart's desire • How she met Alanis Morissette • How she landed the job as spokesperson for ABC’s Extreme Makeover
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