Be Wealthy & Smart | Money | Millionaire | Personal Finance | Invest | Stock Market | Mindset | Entrepreneur | Investing

Learn the 1 thing that is holding you back from reaching your goals. Have you checked out the Creating Wealth podcast yet with Jason Hartman? It’s full of amazing information and over 700 podcasts about real estate investing. If you like this podcast, you’ll like that one too. http://bit.ly/wealthpod   Recently, I was in New York City and wanted to meet a friend out by the JFK airport, about xx miles east of Manhattan. The first thing I did was get directions from my friend. She emailed me, “take the A train”. I was confused already. Did she mean the “A” subway line or a real “train” from Grand Central Station I wondered? So I asked another friend. He took out his phone and opened an app of a subway map. He told me to take the number 6 subway to 14th street, change to another route and then another route. Since none of the names of the stops were familiar to me, I couldn’t remember them. So the next morning I found my way to the subway and made it to 14th street, no problem. But then I got totally lost becaus

Learn the 3 things to prioritize to keep you on a happy, healthy and wealthy path and the winner of the Twitter BW&S Wealth Journal giveaway! Have you checked out the Creating Wealth podcast yet with Jason Hartman? It’s full of amazing information and over 700 podcasts about real estate investing. If you like this podcast, you’ll like that one too. http://bit.ly/wealthpod 3 Things to prioritize: Faith - Honor God, Go to church or temple, meditate, do your tithing, etc. Family - Love your family Spend time with loved ones Includes health, of course Wealth - Give your wealth 30 minutes a day Check your bank accounts Review your stock portfolio Check retirement accounts See if it needs tweaks Give it attention Calculate net worth Read a book Read IBD Say affirmations or watch your Flipagram Write in Wealth Journal Today is my birthday! Time for reflection over the past year Good year Fun to be on Below Deck Mediterranean Trip to Greece On TV show Podcast - reaching 153 countries and approaching 400k listene

Learn what assets make up your asset allocation and how to decide how much to invest. Have you checked out the Creating Wealth podcast yet with Jason Hartman? It’s full of amazing information and over 700 podcasts about real estate investing. If you like this podcast, you’ll like that one too. http://bit.ly/wealthpod Question: "When working out asset allocation, do financial planners usually start with overall net worth, and then work back from there? Or do they not include everything in the asset allocation calculations? I can find plenty of examples of how to work out asset allocations, just nothing on what should be included when figuring what you have to start with." "It's hard to invest 10% of your portfolio in something when you don't understand how exactly to work out the figure you have to start with." - Gillian Financial planners usually segregate liquid assets from your net worth. Of course, Net Worth = Assets - Liabilities Most financial planners will only do asset allocation for investments in the

Learn which cars are the most expensive and least expensive to maintain and what problems occur with greater frequency in some car models. Have you checked out the Creating Wealth podcast yet with Jason Hartman? It’s full of amazing information and over 700 podcasts about real estate investing. If you like this podcast, you’ll like that one too. http://bit.ly/wealthpod ***The information mentioned in this podcast can be found on my website at http://lindapjones.com/cars *** Twitter promo - win a free Wealth Journal & Mini Course valued at $67. Just follow me @Linda P Jones and retweet for a chance to win on Monday. Get 10 Quick Tips to Boost Your Wealth at www.LindaPJones.com.  

Learn how to get savings from retailers you frequently purchase from. Have you checked out the Creating Wealth podcast yet with Jason Hartman? It’s full of amazing information and over 700 podcasts about real estate investing. If you like this podcast, you’ll like that one too. http://bit.ly/wealthpod 1. Gelson’s groceries: 10% + $5 2. 30% on CVS online to card, gives coupons at checkout too. 3. Saved $51 on dog sitting with spoton.com/app Other reward programs I like are at Ulta, Nordstrom, and Amazon.com. See Be Wealthy & Smart #127 for best credit card reward programs Your homework is next time you’re at a store you frequent, find out if they have a loyalty program and sign up. Twitter promo - win a free Wealth Journal & Mini Course valued at $67. Just follow me @Linda P Jones and retweet for a chance to win on Sept 5th.  

Learn what steps you can take to make a different growing your wealth. Have you listened to Jason Hartman of the Creating Wealth podcast yet? Check out his latest episode “Real Estate Will Never Be the Same.” There’s over 700 episodes and a wealth of RE investing knowledge there. http://bit.ly/wealthpod Listener Question: I’ve read Rich Dad Poor Dad and How to Make Money in Stocks. I’m maxing out my 401k, but it doesn’t feel like I’m doing enough. What can I do to get out of the rat race sooner? The 6 Steps to Wealth - how wealth grows The Twin Pillars of Wealth Building Continuously read Wealthy Mindset books like Power of Positive Thinking, Think and Grow Rich, and The Magic of Thinking Big Learn about investing at the Be Wealthy & Smart VIP Experience. Find it at http://lindapjones.com/joinVIP

Learn why billionaires are all around you, how they invest and what they look for when investing. Get an inside view of the ultra wealthy, what’s myth and what’s reality? Have you checked out the Creating Wealth podcast yet with Jason Hartman? It’s full of amazing information and over 700 podcasts about real estate investing. If you like this podcast, you’ll like that one too. http://bit.ly/wealthpod  

The host of the TV show “Making It” shares his wisdom from interviewing over 1,000 successful entrepreneurs. Have you checked out the Creating Wealth podcast yet with Jason Hartman? It’s full of amazing information and over 700 podcasts about real estate investing. If you like this podcast, you’ll like that one too. http://bit.ly/wealthpod

Learn about mortgage loans, refinancing, Harp loans and how to ensure a successful closing with Loan Officer Dana Zito Bator of GuaranteedRate.com. Dana can work with home buyers and home owners in the US and Virgin Islands. She can be reached at GuaranteedRate.com/DanaZito or 847-592-9201. Have you listened to Jason Hartman of the Creating Wealth Podcast yet? Check out his latest episode with client case studies, property management best practices and increasing occupancy rates. There’s a wealth of real estate investing knowledge there. http://bit.ly/wealthpod  

Learn about starting an online business with one of the pioneers of internet marketing, Jason Van Orden of the Internet Business Mastery podcast. Have you checked out the Creating Wealth Podcast yet? Listen to Jason Hartman’s latest episode about nominal dollars vs. real dollars and understanding investor psychology. If you like this podcast, you’ll like his too.

Learn about starting an online business with one of the pioneers of internet marketing, Jason Van Orden of the Internet Business Mastery podcast. Have you listened to Jason Hartman of the Creating Wealth Podcast yet? Check out his latest episode with client case studies, property management best practices and increasing occupancy rates. There’s a wealth of RE investing knowledge there. 

Learn the 3 types of real estate and which is the best to invest in to create wealth. Interview with Jason Hartman of the Creating Wealth podcast.   Check out Jason Hartman's Creating Wealth Podcast and his 700 episodes about how to successfully invest in real estate, here:  http://bit.ly/wealthpod

Today we’re going to talk about something that’s been bothering me. I call this episode simply “Investing”. It’s the truth about how money works. There’s a lot of teaching about what people think makes you successful with money. But the reality is it’s focusing on the wrong things! Before we get started with today’s show, I’d like to thank today’s sponsor, Jason Hartman of The Creating Wealth Podcast and invite you all to check out his latest episode with Dr. Bruce Weinstein, on Ethics, Ethical Intelligence, Wall Street and evaluating character. It’s juicy stuff, people! http://bit.ly/wealthpod There’s a lot of focus on obvious things like “spending less than you earn”. I agree that will keep you from accumulating debt, but I also disagree that it’s all you need to know to live a comfortable life or to become wealthy. One thing I learned from my family is investing is not an option. It’s a requirement! My family had a belief that you spent wisely - you were careful with money - and also invested money into i

Learn why asset allocation models are broken, why and what to watch out for. Just want to mention our sponsor, Jason Hartman of the Creating Wealth Podcast, and it’s a MUST listen for anyone who is looking to create additional revenue streams. His show is full of smart stuff and if you like this show, you’ll love his too. http://bit.ly/wealthpod. Asset allocation is the backbone of investment firms. It’s usually displayed by using pie charts with models of how much to invest in each slice to achieve a conservative, moderately conservative, moderate, moderately aggressive or aggressive mix of investments. The choices to put into the slices of the pie chart are things like small company stocks (roughly under $2 billion in market capitalization - price per share x number of shares), medium companies (mid-caps - $2 to $10 billion) and large companies ($10 billion+), International and bonds. The bonds can be divided into short-term (under 3 years), intermediate (3 to 10 years) or long-term (10+ years). Sometimes a

Learn whether to invest in hedge funds, what returns are possible and a special $1 offer for the Be Wealthy & Smart VIP Experience! Just want to mention our sponsor, Jason Hartman of the Creating Wealth Podcast, and it’s a MUST listen for anyone who is looking to create additional revenue streams. His show is full of smart stuff and if you like this show, you’ll love his too. http://bit.ly/wealthpod. Here is our listener question: Hi Linda,   I hope you don’t mind my sending you this e-mail about your podcast 090. I have listened to roughly 35 of your podcasts now and find them to be very informative. I especially liked 090 “why not to invest in 5-star rated mutual funds”. It was a real eye opening segment that was constructed in a way that resonated with me.  The “if, then” references were right on point.  I am trying to build a personal knowledge database/decision matrix about investing and you are the starting point for me. My wife and I have 3 pensions/401K’s between us as well as stock investments w

Learn the characteristics of a successful entrepreneur, why passion isn't enough and what you must do to thrive as an entrepreneur. Just want to mention our sponsor, Jason Hartman of the Creating Wealth Podcast, and it’s a MUST listen for anyone who is looking to create additional revenue streams. His show is full of smart stuff and if you like this show, you’ll love his too. http://bit.ly/wealthpod. Interview with Jason Myers, Co-founder and CEO of CXO Collective, part 2.

Learn the characteristics of a successful entrepreneur, why passion isn't enough and what you must do to thrive as an entrepreneur. Interview with Jason Myers, Co-founder and CEO of CXO Collective. Just want to mention our sponsor, Jason Hartman of the Creating Wealth Podcast, and it’s a MUST listen for anyone who is looking to create additional revenue streams. His show is full of smart stuff and if you like this show, you’ll love his too. http://bit.ly/wealthpod.        

Learn how much home equity Americans have, how many Americans own their home free and clear and if it impacts your wealth. Recently a friend told me she’d rather rent than buy a home. Is it still a good idea to own a home? Listen to Be Wealthy &Smart podcast #137: "Should I own a house or rent?" Ever wonder how much equity most people have? According to the Urban Institute, it’s a little over $150k. Not only do you have to come up with a 20% downpayment (not always), but you’re also paying into principal each month. The forced savings is powerful, even if the home doesn’t appreciate. Americans over age 60 hold 52% of all home equity; under 50 hold 23%; and those under 40 owned 17%.  Of 73 million homeowners, 46 million have some debt on the home and 27 million have it paid off. Homeowners tend to have more wealth in areas where real estate has increased more. Makes sense, since it’s most peoples’ largest asset. Read podcast reviews.  

Women in households across the US manage $5 trillion! More than half of women with investible assets of $1 million think their financial advisor doesn’t understand them, according to a 2014 study by the Center for Talent Innovation, a NY think tank. A study by National Bureau of Economic Research in 2011 found that FA’s ask women fewer questions than men in the initial meeting and 40% are likely to tell women than men that they must first transfer their portfolio to the advisor’s firm before receiving any advice. It goes along with what I’ve been told…that FA’s don’t speak to the woman, even if she’s the breadwinner, they look at the man the whole time, don’t ask her goals, etc. According to Wells Fargo, the median retirement balance in women’s accounts is $500k vs. $700k for men. On average, women drop out of the workforce for 11 years to care for children. That amounts to $224k lost in lifetime earnings and SS benefits, according to AARP. Less than 25% of advisors are women, with no change in a decade. By 2

Learn why independent researcher Steve St. Angelo of SRSrocco report believes there is a coming shortage of silver. See charts at www.lindapjones.com/srsrocco