Real Money Talks

If you are a hardworking person who wants to give the best to your family, it is natural for you to go over your monthly expenses and make sure that there is enough money to pay for all your needs. These necessities may include your household utilities, food, mortgage, car loan, college plan, and the like. And every month it’s always the same – you get your paycheck, and after ten minutes of holding your hard-earned money, they’re all gone and put away to account for all the necessary payables. Many people do not know that this is a lifestyle cycle, but you have the choice, just to carry on or start living the wealth cycle.   Today on the Real Money Talks podcast, I am going to talk about the difference between the Lifestyle Cycle and the Wealth Cycle. As you listen in, I want you to look at your behavior and assess which pattern you’re living out. Are you designing your life to be rich? Where are you spending your time and energy? Once you have figured it out, remember that the change in your thinking and sp

Do you know the difference between a Trust and a Family Limited Partnership? Many people often believe that they are the same, but they are two very different entities. So, what’s the difference and how can you learn which one is right for you? Should you have both? My brilliant CFO and tax strategist, Weldon Wulstein, joins me on the show again today to explain how these two entities differ, the various types of trusts, and when you should consider getting a trust set up and organized.   “A living trust is not a tax savings vehicle. It is an asset protection vehicle.” – Weldon Wulstein   In This Episode of Real Money Talks: The difference between a living trust and an asset protection trust. Taxation benefits of living trusts vs. asset protection trusts. What is a Family Limited Partnership and how does it work? How gifting Family Limited Partnership interest works. The structure of Family Limited Partnerships and trusts. When you should begin to set up a Family Limited Partnership and trusts and why you sh

President Trump has said many times that he will be raising our interest rates while he is in office, and while I don’t believe we will see a significant increase until at least late-Summer or early-Fall, I do believe that we should prepare ourselves before it happens. That is why I’ve decided to sit down with my CFO and Senior Tax Strategist, Weldon Wulstein, to get his opinion on what it would mean for our listeners if President Trump does, in fact, raise interest rates in the United States. Weldon Wulstein joins me on the show today to share his advice, thoughts, and opinions on what might happen when the interest rates go up, how it will affect our currency, and what consumers need to know to properly prepare themselves for this increase.   “Banks are already anticipating an increase in interest rates.” – Weldon Wulstein   In This Episode of Real Money Talks: How rising interest rates may affect consumers credit card debts and car loans. Will a rise in interest rates make it more difficult to get a mortg

Today on the Real Money Talks podcast, I want to talk about how to go into business with a friend or partner. Many entrepreneurs often come to a point in their business when they start to consider working with a friend, but often, it can be way more complicated and emotional than entering business with a partner. There are many things you should consider before jumping into a joint venture or partnership with someone – especially with a friend. So, today, I want to give you some food for thought on this to prepare you for the things that can happen and teach you how to go into a joint venture and sustain a healthy relationship with your team.   The best thinking is done in the beginning.   In This Episode of Real Money Talks: What you should consider before entering a joint venture partnership. How to maintain a healthy relationship with your partners. Considering the goals, outcomes, and duration of the deal. Choosing the right people on your team. Creating an exit strategy – before the deal is done. Thing

Over 60-percent of school-aged children today are raised by a single parent or blended family. Unfortunately, there’s not many resources available to help parents – especially single entrepreneur parents – learn techniques and strategies to get everything done while running a successful business and providing the attention and nurturing care that children need. Today on the Real Money Talks podcast, I’m going to share the story of my personal journey as an investor and entrepreneur while raising a child as a single mother. I want to share the strategies and formula that I used to be able to continue growing my business without sacrificing quality time with my son. My hope is that you use my story and formula as inspiration and motivation to figure out a formula that works for you and to know that – if I can do it, so can you!   Design your life.   In This Episode of Real Money Talks: How to increase the capacity of your day. Becoming a calendar guru and learning the art of “future pacing.” How to hire househ

Welcome to the first episode of the Real Money Talks Podcast with your host, Loral Langemeier. This is the show where we teach you how to have real conversations about money, creating wealth, corporate structuring, and investing. Loral is a strong believer that the conversation around money must be taught to truly prepare for your financial future. Money is involved in just about every aspect of our lives, but the conversations around money – from making it, saving it, and investing it – are far and few between in today’s society. In fact, most of the conversations stay within the four walls of our homes.   “Money is in your life every day. You can choose to avoid it, or you can attract it.” Loral Langemeier   What You’ll Learn from Real Money Talks: Financial goal setting and planning Diversity and sequencing of your assets Entity structure Corporate structure Tax strategies Due diligence Money rules Understanding energy products, gas, and oil Equity crowd-funding Real estate franchising IRAs Solo-401K’s De

International money expert & 5-Time New York Times Bestselling author Loral Langemeier and her wealth team are bringing the cutting-edge Off Wall Street Wealth training TO YOU. This no-cost event will help you create your money strategy, construct money rules, learn how to KEEP more of what you make and INVEST wisely through a proper financial education. Join Loral at an upcoming event. Learn how here. http://offwallstreetwealth.com/