Richer Soul: Life Beyond Money. You Got Rich Now What? Focus On Freedom, Abundance, Financial Security, Early Retirement, We

Darren teaches us how to reprogram our internal thoughts and programs to live an extraordinary life.    Take away: You have the choice to reprogram yourself to be extraordinary.    Action step: Create a daily ritual.    Money Learnings: Darren grew up in a volatile family environment in the UK. He grew up with uncertainty around money. His dad taught him to work hard.    Bio: Darren Gold is a Managing Partner at The Trium Group, where he advises and coaches CEOs and leadership teams at many of the world’s most innovative companies, including Roche, Dropbox, Lululemon, Sephora, Cisco, eBay, Activision, and Warner Bros. He is the author of the new book Master Your Code: The Art, Wisdom, and Science of Leading an Extraordinary Life.    Highlights from this episode: Show notes page The strive for the next hurdle. Darren is providing his children with an expansive belief system. The Book: Master Your Code: The Art, Wisdom, and Science of Leading an Extraordinary Life. We are all running a subconscious prog

Mike asks what are you made of? Your biggest struggles can be the path forward to great success.    Take away: Life happens for you, not to you. Action step: What's something that will make you uncomfortable. Money Learnings: Mike grew up with divorced parents. He chose to live with his dad for a fancier life. That choice led to a bad outcome that became the fuel for Mike's success. Bio: Michael “C-Roc” Ciorrocco (sher-OCK-oh) is a motivator, facilitator, dynamic public speaker and a fierce friend and coach. At his core, he’s a grinder – just a guy who had a fire lit in his heart at an early age. That fire has led him to  inspire others to see the greatness inside of themselves using past life events to fuel their fire.   His passion is truly helping others. Whether it’s his employees, partners, real estate agents, or anyone else looking to better their business, personal life, or mental game, C-Roc always is up for the challenge. He has spoken in front of thousands of real estate agents, showing them how to

Deb shares how to sell with ethics based on helping customers get what they need. She also shares the wisdom she has learned over the years in business and life.   Take away: Sales is an essential skill in business and life. It not about being pushy it's about helping people get what they want.   Action step: Know where you are and where you want to be. Money Learnings: Deb grew up in a middle class family. She learned that if you worked hard you could earn money.    Bio:Deb Brown Maher is an accomplished business owner and fine artist. Her professional background spans over thirty years of expertise in all levels of sales execution, training and coaching.  She has a notable sales track-record both as an individual contributor and as a sales leader for various organizations. Her expertise spans multiple industries as well as every size business – from start-ups, to mid-range and global organizations.   Deb has a unique ability to help her clients quickly identify gaps in sales process and performance, bridge

Profit First   Mike Michalowicz is the creator of Profit First and has written many books to help entrepreneurs succeed in business. He shares his experiences in buildings businesses.    Take away: You have to work on your business not in your business. Once you have your foundation built you can work at a higher level.   Action step: Automate your cash flow in business and your personal life.   Money Learnings: Mike's dad worked at a 9-5 job and his mom stayed home to raise kids. They used the envelope system for spending. School and college didn't teach him about money. Mike is teaching his kids to earn money.    Bio: Mike Michalowicz is the entrepreneur behind three multi-million dollar companies and is the author of Profit First, Clockwork, The Pumpkin Plan, and his newest book, Fix This Next. Mike is a former small business columnist for The Wall Street Journal and regularly travels the globe as an entrepreneurial advocate.   Highlights from this episode: Show notes page   Mike's experience losing ever

David Stein shares his expertise as a money manager to help us make better investment decisions based on timeless principles.    Take away: David shares a principled based way to invest.    Action step: Try something new!   Money Learnings: David bought a course at age 11 to learn how to make money. He had to learn about money on his own. He read many self-development books at a kid. He teaches his kids that money flows.   Bio:  David Stein helps individuals become more confident investors via audio, video, and books. For the past five years, he has hosted the weekly personal finance podcast Money For the Rest of Us. The show has more than 250 episodes and over 12 million downloads. David is the author of Money For the Rest of Us: 10 Questions to Master Successful Investing. Previously, David was Chief Investment Strategist and Chief Portfolio Strategist at Fund Evaluation Group, LLC, a $70 billion institutional investment advisory firm, where he co-headed the 21-person research group.     Highlights from th

Soulfire: Break Out of a Burnout Job and Craft a Career That Inspires You!   Sean digs deep into how we view ourselves and the world. What can we do to change ourselves so that we are living an abundant, rich and joyful life?    Take away: The solutions to what you want in life can be found in the mirror.   Action step: Ask yourself do you want to be where you work in 2 - 5 years?   Money Learnings: Sean didn't learn much about money in school.  His dad was in business and he was raised that money was good but it wasn't the end goal.   Bio: Sean Sessel is a voracious learner with a fervent belief in the ability of the individual to better himself or herself. After an epiphany that he derived intrinsic enjoyment from continual learning and the sharing of knowledge with others, he decided to make a career of it and started The Oculus Institute.   Sean helps individuals escape burnout jobs and craft careers that truly inspire AND pay well. He works with people to prevent self-sabotage, dissolves stress, and disc

A Conversation With Coaching Client Marla Mogul   Marla is one of my coaching clients and she agreed to come on the show to share her journey. She also shares how my coaching has helped her create a life plan and achieve her goals faster than she could alone.     Take away: Coaches can help you achieve your goals much faster than going it alone.   Action step: Explore if a coach can help you achieve your life goals.    Money Learnings: Marla's family never talked about money. They grew up in a neighborhood that was beyond their means.    Bio: As the co-founder of the nonprofit, A Night Out, Marla created an organization that in five years served more than 900 survivors of domestic violence, while providing childcare for over 250 of their children. Through safe and healthy social experiences such as self-care spa nights, concerts and theater performances, A Night Out provides an opportunity for survivors to rebuild a sense of community in a safe environment with support, understanding, and fun. Her vision of g

The Grey Dance of Love, the Step-by-Step Guide to Finding Love That Lasts   George Araman shows how to engineer every facet of your relationship to maximize love and deep connection, how to keep the sparks going for years, and why you should argue - the right way.   Takeaway: Work on your self image and live your dreams starting from the inside, and moving out.   Action Step: Love yourself: forgive yourself, learn your relationship patterns, and embrace your natures.   Money Learnings: George grew up learning more financial theory than practical money lessons. Learn about making money by finding someone who has been truly successful at doing it.   Bio: By dancing between his heart and his mind, George Araman has created a 50-year vision of spreading some much-needed love around the world …so get ready for the Relationship Entrepreneur.   George was blessed to have been “friend-zoned” by his ex-best friend, as this allowed him to discover his life’s purpose. Since then, he has dedicated himself to researching,

How To Get a Better Job Using LinkedIn    Mike Sudermann shares the details of career transition, how to optimize your LinkedIn profile, and how to "dig the well before you're thirsty" by cultivating meaningful relationships throughout your working life.   Takeaway: Make sure whatever you do for the bulk of the day is something that brings you happiness and fulfillment. Chase happiness in work, not just money.   Action Step: Adjust your LinkedIn profile by creating a targeted headline, and optimize the page to show your diverse skills and accomplishments in detail.   Money Learnings: Mike's paper route as a child set the foundations for a dedicated, strong work ethic that's carried him forward throughout his career. He's also teaching his kids about money by teaching them to be responsible for their own mistakes, and understand the market value of labor.   Bio: Mike Sudermann is a highly accomplished executive recruiter & career transition specialist who places top tier talent with companies around the wo

Celebrating 3 Years of the Richer Soul Podcast with Andy Wang   My friend Andrew Wang joins to interview me for the three year anniversary of the Richer Soul Podcast!   We discuss my journey so far with Richer Soul, retiring from the corporate world, and the mindsets and tools I've used to create the life of my dreams.   Check out my earlier interview with Andy here- http://richersoul.com/ep-0049-inspired-money-andy-wang/   Takeaway: Implement processes to get more efficient, get clarity of vision, and join a mastermind!   Action Step: Work on a plan for 2020 with a goal of getting clarity of vision.   Bio: Andrew is a managing partner at Runnymede Capital Management. He’s been named one of the top 100 Most Social Financial Advisors. He also contributes to the Huffington Post and has been quoted in major investment publications including Barrens and Forbes, He also has a podcast called Inspired Money http://www.runnymede.com/ “I’m on a mission to better myself + those around me.”   You can hear Andy’s show In

Arlene teaches us the power of philanthropy and how giving provides more benefits than receiving.    Take away: Giving brings more fulfillment than receiving. Be intentional with your donations.   Action step: Keep track of all your giving in one place.    Money Learnings: Arlene's parents taught her different lessons about money. The parents had discussions at the table around money. When her dad sold the company, they became the millionaires next door. Her dad taught her to give and to do so anonymously.    Bio:  Arlene Cogen is a sought-after speaker, trainer, and coach on leadership and philanthropy. A Certified Financial Planner and expert on philanthropy, Arlene provides a fresh perspective on how to include philanthropy into your life. Her passion is reflected in her inspiring and informative presentations that break giving down into manageable bites and explains how you can make a gift you never imagined.    Arlene began her career on Wall Street, spending over 20 years in the trust and investment wor

  Jamie Jay shares how creating culture is the key ingredient in business and life. He shares how he created the culture in his business and his success and failures.   Take away: Creating a culture and building systems creates an amazing business.   Action step: Go through the delegation roadmap.   Money Learnings: Jaimie grew up in Alaska. His parents didn't teach him much about money.    Bio: At the core, Jaime Jay is a connector of personalities and brands. He constantly challenges himself to be a better human being. He is also an amateur hockey player and starter geek who truly enjoys helping his clients rediscover themselves, their companies and how to realize their "WHY".   - Worked with clients in Canada, the United Kingdom, America, Philippines, other countries in Asia and New Mexico. - Responsible for growing and leading multiple management, sales, and operating teams. - Co-founded and operated publishing company where he helped create, publish, and distribute a regional real estate publication. - R

Would you like to get out of the rat race and retire early? Big ERN, Karsten shares his journey and how he was able to retire at 44.   Take away: If you spend less and save more you can have time freedom at a young age.   Action step: Automate your savings.   Money Learnings: Karsten grew up in Germany in a lower middle class family. He is part of the F.I.R.E. community and retired at 44. He learned to save at a very high rate.   Bio:  Karsten “Big Ern” Jeske, Ph.D., CFA retired in 2018 at the age of 44 after a long career in academia, government and Corporate America. He previously taught economics at Emory University in Atlanta and worked at the Federal Reserve Bank of Atlanta and Bank of New York Mellon Asset Management in San Francisco.   He uses his new-found time to travel with his wife and daughter and write for his blog Early Retirement Now on all topics related to finance and especially the financial challenges of early retirement. Karsten has an undergraduate degree in Business from the Universität

Michelle Bosch shares her life journey, starting from humble beginnings. Michelle and her husband immigrated to the United States and created the life of their dream through real estate.    Take away: Be intentional in life. Figure out what you want and then learn how to do it. Surround yourself with people who support you.    Action step: Do something!   Money Learnings: Michele is an immigrant to the USA. Her dad passed away when she was a child. He left them a commercial building that provided cash flow for them. Poverty is relative.    Bio: Michelle Bosch is the Co-Founder and CFO of Orbit Investments and a full-time real estate investor since 2002. She has bought and sold over 4000 pieces of real estate and built the 3rd largest land investment and auction company in the US, bringing that company successfully into the 8-figure revenues in a matter of 18 months. Through the recession, she positioned Orbit Investments for rapid growth in the Single-Family and Multifamily investing space with over $40 milli

Tom and Ariana have intentionally designed their life and business around their desires. They share the blueprint for how you can design your life.   Take away: Be intentional and know where you are going.   Action step: Take the time to decide what you want your future life to look like.    Money Learnings: Ariana didn't learn a lot about money growing up. She had everything she wanted growing up. They are being more active with their kids and money.   Bio: Tom & Ariana Sylvester are founders of Lifestyle Builders™, a coaching and training company that helps entrepreneurs build their businesses to create more impact with their customers and more freedom in their lives.   As partners in both life and business, they know what it takes to not only succeed as life partners, but also as business partners.  After nearly 20 years together, they have refined their systems to allow them to not only succeed in business, but also in life. In Lifestyle Builders, Tom & Ariana break down the roadmap that they use

Danielle covers all the different types of health insurance and the choices we can make. We cover the positives and negatives of the various medicare plans along with the costs.   Take away: Understand the various choices and costs of health insurance.   Action step: Take the time to review your insurance coverage.   Money Learnings: Danielle learned to sell earthworms at the age of 4. Her dad was an entrepreneur and so she was always trying new businesses. After her parents divorced her mom explained how money works.   Bio: Danielle Kunkle Roberts is a founding partner and senior executive at Boomer Benefits, a national agency specializing in Medicare-related insurance products since 2005. Serving thousands of Medigap policyholders in 48 states, Boomer Benefits helps baby boomers how to navigate Medicare. She is a nationally-recognized expert in the Medicare-sector of the health insurance industry and a member of the Forbes Finance Council, where she writes about Medicare and the costs of healthcare in retir

Choose FI Your Blueprint to Financial Independence    Chris shares his journey to financial independence and how you can create your own path to the life you choose. It's about creating time freedom to live life on your terms.      Take away: Figure out what you want from life and create a financial plan to achieve it.   Action step: Do a 80/20 analysis - to figure out the 1 or 2 things that would provide you the biggest impact.   Money Learnings: School didn't teach Chris about money. He learned watching his dad start his business in photography. His mother taught him to be frugal. He also learned to stay away from debt.   Bio: Chris Mamula used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial

Jay Jayamohan shares his startup journey and what he has learned along the way. While everyone talks about getting investors and using other people's money Jay shares the downside of doing that. We also talk about alternative ways to raise funding.    Take away: Accepting venture capital money in business comes with a lot of strings that you may not like.   Action step: Describe something without using the word it is.   Money Learnings: Jay grew up happy. It didn't matter how much money they had or didn't have. Money doesn't equal happiness.   Bio:  Jay Jayamohan is a leading expert in disruptive innovation, design thinking, and strategic management. He has worked extensively with Fortune 500 and Global 1000 companies, the U.S. government, startups, venture capitalists and foundations.   As Executive Director of the Center for Innovation & Entrepreneurship at Harrisburg University, he is responsible for creating a multi-pronged but interconnected hub that aligns entrepreneurial activities across campus an

Dr. Estes shares how we get addicted and the many different types of addiction. She shares the underlying issues that cause addiction and how to address the underlying root cause. You may be surprised at the addictions you have.   Take away: All addictions have the same underlying root causes that we need to address.   Action step: Start a journal of your addictions and include your food and mood.  Money Learnings: She was taught we don't have the money for that from her parents. At 14 she had her life plan for success.    Bio: Cali Estes, Ph.D is an author and highly sought after Addiction Therapist and Life/Corporate Coach who specializes in harm reduction and utilizes holistic approaches to treat addiction, as well as mental conditions holding her clients back from reaching their full potential. She works with individuals, drug and alcohol treatment teams and addiction professionals looking to advance their knowledge base.   Dr. Estes has over 20 years experience working with drug, alcohol and foodaddictio

Greg Yates shares his journey to massive business success followed by massive personal failure. He teaches us how being broken helped him become a much better man.    Take away: Money is not going to create happiness.   Action step: Find the simplest thing and take action on it.   Money Learnings: Greg's parents didn't talk about money and school never taught him about money. Greg didn't learn about finances until later in life. Greg has intentional in teaching his kids about money   Bio: After more than 30 years in business, owning as many as 14 businesses at one time with hundreds of employees, Greg found himself in denial, without trusted advisors when the Real Estate market crashed. He made decisions that ultimately cost him tens of millions in capital and a year in prison. Going from massive success to the brokenness of failure, Greg came face to face with the False Beliefs that had blocked his decision-making process and left him isolated as a leader. Now, Greg trains high-level teams the 4 essential GE