Listen Money Matters - Free Your Inner Financial Badass. All The Stuff You Should Know About Personal Finance.

At a certain point, you can’t save any more money; there just isn’t anything left to cut. And really, saving money is not nearly as impactful as making more. So whether you want to increase your income to pay off debt, save for a home, take a vacation, or retire early, we have ways to do it. Here are our favorite money making ideas. Full Article Here Show Notes Cellar 3 Silva:  An Imperial stout. Simple Wealth: Research and evaluate rental properties. Learn more about your ad choices. Visit megaphone.fm/adchoices

The most valuable thing in the world is knowledge. Everything else in our lives, money, health, things, love, they can all come and go. They can all be taken away from us. The one thing that no one can ever take from you once you have acquired it is knowledge. You can lose your money, all of it, and all of the stuff it brought you in an instant and through no fault of your own. But the knowledge you have earned is something that no one and nothing can ever take from you. Full Article Here Show Notes Impending Descent: A Russian Imperial Stout Deep Work: How to focus without distraction. Tax-Free Wealth: The book that started Andrew's rental property obsession! So Good They Can't Ignore You:Debunking the follow your passion myth. Learn more about your ad choices. Visit megaphone.fm/adchoices

The two most expensive things in life are taxes and interest, and we want to avoid both. One of the best ways to avoid taxes is by starting a business. We want to illustrate the massive tax advantages allowed to small businesses and how utilizing these advantages can be as beneficial if not more so as compared to traditional retirement accounts. Also, they can be used in conjunction with retirement accounts for an added big advantage.  Today we will discuss LLC vs S Corp and the amazing tax benefits of having a business. Full Article Here Show Notes Disclaimer: We are not tax advisors, and you should consult with one before you start deducting things like crazy and stuff like that - both Thomas and Andrew do. Impending Descent: A bourbon barrel aged Imperial Stout. Gusto: A cloud-based payroll, benefits, and human resource management solution for businesses. Tool Box: All the best stuff to manage your money. Simple Wealth: Research and evaluate rental properties. Learn more about your ad choices. Visit meg

LMM loves listener questions. If you’re wondering, other people are too and doing a five questions episodes allows us to reach more of you. Today we have five awesome questions from you. Today we will answer your five awesome questions about individual stocks, student loans, the 4% rule, You Need a Budget, and investing 101. Full Article Here Show Notes Asahi Super Dry: A Japanese beer with a refreshing barely flavor. Tool Box: All the best stuff to manage your money. Thanks guys, we love reading your questions. You keep asking, and we'll keep answering! Learn more about your ad choices. Visit megaphone.fm/adchoices

What the f**k are stock options? Options are one of those personal finance concepts that can be intimidating if you aren’t familiar with it but when distilled down, is pretty straightforward. Our guest today, Kal Zurn, from Sharper Trades will break down what stock options are, how they work, what they are used for and why you should care. Full Article Here Show Notes Harviestoun Ola Dubh Special Reserve 21: An old ale style beer. Tool Box: All the best stuff to manage your money. Learn more about your ad choices. Visit megaphone.fm/adchoices

There is nothing more nerve-wracking than a job interview. All those questions and always the dreaded, “Where do you see yourself in five years?” Today we’ll have you navigate the minefield that is a job interview. As we have discussed in our future of work episode, the face of employment is changing. More than ever we need to be able to stand apart from the competition. One important way to do that is to improve your interview skills. Full Article Here Show Notes Export Stout Tool Box: All the best stuff to manage your money. Learn more about your ad choices. Visit megaphone.fm/adchoices

The national debt is big boogeyman during election years but how bad is it really and do you need to worry about it? We hear a lot about the national debt, but many of us don’t really know what it is or how it works. Today we will have an a political discussion on how the national debt actually works. There are all kinds of doomsday scenarios surrounding what would happen if the US were to default, but the likelihood of that is pretty low. It could happen but it almost certainly won't. So like Warren Buffett, you can sleep tight and now let the national debt keep you up at night. Full Article Here Show Notes Harviestown Ola Dubh: Ale aged in whiskey casks Understanding the National Debt and Budget Deficit: Youtube Tool Box: All the best stuff to manage your money. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our healthcare system is the worst in the developed world, but you can’t opt out of it. Because it affects us all, we need to discuss the importance of understanding the US healthcare system. Our guest today is here to explain how consumers can take back some control of healthcare costs. David Vivero is co-founder and CEO at Amino a healthcare transparency company working to connect everyone to better, more affordable care. Full Article Here Show Notes Grimm Sour Ale: A double dry hopped ale. Tool Box: All the best stuff to manage your money. Learn more about your ad choices. Visit megaphone.fm/adchoices

When the robots steal our jobs, we will have to have money coming in from somewhere to house and feed ourselves? One way to do that is through universal basic income. Last week we spoke about the future of work when automation wipes out 47% of American jobs. That episode begs the questions, will universal basic income be part of our future? Will free money be the answer to our problem? Today we look at the pros and cons of universal basic income and see how free money will effect out future. Full Article Here Show Notes The Crisp: A German-style Pilsener. Tool Box: All the best stuff to manage your money. Learn more about your ad choices. Visit megaphone.fm/adchoices

Robots are going to take our jobs. Things are changing faster now than even during the industrial revolution. We have to start planning now because the future of work is changing rapidly. This episode is not meant to scare you. It’s meant to prepare you for the changing employment landscape. Breaking the looms is not a long-term solution. Full Article Here Show Notes Double Negative: An Imperial Stout by Grimm Back Flipping Robot: From Boston Dynamics Tool Box: All the best stuff to manage your money. The Rise of Robots: From Vox Automation and AI are Destroying Jobs, Not Work: From Quartz The Rise of Machines: From In a Nutshell Learn more about your ad choices. Visit megaphone.fm/adchoices

You can DIY a lot of your financial life, but sometimes you need some help. But you only want to choose the best people when it comes to your money. Today we’re discussing how to interview and hire a financial team. Shannon McLay from Financial Gym is our guest today. Financial Gym provides one on one personal training to help people achieve their financial goals. Full Article Here Show Notes Simple Wealth: Research and evaluate rental properties. Tool Box: All the best stuff to manage your money. Financial Gym: Get financial personal training Learn more about your ad choices. Visit megaphone.fm/adchoices

Data breaches have been in the news recently, and the headlines are scary. Today Farnoosh Torabi joins us to discuss protecting yourself from credit card fraud and identity theft. Farnoosh Torabi of the So Money podcast is the Chase Slate Financial Ambassador. She can give us the insider’s scoop on how to protect our data and our credit scores from fraudsters and even ourselves. Full Article Here Show Notes Grimm Artisanal Ales: A dry hopped sour ale. Tool Box: All the best stuff to manage your money. Simple Wealth: Research and evaluate rental properties. Learn more about your ad choices. Visit megaphone.fm/adchoices

Most of us spend too much on food. You can still eat well or maybe better than you currently are, and spend less money. Looking for a way to make cheap meals that hit the spot? The shopping trolley is one of the easiest places to cut spending. Here is our ultimate guide to saving money on groceries and making good food on a tight budget. Full Article Here Show Notes The Science of Cooking Cooked on Netflix Kitchen Confidential  Learn more about your ad choices. Visit megaphone.fm/adchoices

There are a lot of personal finance terms thrown around that many of us don’t understand so when we hear them, we just nod and smile. But LMM is all about education, so we’re going to devote this episode to understanding economic bubbles. Bubbles are nothing new. The first bubble may have happened nearly 400 years ago. Our episode a few weeks back on cryptocurrencies got us thinking about economic bubbles. It’s an interesting subject so we wanted to delve further into bubbles. Full Article Here Show Notes Super Going: A dry-hopped ale with orange zest. Woodchuck Cider: An amber cider. Tool Box: All the best stuff to manage your money. Simple Wealth: Research and evaluate rental properties. Learn more about your ad choices. Visit megaphone.fm/adchoices

We spent years accumulating money for retirement, but when we finally get there, it’s all about decumulation, counting down your money. Learn how to retire and what to do with your time and money. We talk a lot about early retirement, but today we’re talking to someone who’s living it. J. David Stein retired at 46 and had since launched his successful podcast, Money for the Rest of Us. Full Article Here Show Notes Money for the Rest of Us: People like us, invest like this. Simple Wealth: Research and evaluate rental properties. Learn more about your ad choices. Visit megaphone.fm/adchoices

Rental property is LMM’s favorite form of passive income. But if you want to maximize your real estate investments, you’ll have to get a little less passive. We’ve covered many of the basics about rental property, and now we’re going to go deeper. We will explain the BRRR strategy and how cash out deals work. Full Article Here Show Notes My Name is Citrus Maximus:An IPA with a hint of grapefruit. Roofstock: Turn key rental property. Simple Wealth: Research and evaluate rental properties. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today we’re joined by Wes Chapman, founder of A Human Project. Wes shares his story and tells us how getting rid of the victim mentality can bring us greater success. Wes is the founder of A Human Project, an organization that incubates creative, scalable solutions to systemic problems and gathers together the greatest minds to solve global issues in education, health, and society. Full Article Here Show Notes Cappuccino Stout:A heady mix of beer and caffeine. Sour Monkey Victory Brewing: An American wild ale. Wes Chapman: Wes's site. Building a World of Worth: Wes's TedX talk. Tool Box: All the best stuff to manage your money. Simple Wealth: Research and evaluate rental properties. Learn more about your ad choices. Visit megaphone.fm/adchoices

We get a lot of great questions from listeners and readers. And if one of you asks a question, dozens of other people have the same question. In order to reach you all, we like to do five questions episodes. So here they are, five awesome questions from you! Is there such a thing as being too frugal, Betterment or Vanguard, how can you save money in college, what should you do with an IRA, where should your emergency fund live? We’re going to find out.   Full Article Here Show Notes Tool Box: All the best stuff to manage your money. Simple Wealth: Research and evaluate rental properties. Learn more about your ad choices. Visit megaphone.fm/adchoices

Small talk only gets you so far. If you want to improve your career, your relationships, and your life, you have to move past small talk to something deeper. Today we interview two experts on the art of meaningful conversation. Mollie Kinsman Khine and Taylor Buonocore are the inventors of  Convers(ate), a game designed to spark conversation. Full Article Here Show Notes Truck Stop: A honey brown ale. Conversate Kickstarter: The campaign is live until November 10, 2017. Convers(ate)'s Website: Check out the details of the game.Tool Box: All the best stuff to manage your money. Simple Wealth: Research and evaluate rental properties. Learn more about your ad choices. Visit megaphone.fm/adchoices

Money has been around for thousands of years and now there is a new form of money on the scene. A cryptocurrency is a form of digital money. It uses cryptography to create secure, digital transactions that are in theory, anonymous. That’s why it’s the preferred medium of payment when buying illegal things like drugs on the dark web. BitCoin was the first cryptocurrency, created in 2009 and is the most well-known. But, what even is cryptocurrency? This episode is the newbie’s guide to the cryptocurrency market. Full Article Here Show Notes Tool Box: All the best stuff to manage your money. Simple Wealth: Research and evaluate rental properties.  Learn more about your ad choices. Visit megaphone.fm/adchoices