Investing Insights With Right Property Group

As talk of an impending rate hike heats up in recent weeks, investors are urged to be critical of the rhetoric of gloom-and-doom surrounding the market and instead focus on fortifying their real estate portfolios. When talking about interest rates, hosts Phil Tarrant, Steve Waters and Victor Kumar say that investors should not ask if and when it will change, but how they can prepare their portfolio when the inevitable monetary policy tightening occurs. The trio also give their expert advice on how investors can prepare for changes to supply and demand dynamics, economic trends and further tightening of lending buffers.

In this Episode 72 of the Investing Insights podcast, Victor Kumar and Steve Waters from Right Property Group uncover the truth about data and how this could affect you as an investor. Data is a surviving factor when investing in property, but there could be danger in relying solely on data. If you think data never lies, then you haven’t seen it all. Data is fundamental in investing between the flags, but also routine checks, ground truth, cash flow management, and many more factors that contribute to successful property investing. We live in a world where news is everywhere and today, with the APRA changes, inflation rising, and with the market reacting to the media, data can be misunderstood. Headlines may contain property prices soaring, but this could actually mean growth and be an opportunity for you to take advantage. Successful property investing is making sure you are always in control of the cash flow, have enough liquidity, and have the ability to pivot your strategy within the moving market

With Australia on the brink of fully emerging out of the shadows cast by COVID in 2021, it’s now officially open season for the property market. Will the current real estate trends buckle or boom under the “new normal” conditions? In this episode, hosts Phil Tarrant, Steve Waters and Victor Kumar tackle a raft of geopolitical, financial, and economic factors and events that are shaping the spring selling season this year. While it does currently seem to be all systems go for the property market, the trio warn investors against chasing get-rich-quick schemes that are proliferating the real estate industry. They also argue on whether trends that have dominated the property market scene at the height of the pandemic will continue as cities emerge out of lockdowns and borders reopen, before touching on APRA’s recent move to tighten lending standards and how it could potentially affect current dynamics.

As Australia looks to the other side of COVID-19, there’s a number of factors that will have an impact on the market – but how will they interact? Phil Tarrant, Steve Waters, and Victor Kumar tackle a number of the big picture issues that could have an impact on property over the next few months and beyond: geopolitical tensions, pathways out of lockdown, a federal election, and tightened lending are all on the cards. The trio talk about revenge spends and highlight why employment belts are such big indicators of price growth, before discussing the demographic of investors and the rising phenomenon of “the entrepreneurial spirit”.

With widespread and indefinite lockdowns inducing feelings of uncertainty and insecurity among buyers and sellers, what will the spring selling season look like this year? Phil Tarrant, Steve Waters and Victor Kumar discuss the implications of the latest wave of lockdowns on real estate and how it compares to previous lockdowns. Will the market slow down amid a pronounced imbalance of supply and demand? What are the opportunities to be found in the current market? The trio also reflect on the value of the “right” suburbs, and advise investors how they can better understand unique growth patterns and fundamentals that ultimately influence success. Looking forward, Phil, Steve and Victor touch on the road to normalcy that the market is bound to take in the future.

ENCORE EPISODE - DESIGN YOUR DECADE PART 2 We hope you enjoyed part 1 of DESIGN YOUR DECADE covering years one through five. Part 2 focuses on years five through 10 of one’s property investment journey. Steve Waters and Victor Kumar join host Phil Tarrant to outline the fundamental shifts that occur in the second half of the decade, and the notion of a static 10-year plan and a rolling 10-year plan running in parallel. Victor, Steve and Phil talk about the importance of consistently reviewing one’s portfolio, the major milestone that should occur around the 10-year mark, and the dangers of chasing the latest strategic fads. There are so many golden nuggets of goodness throughout that are applicable to those who are planning to start their property journey to those who may have started decades ago. So no matter what stage you are at you will find value in what Steve, Victor and Phil have to share. The best investors are those that have strategies in place to withstand and succeed in any given situation, w

Mixed data is coming out of the property market, with record-low interest rates, pent-up demand and limited supply fuelling strong price growth. On the other hand, prolonged lockdowns and talk of macro-prudential policy could inflict negative impacts. Dissecting recent developments, hosts Phil Tarrant, Steve Waters and Victor Kumar discuss last year’s missed predictions of 30 per cent market falls and why the rhetoric is different during the most recent lockdowns. The trio also chat through some of the key topics you need to know as an investor, including how to use the current market trends to position your portfolio and whether it’s time to offload those poor-performing assets. Looking forward, Phil, Steve and Victor touch on the dangers of predicting the future.

ENCORE of the most popular (and Melissa's favourite) episode! The DESIGN YOUR DECADE episode was published on 26th June 2020. Phil Tarrant and our own, Steve Waters and Victor Kumar deep dive into the critical questions for investors to consider when approaching the first five years of designing their decade. Regardless of where you are at in your life, the Design your decade episode is a MUST listen for everyone. There are so many golden nuggets of goodness throughout that are applicable to those who are planning to start their property journey to those who may have started decades ago. So no matter what stage you are at you will find value in what Steve, Victor and Phil have to share. As an experienced investor Melissa has found this particular episode really resonate and gave her the reminder of what she needed when it comes to the importance of reviewing their portfolio and dedicate regular time towards it. The episode also gave her the opportunity to reflect on their journey so far and where it was

As property markets continue their post-pandemic boom, investors are being urged to look at each property’s fundamentals instead of listening to overall market myths. In this episode, hosts Phil Tarrant, Steve Waters and Victor Kumar break down some of the biggest myths in property – from “all property grows at the same pace” to “valuations always lag sale prices”. The trio also discuss how today’s results don’t necessarily set up an investor long-term, whether or not bargains are still available in a hot market, and whether investors should target yield or growth in today’s property cycle.

In Episode 66 of the Investing Insights podcast, Victor Kumar and Steve Waters from Right Property Group unpack five investor profiles. The evolution of a successful investor is about identifying your investor profile. Victor and Steve have for many years referenced the four investor profiles and most recently have added a fifth. 1. The collector loves ownership, wants to buys something. Just wants to be an investor. We see a lot of them in this market. Generally not strategic as they get caught up in brag rights and number of doors they have and mistake action with results. On the upside buying one is better than doing nothing! 2. The Observer loves the idea of investing but does nothing as there is always a reason for not doing something which is usually wrapped around fear? FOMO in reverse – shoulda, woulda coulda…… The observer spends endless hours poring over analysis and opinion, discussing statistics and rationalising their choices. They will set up an extraordinary number of ‘watch lists’ on thei

As property markets continue to boom post-pandemic, investors are being urged to stick with the fundamentals that underpin good buying decisions instead of letting ego and greed take over. In this episode, hosts Phil Tarrant, Steve Waters and Victor Kumar discuss the notion of control in property investing, challenging the fallacy of the one-in-a-hundred-year natural weather event and why investors should focus on both growth and cash flow to increase their chances of success. The trio also talk about taking an educated approach to investing, why investors currently think they are bulletproof, how it’s easy to gain wealth but hard to maintain it, and why the current friendly market fundamentals are set to fade over time.

As the property market goes from strength to strength, with low rates, FOMO and undersupply creating a seller’s market, active investors need to get creative in order to maximise value. In this episode, hosts Phil Tarrant, Steve Waters and Victor Kumar discuss the tactics to building a truly smart property investment portfolio and whether those same tactics used after the GFC are still relevant today. The trio explore the concept of ‘market value’, how to add value to a property that investors have paid top dollar for, and whether property investors can continue to negotiate with sellers in a rising market.

In Episode 63 of the Investing Insights podcast, Victor Kumar and Steve Waters from Right Property Group have a detailed discussion on a wide range of topics including the pulse of the market, agent mechanics of listing a property in todays market and insights into finance. The question most people tend to ask is “Is now the right time to get into the property market?”. For each person this will be a different answer as depending on your own set of circumstances – Its not a clear answer. Investing is about timing the market in terms of YOUR set of circumstances. Eg Two years ago you couldn’t borrow due to thresholds and today you can. So potentially it is your time. It all comes down to being business orientated. Far too many people think the hardest part is purchasing. Actually it the reverse. It’s the how you control the purchases and manage the years ahead of holding the asset. Buying within your own means. Buying on what YOU are trying to achieve by purchasing towards a plan. At times like this you can

The property market is flourishing across the country, with a case of FOMO, coupled with undersupply, sending prices north. In this episode, hosts Phil Tarrant, Steve Waters and Victor Kumar discuss why assertive action and due diligence are key in a rising market. The trio explore what the economic ecosystem is telling us about this period of growth, the consequences of poor decision making, how New Zealand has moved to curb its soaring property prices, and more.

In Episode 61 of the Investing Insights podcast, our hosts Victor Kumar and Steve Waters from Right Property Group along with special guest Sze Chuah from MLS Finance discuss the five absolute finance musts to protect and enhance your borrowing capacity : 7.30 - Welcome to special guest Sze Chuah, MLS Finance. 8.30 - Changeover from responsible lending to responsible borrowing and what specific changes are looking to be made. 9.50 - Buyer confidence is high, preapprovals are high so longer application times. 12.09 - Many investors are deemed complex so they go to a separate queue as opposed to a first home owner. 13.44- Every finance application is in effect a business proposal. 16.35 - Really important to understand the type of finance you are getting . By working in with property partners you can get a better outcome. E.g. having the insights of the lenders and close collaboration is more so today in this market. 18.20 - Product Selection – don’t be soley rate orientated. The best rate isn’t necessaril

On the resumption of the fifth season of Investing Insights with Right Property Group, Australians are being urged to ride through the ups and downs of the property game, with patient long-term investors likely to be rewarded over those vying for ‘overnight success’. In this episode, hosts Phil Tarrant, Steve Waters and Victor Kumar discuss how they first met a decade ago, why the property market is eerily similar today to what it was in 2011, and the lessons learnt over their journey together. The trio explore the growth in property over the last decade and how investors can use their previous success to take advantage of the current bull market.

In Episode 59 of the Investing Insights podcast, our hosts Victor Kumar and Steve Waters from Right Property Group discuss: The balance of Growth and Cash Flow, these are both very important in a property portfolio. They need to be balanced both for today and the future What you do now will set yourself up for the future. Market updates from Sydney and surrounds, Queensland, Victoria and Perth including lack of listings across the board and vacancy rates. Developing a portfolio that can pivot as your life changes. The planning process never stops! Regular portfolio reviews are key. The true investor invests during the good times and the bad. Make the best of the market as it is. Flexibility within your strategy is important. Cash flow is not all about income but also expenses. Cash flow management is key. You will hear all of this and much, much more in this episode of Investing Insights!

In Episode 58 of the Investing Insights podcast, our hosts Victor Kumar & Steve Waters from Right Property Group discuss the importance of laying the foundations, committing to fundamentals and understanding your finances is key to your success in property investing. - Agile not fragile investment - Number 1 rule in investing is - its very easy to to get into property however, its substantially harder and often more costly to get out. - Each property you purchase needs to have longevity and perform as though COVID didn't exist. - you never want to find yourself in an investment where you are stuck - Fundamentals are so important. Always consider your own situation and circumstances. What is good for another isn't necessarily good for you. - Beware of the media. There are so many factors at play that the headlines and narrative that is created. - Victor's quote of the day "You can't outsource your pushups". You can't pay someone to do your pushups for you to get you fit, you need to do them yourself. The same

In this episode of Investing Insights with Right Property Group, Steve Waters, Victor Kumar and Phil Tarrant round up 2020 and reflect on events that impacted investing. The trio reflect on the onset of the COVID-19 crisis, opportunities in an uncertain market and the attitude shared by the best investors in the market. They also touch on the most recent federal election and how it left an imprint on property, comparing that with the COVID impact.

In Episode 56 of the Investing Insights podcast, our hosts Victor Kumar & Steve Waters from Right Property Group discuss how to use the festive season break to evaluate 2020 and prepare and plan for 2021. Key messages include: -The world as we know it has changed in 2020 with the shape of investing changing too. What has not changed are the fundamentals when it comes to property investing. - Its not just about buying a property, its also managing the property. rather than the popular term "Buy and hold", it is more a case of "Buy and manage" - Investing in property isn't a passive income generator as there is still an element of work required. - What we do now to manage our position will put us in good stead at the start of 2021. More so than previous years, the festive break is the time to pre-plan for 2021 and learn from the lessons of 2020 - work, finances and lifestyle. - Rolling decade - move and tack. Now, 3,5 and 10 years time. There are always adjustments you need to make . - Investors need to ca